Below are the complete branch details for Bank of India, NATIONAL BANKING GROUP NORTH I branch, located in DELHI, DELHI. The IFSC assigned by the Reserve Bank of India to this branch is BKID000NB64. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID000NB64 for Bank of India – NATIONAL BANKING GROUP NORTH I — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID000NB64 is the IFSC of Bank of India's NATIONAL BANKING GROUP NORTH I branch. The format is fixed: BKID = bank code, 0 = reserved, 00NB64 = branch identifier.
About Bank of India
Bank of India operates a wide network of branches across India, including the National Banking Group North I branch in Delhi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID000NB64.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | National Banking Group North I |
| IFSC Code | BKID000NB64 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NATIONAL BANKING GROUP |
| City | Delhi |
| District | Delhi |
| State | Delhi |
| STD Code | 91 |
| Phone | 9421392534 |
National Banking Group North I branch overview
Located at NATIONAL BANKING GROUP, the National Banking Group North I branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID000NB64 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's NATIONAL BANKING GROUP NORTH I branch came to be assigned the code BKID000NB64.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID000NB64, money simply cannot be routed to the NATIONAL BANKING GROUP NORTH I branch electronically.
Products and account variants supported
Every account opened at the National Banking Group North I branch is mapped to IFSC BKID000NB64 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID000NB64.
Products and services
Customers walking into the National Banking Group North I branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID000NB64
How to transfer money using IFSC BKID000NB64
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID000NB64 across all three.
NEFT to Bank of India, NATIONAL BANKING GROUP NORTH I using IFSC BKID000NB64
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID000NB64, and confirm that the system picks up Bank of India – NATIONAL BANKING GROUP NORTH I. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID000NB64
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – NATIONAL BANKING GROUP NORTH I, ensure your bank's portal accepts IFSC BKID000NB64 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – NATIONAL BANKING GROUP NORTH I, use IMPS. With IFSC BKID000NB64 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID000NB64 for Bank of India – NATIONAL BANKING GROUP NORTH I, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID000NB64 | Yes – BKID000NB64 | Yes – BKID000NB64 |
For most retail customers crediting the National Banking Group North I branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID000NB64
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – NATIONAL BANKING GROUP NORTH I is still mapped to IFSC BKID000NB64. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID000NB64 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the National Banking Group North I branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID000NB64 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the National Banking Group North I branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID000NB64 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BKID000NB64
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – NATIONAL BANKING GROUP NORTH I, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID000NB64. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The National Banking Group North I branch sits at NATIONAL BANKING GROUP. If you are travelling from outside Delhi, search for the branch on a maps application using the bank name and locality, or call 91-9421392534 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID000NB64 and your account number.
Verifying IFSC BKID000NB64 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID000NB64 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9421392534.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The National Banking Group North I branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID000NB64, however, work 24x7.
Branch address & contact
Bank of IndiaNational Banking Group North I Branch
NATIONAL BANKING GROUP
Delhi, Delhi
Phone: 91-9421392534
IFSC: BKID000NB64
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the National Banking Group North I branch but serve different purposes.
What is the IFSC code of Bank of India National Banking Group North I branch?
The IFSC code of Bank of India, National Banking Group North I branch is BKID000NB64. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BKID000NB64 valid for NEFT and RTGS?
Yes. IFSC BKID000NB64 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Bank of India National Banking Group North I branch?
You can reach the branch at 91-9421392534 during regular banking hours.
Does Bank of India National Banking Group North I branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9421392534 to confirm.
How quickly will an NEFT transfer using BKID000NB64 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – National Banking Group North I reflect within 30 minutes.
Where is Bank of India National Banking Group North I branch located?
Bank of India's National Banking Group North I branch is located at NATIONAL BANKING GROUP, Delhi, Delhi.
Can I use IFSC BKID000NB64 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID000NB64 to send funds instantly.
Summary
The IFSC code BKID000NB64 belongs to Bank of India's NATIONAL BANKING GROUP NORTH I branch, located at NATIONAL BANKING GROUP in DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
