If you are searching for the IFSC code of Bank of India, KASBA branch in KASBA SANGAMESHWAR MH, BIHAR, this page has every detail you need. The verified IFSC code for this branch is BKID0005838. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KASBA branch, and detailed step-by-step guides for using the IFSC BKID0005838 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0005838 is the IFSC of Bank of India's KASBA branch. The format is fixed: BKID = bank code, 0 = reserved, 005838 = branch identifier.
About Bank of India
Bank of India operates a wide network of branches across India, including the Kasba branch in Kasba Sangameshwar Mh. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0005838.
About the Kasba branch
The Kasba branch of Bank of India is situated at BANK OF INDIAKASBA BRANCHNEAR NEHRUCHOWKATKASBAPOKASBADISTPURNEASTATEBIH. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0005838 is used.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Kasba |
| IFSC Code | BKID0005838 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BANK OF INDIAKASBA BRANCHNEAR NEHRUCHOWKATKASBAPOKASBADISTPURNEASTATEBIH |
| City | Kasba Sangameshwar Mh |
| District | Kasba Sangameshwar Mh |
| State | Bihar |
| STD Code | 91 |
| Phone | 9638576426 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's KASBA branch came to be assigned the code BKID0005838.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0005838, money simply cannot be routed to the KASBA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0005838 and the account number together uniquely identify the Kasba branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BKID0005838
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0005838 across all three.
How to use IFSC BKID0005838 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's KASBA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0005838.
- Confirm the bank name auto-populates as Bank of India and the branch as KASBA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KASBA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's KASBA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0005838 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – KASBA, use IMPS. With IFSC BKID0005838 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0005838 for Bank of India – KASBA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0005838 | Yes – BKID0005838 | Yes – BKID0005838 |
For most retail customers crediting the Kasba branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0005838
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – KASBA is still mapped to IFSC BKID0005838. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0005838 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kasba branch is mapped to IFSC BKID0005838 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0005838.
Banking services available
The Kasba branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9638576426.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0005838
Online banking and IFSC BKID0005838
Bank of India customers can register for net banking and the bank's official mobile app once their account at the KASBA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0005838 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Kasba branch sits at BANK OF INDIAKASBA BRANCHNEAR NEHRUCHOWKATKASBAPOKASBADISTPURNEASTATEBIH. If you are travelling from outside Kasba Sangameshwar Mh, search for the branch on a maps application using the bank name and locality, or call 91-9638576426 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0005838 and your account number.
Common mistakes to avoid when using IFSC BKID0005838
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – KASBA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0005838. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kasba branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0005838, however, work 24x7.
Verifying IFSC BKID0005838 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0005838 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9638576426.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of IndiaKasba Branch
BANK OF INDIAKASBA BRANCHNEAR NEHRUCHOWKATKASBAPOKASBADISTPURNEASTATEBIH
Kasba Sangameshwar Mh, Bihar
Phone: 91-9638576426
IFSC: BKID0005838
Frequently asked questions
How do I add Bank of India Kasba as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0005838, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Bank of India Kasba branch?
The IFSC code of Bank of India, Kasba branch is BKID0005838. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kasba branch but serve different purposes.
Where is Bank of India Kasba branch located?
Bank of India's Kasba branch is located at BANK OF INDIAKASBA BRANCHNEAR NEHRUCHOWKATKASBAPOKASBADISTPURNEASTATEBIH, Kasba Sangameshwar Mh, Bihar.
Can I use IFSC BKID0005838 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0005838 to send funds instantly.
Does Bank of India Kasba branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9638576426 to confirm.
What is the phone number of Bank of India Kasba branch?
You can reach the branch at 91-9638576426 during regular banking hours.
Is IFSC BKID0005838 valid for NEFT and RTGS?
Yes. IFSC BKID0005838 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code BKID0005838 belongs to Bank of India's KASBA branch, located at BANK OF INDIAKASBA BRANCHNEAR NEHRUCHOWKATKASBAPOKASBADISTPURNEASTATEBIH in KASBA SANGAMESHWAR MH, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
