Use this page as a one-stop reference for everything related to Bank of India's NISARPURA branch in NISARPURA DIST PATNA, BIHAR. The branch's IFSC code BKID0004411 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0004411 is the IFSC of Bank of India's NISARPURA branch. The format is fixed: BKID = bank code, 0 = reserved, 004411 = branch identifier.
About Bank of India
Bank of India operates a wide network of branches across India, including the Nisarpura branch in Nisarpura Dist Patna. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0004411.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Nisarpura |
| IFSC Code | BKID0004411 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT NISARPURABLOCK P O NAUBATPUR DIST PATNA |
| City | Nisarpura Dist Patna |
| District | Nisarpura Dist Patna |
| State | Bihar |
| STD Code | 6135 |
| Phone | 6135266276 |
About the Nisarpura branch
The Nisarpura branch of Bank of India is situated at AT NISARPURABLOCK P O NAUBATPUR DIST PATNA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0004411 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's NISARPURA branch came to be assigned the code BKID0004411.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0004411, money simply cannot be routed to the NISARPURA branch electronically.
Products and account variants supported
Every account opened at the Nisarpura branch is mapped to IFSC BKID0004411 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0004411.
Products and services
Customers walking into the Nisarpura branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0004411
How to transfer money using IFSC BKID0004411
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0004411 across all three.
NEFT to Bank of India, NISARPURA using IFSC BKID0004411
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0004411, and confirm that the system picks up Bank of India – NISARPURA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0004411
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – NISARPURA, ensure your bank's portal accepts IFSC BKID0004411 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – NISARPURA, use IMPS. With IFSC BKID0004411 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Nisarpura
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0004411:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at NISARPURA is still linked to IFSC BKID0004411.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's NISARPURA branch, the IFSC BKID0004411 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BKID0004411
Bank of India customers can register for net banking and the bank's official mobile app once their account at the NISARPURA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0004411 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Nisarpura branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0004411 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – NISARPURA:
- The IFSC is exactly BKID0004411 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and NISARPURA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Nisarpura branch
The branch is located at AT NISARPURABLOCK P O NAUBATPUR DIST PATNA, which puts it inside Nisarpura Dist Patna, the broader Nisarpura Dist Patna district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Nisarpura branch” — the verified location pin for IFSC BKID0004411 should appear at the top of the results.
- Confirm the branch is open by calling 6135-6135266276 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0004411 and your account number.
Verifying IFSC BKID0004411 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0004411 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6135-6135266276.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Nisarpura are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0004411 continue to work without interruption.
Branch address & contact
Bank of IndiaNisarpura Branch
AT NISARPURABLOCK P O NAUBATPUR DIST PATNA
Nisarpura Dist Patna, Bihar
Phone: 6135-6135266276
IFSC: BKID0004411
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nisarpura branch but serve different purposes.
What is the IFSC code of Bank of India Nisarpura branch?
The IFSC code of Bank of India, Nisarpura branch is BKID0004411. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Bank of India Nisarpura as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0004411, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC BKID0004411 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0004411 to send funds instantly.
Is IFSC BKID0004411 the same for all accounts at Nisarpura branch?
Yes. The IFSC BKID0004411 is shared by every account held at Bank of India's Nisarpura branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using BKID0004411 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Nisarpura reflect within 30 minutes.
Where is Bank of India Nisarpura branch located?
Bank of India's Nisarpura branch is located at AT NISARPURABLOCK P O NAUBATPUR DIST PATNA, Nisarpura Dist Patna, Bihar.
Does Bank of India Nisarpura branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6135-6135266276 to confirm.
Final notes
To recap: BKID0004411 is the IFSC code of Bank of India, NISARPURA branch, in NISARPURA DIST PATNA, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
