Use this page as a one-stop reference for everything related to Bank of India's EAST TAMBARAM branch in CHENNAI, TAMIL NADU. The branch's IFSC code BKID0008066 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0008066 is the IFSC of Bank of India's EAST TAMBARAM branch. The format is fixed: BKID = bank code, 0 = reserved, 008066 = branch identifier.
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its East Tambaram branch in Chennai, Tamil Nadu is part of this network and uses the IFSC code BKID0008066 for all electronic settlement.
East Tambaram branch overview
Located at CS COMPLEX17 DEVARAJ NAGARAGARAM MAIN ROADTAMBARAM EAST, the East Tambaram branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0008066 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | East Tambaram |
| IFSC Code | BKID0008066 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CS COMPLEX17 DEVARAJ NAGARAGARAM MAIN ROADTAMBARAM EAST |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| STD Code | 44 |
| Phone | 4422291899 |
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including EAST TAMBARAM of Bank of India — its own 11-character IFSC. The code BKID0008066 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0008066 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0008066 and the account number together uniquely identify the East Tambaram branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BKID0008066
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0008066 across all three.
How to use IFSC BKID0008066 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's EAST TAMBARAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0008066.
- Confirm the bank name auto-populates as Bank of India and the branch as EAST TAMBARAM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BKID0008066
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – EAST TAMBARAM, ensure your bank's portal accepts IFSC BKID0008066 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – EAST TAMBARAM, use IMPS. With IFSC BKID0008066 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0008066 for Bank of India – EAST TAMBARAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0008066 | Yes – BKID0008066 | Yes – BKID0008066 |
For most retail customers crediting the East Tambaram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0008066
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – EAST TAMBARAM is still mapped to IFSC BKID0008066. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0008066 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the East Tambaram branch is mapped to IFSC BKID0008066 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0008066.
Banking services available
The East Tambaram branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 44-4422291899.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0008066
Digital banking channels
Most day-to-day work that customers used to do at the East Tambaram branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0008066 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The East Tambaram branch sits at CS COMPLEX17 DEVARAJ NAGARAGARAM MAIN ROADTAMBARAM EAST. If you are travelling from outside Chennai, search for the branch on a maps application using the bank name and locality, or call 44-4422291899 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0008066 and your account number.
Common mistakes to avoid when using IFSC BKID0008066
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – EAST TAMBARAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0008066. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The East Tambaram branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0008066, however, work 24x7.
Verifying IFSC BKID0008066 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0008066 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 44-4422291899.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of IndiaEast Tambaram Branch
CS COMPLEX17 DEVARAJ NAGARAGARAM MAIN ROADTAMBARAM EAST
Chennai, Tamil Nadu
Phone: 44-4422291899
IFSC: BKID0008066
Frequently asked questions
Is IFSC BKID0008066 the same for all accounts at East Tambaram branch?
Yes. The IFSC BKID0008066 is shared by every account held at Bank of India's East Tambaram branch. Only the account number changes from customer to customer.
What is the phone number of Bank of India East Tambaram branch?
You can reach the branch at 44-4422291899 during regular banking hours.
How do I add Bank of India East Tambaram as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0008066, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Bank of India East Tambaram branch located?
Bank of India's East Tambaram branch is located at CS COMPLEX17 DEVARAJ NAGARAGARAM MAIN ROADTAMBARAM EAST, Chennai, Tamil Nadu.
What is the IFSC code of Bank of India East Tambaram branch?
The IFSC code of Bank of India, East Tambaram branch is BKID0008066. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BKID0008066 valid for NEFT and RTGS?
Yes. IFSC BKID0008066 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code BKID0008066 belongs to Bank of India's EAST TAMBARAM branch, located at CS COMPLEX17 DEVARAJ NAGARAGARAM MAIN ROADTAMBARAM EAST in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
