Nexnews
Loading…

NOTIFICATIONS

 
15th May
    Loading…

    IFSC Code of Bank of India, Coimbatore Branch, Tamil Nadu

    BKID0008200 is the IFSC code of Bank of India, Coimbatore Branch in Coimbatore, Tamil Nadu. Find branch address, phone, MICR and online transfer details here.

    This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of India, COIMBATORE branch in COIMBATORE. The 11-digit IFSC BKID0008200 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of India at the COIMBATORE location, this is the only IFSC you need.

    We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

    IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

    In our case, BKID0008200 is the IFSC of Bank of India's COIMBATORE branch. The format is fixed: BKID = bank code, 0 = reserved, 008200 = branch identifier.

    Bank profile

    Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Coimbatore branch — IFSC BKID0008200 — extends the bank's services to customers in and around Coimbatore, Tamil Nadu.

    Branch details at a glance

    Bank NameBank of India
    BranchCoimbatore
    IFSC CodeBKID0008200
    MICR CodeRefer to cheque leaf
    Branch Address324 OPPANAKARA STREETPOST NO 105
    CityCoimbatore
    DistrictCoimbatore
    StateTamil Nadu
    STD Code422
    Phone4222380215

    Coimbatore branch overview

    Located at 324 OPPANAKARA STREETPOST NO 105, the Coimbatore branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0008200 is required for all interbank electronic transfers routed through this branch.

    Why every Bank of India branch has a unique IFSC

    Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including COIMBATORE of Bank of India — its own 11-character IFSC. The code BKID0008200 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

    Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0008200 the same way you would treat your account number — verify it once and save it carefully for future use.

    Products and account variants supported

    Every account opened at the Coimbatore branch is mapped to IFSC BKID0008200 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:

    • Resident savings accounts and salary accounts
    • Current accounts for businesses and professionals
    • Fixed deposits, recurring deposits and tax-saver deposits
    • Demand drafts, banker's cheques and pay orders
    • Retail loans — personal, vehicle, education, gold and home
    • Credit cards and overdraft facilities (subject to eligibility)
    • Third-party investment products such as mutual funds and insurance (through tie-ups)

    Whichever product you choose, the IFSC for incoming credits remains BKID0008200.

    Products and services

    Customers walking into the Coimbatore branch can access most of Bank of India's standard product suite, including:

    • Account opening – savings, current, NRI, salary
    • Term deposits and recurring deposits
    • Retail and small-business loans
    • Insurance and mutual-fund tie-ups
    • Locker, safe deposit and ATM card services
    • Online and mobile banking activation
    • Electronic transfers via IFSC BKID0008200

    How to transfer money using IFSC BKID0008200

    Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0008200 across all three.

    NEFT to Bank of India, COIMBATORE using IFSC BKID0008200

    National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

    To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0008200, and confirm that the system picks up Bank of India – COIMBATORE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

    RTGS transfers via IFSC BKID0008200

    RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – COIMBATORE, ensure your bank's portal accepts IFSC BKID0008200 while registering the beneficiary. RTGS is also available 24x7.

    Send money instantly through IMPS

    For a real-time, anytime transfer to Bank of India – COIMBATORE, use IMPS. With IFSC BKID0008200 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

    NEFT vs RTGS vs IMPS — which one should you use?

    All three modes accept the IFSC BKID0008200 for Bank of India – COIMBATORE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

    ParameterNEFTRTGSIMPS
    Minimum amount₹1₹2,00,000₹1
    Maximum amountNo RBI capNo RBI cap₹5,00,000
    SettlementHalf-hourly batchesReal-timeReal-time
    Availability24x724x724x7
    Best forRoutine transfersHigh-value transfersUrgent small / mid transfers
    IFSC requiredYes – BKID0008200Yes – BKID0008200Yes – BKID0008200

    For most retail customers crediting the Coimbatore branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

    How UPI relates to the IFSC code

    UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's COIMBATORE branch, the IFSC BKID0008200 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

    That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

    Online banking and IFSC BKID0008200

    Bank of India customers can register for net banking and the bank's official mobile app once their account at the COIMBATORE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0008200 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

    MICR code & cheque clearing

    Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0008200 and the account number together uniquely identify the Coimbatore branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

    Things to verify before sending money

    Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – COIMBATORE:

    • The IFSC is exactly BKID0008200 with no extra spaces.
    • The beneficiary's account number matches what they shared, digit for digit.
    • The portal auto-fills Bank of India as the bank name and COIMBATORE as the branch.
    • The amount and the purpose of payment are correct.
    • You have a valid OTP-verifying mobile number on hand.

    A 30-second review here saves hours of reconciliation later.

    How to reach the Coimbatore branch

    The branch is located at 324 OPPANAKARA STREETPOST NO 105, which puts it inside Coimbatore, the broader Coimbatore district, and the state of Tamil Nadu. To plan your visit:

    1. Open Google Maps on your phone and search for “Bank of India Coimbatore branch” — the verified location pin for IFSC BKID0008200 should appear at the top of the results.
    2. Confirm the branch is open by calling 422-4222380215 before stepping out, especially around public holidays.
    3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

    Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0008200 and your account number.

    Other ways to verify the IFSC code

    While this page already lists the verified IFSC BKID0008200 for Bank of India – COIMBATORE, you can cross-check the code from any of these sources before initiating a high-value transfer:

    • The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
    • The first page of your passbook.
    • The bank's official website under the branch locator.
    • The Reserve Bank of India's IFSC search portal.
    • Net banking dashboards usually display the home-branch IFSC under account details.

    Branch banking hours and holidays

    Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Coimbatore branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0008200, however, work 24x7.

    Branch address & contact

    Bank of India
    Coimbatore Branch
    324 OPPANAKARA STREETPOST NO 105
    Coimbatore, Tamil Nadu
    Phone: 422-4222380215
    IFSC: BKID0008200

    Frequently asked questions

    Is IFSC BKID0008200 valid for NEFT and RTGS?

    Yes. IFSC BKID0008200 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.

    What is the difference between IFSC and MICR code?

    IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Coimbatore branch but serve different purposes.

    Where is Bank of India Coimbatore branch located?

    Bank of India's Coimbatore branch is located at 324 OPPANAKARA STREETPOST NO 105, Coimbatore, Tamil Nadu.

    How quickly will an NEFT transfer using BKID0008200 be credited?

    NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Coimbatore reflect within 30 minutes.

    Is IFSC BKID0008200 the same for all accounts at Coimbatore branch?

    Yes. The IFSC BKID0008200 is shared by every account held at Bank of India's Coimbatore branch. Only the account number changes from customer to customer.

    What is the phone number of Bank of India Coimbatore branch?

    You can reach the branch at 422-4222380215 during regular banking hours.

    Final notes

    To recap: BKID0008200 is the IFSC code of Bank of India, COIMBATORE branch, in COIMBATORE, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.

    ad
    ad

    keyboard_arrow_up