If you are searching for the IFSC code of Bank of India, BHATAR branch in BURDWAN WEST BENGAL, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is BKID0004391. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BHATAR branch, and detailed step-by-step guides for using the IFSC BKID0004391 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – BHATAR is BKID0004391. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004391 map to this branch in BURDWAN WEST BENGAL, WEST BENGAL.
About Bank of India
Bank of India operates a wide network of branches across India, including the Bhatar branch in Burdwan West Bengal. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0004391.
About this branch
The branch is located at BHATAR BUS STANDBHATAR BAZARPO BHATARDIST BURDWAN PIN 713125. It serves the Burdwan West Bengal region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0004391 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Bhatar |
| IFSC Code | BKID0004391 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BHATAR BUS STANDBHATAR BAZARPO BHATARDIST BURDWAN PIN 713125 |
| City | Burdwan West Bengal |
| District | Burdwan West Bengal |
| State | West Bengal |
| STD Code | 342 |
| Phone | 22253 |
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHATAR of Bank of India — its own 11-character IFSC. The code BKID0004391 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0004391 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Bhatar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0004391 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BKID0004391
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0004391 across all three.
NEFT to Bank of India, BHATAR using IFSC BKID0004391
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0004391, and confirm that the system picks up Bank of India – BHATAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BHATAR
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's BHATAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0004391 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of India BHATAR (IFSC BKID0004391)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0004391 in your mobile or internet banking app, and the money is credited to the BHATAR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Bhatar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0004391:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BHATAR is still linked to IFSC BKID0004391.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BKID0004391
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – BHATAR is still mapped to IFSC BKID0004391. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0004391 and the beneficiary's account number to complete the transfer.
Account types you can open at the Bhatar branch
Once you have an account at Bank of India – BHATAR, the IFSC BKID0004391 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Bhatar branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0004391
Online banking and IFSC BKID0004391
Bank of India customers can register for net banking and the bank's official mobile app once their account at the BHATAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0004391 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Bhatar branch
The branch is located at BHATAR BUS STANDBHATAR BAZARPO BHATARDIST BURDWAN PIN 713125, which puts it inside Burdwan West Bengal, the broader Burdwan West Bengal district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Bhatar branch” — the verified location pin for IFSC BKID0004391 should appear at the top of the results.
- Confirm the branch is open by calling 342-22253 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0004391 and your account number.
Common mistakes to avoid when using IFSC BKID0004391
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – BHATAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0004391. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhatar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0004391, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BKID0004391 for Bank of India – BHATAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of IndiaBhatar Branch
BHATAR BUS STANDBHATAR BAZARPO BHATARDIST BURDWAN PIN 713125
Burdwan West Bengal, West Bengal
Phone: 342-22253
IFSC: BKID0004391
Frequently asked questions
Can I use IFSC BKID0004391 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0004391 to send funds instantly.
How do I add Bank of India Bhatar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0004391, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bhatar branch but serve different purposes.
Is IFSC BKID0004391 valid for NEFT and RTGS?
Yes. IFSC BKID0004391 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Bank of India Bhatar branch?
You can reach the branch at 342-22253 during regular banking hours.
Is IFSC BKID0004391 the same for all accounts at Bhatar branch?
Yes. The IFSC BKID0004391 is shared by every account held at Bank of India's Bhatar branch. Only the account number changes from customer to customer.
What is the IFSC code of Bank of India Bhatar branch?
The IFSC code of Bank of India, Bhatar branch is BKID0004391. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code BKID0004391 belongs to Bank of India's BHATAR branch, located at BHATAR BUS STANDBHATAR BAZARPO BHATARDIST BURDWAN PIN 713125 in BURDWAN WEST BENGAL, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
