If you are searching for the IFSC code of Bank of India, BHATIYA branch in LINGAD TAL CHORYASI DIST SURAT, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is BKID0002760. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BHATIYA branch, and detailed step-by-step guides for using the IFSC BKID0002760 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of India's BHATIYA branch, the IFSC BKID0002760 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and 002760 identifies this particular branch.
About Bank of India
Bank of India operates a wide network of branches across India, including the Bhatiya branch in Lingad Tal Choryasi Dist Surat. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0002760.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Bhatiya |
| IFSC Code | BKID0002760 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT BHATIYA POST LINGAD VIA SACHIN WRTALUKA CHORYASIDISTSURAT |
| City | Lingad Tal Choryasi Dist Surat |
| District | Lingad Tal Choryasi Dist Surat |
| State | Gujarat |
| STD Code | 261 |
| Phone | 2612392402 |
About the Bhatiya branch
The Bhatiya branch of Bank of India is situated at AT BHATIYA POST LINGAD VIA SACHIN WRTALUKA CHORYASIDISTSURAT. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0002760 is used.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHATIYA of Bank of India — its own 11-character IFSC. The code BKID0002760 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0002760 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Bhatiya branch is mapped to IFSC BKID0002760 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0002760.
Products and services
Customers walking into the Bhatiya branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0002760
How to transfer money using IFSC BKID0002760
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0002760 across all three.
NEFT to Bank of India, BHATIYA using IFSC BKID0002760
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0002760, and confirm that the system picks up Bank of India – BHATIYA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BHATIYA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's BHATIYA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0002760 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of India BHATIYA (IFSC BKID0002760)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0002760 in your mobile or internet banking app, and the money is credited to the BHATIYA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0002760 for Bank of India – BHATIYA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0002760 | Yes – BKID0002760 | Yes – BKID0002760 |
For most retail customers crediting the Bhatiya branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's BHATIYA branch, the IFSC BKID0002760 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Bhatiya branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0002760 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0002760 and the account number together uniquely identify the Bhatiya branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC BKID0002760
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – BHATIYA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0002760. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Bhatiya branch sits at AT BHATIYA POST LINGAD VIA SACHIN WRTALUKA CHORYASIDISTSURAT. If you are travelling from outside Lingad Tal Choryasi Dist Surat, search for the branch on a maps application using the bank name and locality, or call 261-2612392402 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0002760 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BKID0002760 for Bank of India – BHATIYA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhatiya branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0002760, however, work 24x7.
Branch address & contact
Bank of IndiaBhatiya Branch
AT BHATIYA POST LINGAD VIA SACHIN WRTALUKA CHORYASIDISTSURAT
Lingad Tal Choryasi Dist Surat, Gujarat
Phone: 261-2612392402
IFSC: BKID0002760
Frequently asked questions
Can I use IFSC BKID0002760 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0002760 to send funds instantly.
Does Bank of India Bhatiya branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 261-2612392402 to confirm.
Is IFSC BKID0002760 the same for all accounts at Bhatiya branch?
Yes. The IFSC BKID0002760 is shared by every account held at Bank of India's Bhatiya branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bhatiya branch but serve different purposes.
Where is Bank of India Bhatiya branch located?
Bank of India's Bhatiya branch is located at AT BHATIYA POST LINGAD VIA SACHIN WRTALUKA CHORYASIDISTSURAT, Lingad Tal Choryasi Dist Surat, Gujarat.
How do I add Bank of India Bhatiya as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0002760, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Bank of India Bhatiya branch?
The IFSC code of Bank of India, Bhatiya branch is BKID0002760. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Bank of India Bhatiya branch?
You can reach the branch at 261-2612392402 during regular banking hours.
Final notes
To recap: BKID0002760 is the IFSC code of Bank of India, BHATIYA branch, in LINGAD TAL CHORYASI DIST SURAT, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
