This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Ceylon, branch in . The 11-digit IFSC BCEY0000001 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Ceylon at the location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BCEY0000001 is the IFSC of Bank of Ceylon's branch. The format is fixed: BCEY = bank code, 0 = reserved, 000001 = branch identifier.
About the bank
Bank of Ceylon serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its branch in , Tamil Nadu is part of this network and uses the IFSC code BCEY0000001 for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Ceylon |
|---|---|
| IFSC Code | BCEY0000001 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CHENNAI BRANCH, NO.1090, POONAMALLEE HIGH ROAD, CHENNAI 600 084 |
| State | Tamil Nadu |
| Phone | 0 |
About the branch
The branch of Bank of Ceylon is situated at CHENNAI BRANCH, NO.1090, POONAMALLEE HIGH ROAD, CHENNAI 600 084. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BCEY0000001 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Ceylon's branch came to be assigned the code BCEY0000001.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BCEY0000001, money simply cannot be routed to the branch electronically.
Products and account variants supported
Every account opened at the branch is mapped to IFSC BCEY0000001 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Ceylon, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BCEY0000001.
Products and services
Customers walking into the branch can access most of Bank of Ceylon's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BCEY0000001
How to transfer money using IFSC BCEY0000001
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BCEY0000001 across all three.
NEFT to Bank of Ceylon, using IFSC BCEY0000001
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BCEY0000001, and confirm that the system picks up Bank of Ceylon – . Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BCEY0000001
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Ceylon – , ensure your bank's portal accepts IFSC BCEY0000001 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Ceylon – , use IMPS. With IFSC BCEY0000001 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BCEY0000001 for Bank of Ceylon – , but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BCEY0000001 | Yes – BCEY0000001 | Yes – BCEY0000001 |
For most retail customers crediting the branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Ceylon's branch, the IFSC BCEY0000001 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BCEY0000001 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Ceylon carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BCEY0000001 and the account number together uniquely identify the branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Ceylon – :
- The IFSC is exactly BCEY0000001 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Ceylon as the bank name and as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the branch
The branch is located at CHENNAI BRANCH, NO.1090, POONAMALLEE HIGH ROAD, CHENNAI 600 084, which puts it inside , the broader district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Ceylon branch” — the verified location pin for IFSC BCEY0000001 should appear at the top of the results.
- Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BCEY0000001 and your account number.
Verifying IFSC BCEY0000001 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BCEY0000001 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BCEY0000001 continue to work without interruption.
Branch address & contact
Bank of CeylonBranch
CHENNAI BRANCH, NO.1090, POONAMALLEE HIGH ROAD, CHENNAI 600 084
, Tamil Nadu
Phone: 0
IFSC: BCEY0000001
Frequently asked questions
Can I use IFSC BCEY0000001 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BCEY0000001 to send funds instantly.
Is IFSC BCEY0000001 the same for all accounts at branch?
Yes. The IFSC BCEY0000001 is shared by every account held at Bank of Ceylon's branch. Only the account number changes from customer to customer.
What is the phone number of Bank of Ceylon branch?
You can reach the branch at 0 during regular banking hours.
What is the IFSC code of Bank of Ceylon branch?
The IFSC code of Bank of Ceylon, branch is BCEY0000001. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BCEY0000001 valid for NEFT and RTGS?
Yes. IFSC BCEY0000001 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the branch but serve different purposes.
How do I add Bank of Ceylon as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BCEY0000001, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code BCEY0000001 belongs to Bank of Ceylon's branch, located at CHENNAI BRANCH, NO.1090, POONAMALLEE HIGH ROAD, CHENNAI 600 084 in , TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
