This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of India, LEPETKATA branch in DIBRUGARH. The 11-digit IFSC BKID0005018 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of India at the LEPETKATA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0005018 is the IFSC of Bank of India's LEPETKATA branch. The format is fixed: BKID = bank code, 0 = reserved, 005018 = branch identifier.
Bank profile
Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Lepetkata branch — IFSC BKID0005018 — extends the bank's services to customers in and around Dibrugarh, Assam.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Lepetkata |
| IFSC Code | BKID0005018 |
| MICR Code | Refer to cheque leaf |
| Branch Address | RAMESHWAR BHAWANNH 37 PO BARBARUAH DIST DIBRUGARH |
| City | Dibrugarh |
| District | Dibrugarh |
| State | Assam |
| STD Code | 91 |
| Phone | 7283233083 |
Lepetkata branch overview
Located at RAMESHWAR BHAWANNH 37 PO BARBARUAH DIST DIBRUGARH, the Lepetkata branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0005018 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's LEPETKATA branch came to be assigned the code BKID0005018.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0005018, money simply cannot be routed to the LEPETKATA branch electronically.
Account types you can open at the Lepetkata branch
Once you have an account at Bank of India – LEPETKATA, the IFSC BKID0005018 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Lepetkata branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0005018
How to transfer money using IFSC BKID0005018
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0005018 across all three.
NEFT to Bank of India, LEPETKATA using IFSC BKID0005018
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0005018, and confirm that the system picks up Bank of India – LEPETKATA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to LEPETKATA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's LEPETKATA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0005018 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of India LEPETKATA (IFSC BKID0005018)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0005018 in your mobile or internet banking app, and the money is credited to the LEPETKATA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Lepetkata
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0005018:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at LEPETKATA is still linked to IFSC BKID0005018.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BKID0005018
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – LEPETKATA is still mapped to IFSC BKID0005018. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0005018 and the beneficiary's account number to complete the transfer.
Online banking and IFSC BKID0005018
Bank of India customers can register for net banking and the bank's official mobile app once their account at the LEPETKATA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0005018 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0005018 and the account number together uniquely identify the Lepetkata branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – LEPETKATA:
- The IFSC is exactly BKID0005018 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and LEPETKATA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Lepetkata branch sits at RAMESHWAR BHAWANNH 37 PO BARBARUAH DIST DIBRUGARH. If you are travelling from outside Dibrugarh, search for the branch on a maps application using the bank name and locality, or call 91-7283233083 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0005018 and your account number.
Verifying IFSC BKID0005018 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0005018 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7283233083.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Lepetkata are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0005018 continue to work without interruption.
Branch address & contact
Bank of IndiaLepetkata Branch
RAMESHWAR BHAWANNH 37 PO BARBARUAH DIST DIBRUGARH
Dibrugarh, Assam
Phone: 91-7283233083
IFSC: BKID0005018
Frequently asked questions
How quickly will an NEFT transfer using BKID0005018 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Lepetkata reflect within 30 minutes.
How do I add Bank of India Lepetkata as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0005018, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BKID0005018 the same for all accounts at Lepetkata branch?
Yes. The IFSC BKID0005018 is shared by every account held at Bank of India's Lepetkata branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Lepetkata branch but serve different purposes.
Can I use IFSC BKID0005018 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0005018 to send funds instantly.
Does Bank of India Lepetkata branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7283233083 to confirm.
Where is Bank of India Lepetkata branch located?
Bank of India's Lepetkata branch is located at RAMESHWAR BHAWANNH 37 PO BARBARUAH DIST DIBRUGARH, Dibrugarh, Assam.
Is IFSC BKID0005018 valid for NEFT and RTGS?
Yes. IFSC BKID0005018 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: BKID0005018 is the IFSC code of Bank of India, LEPETKATA branch, in DIBRUGARH, ASSAM. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
