Below are the complete branch details for Bank of Baroda, ELAMANCHILI, DIST VISAKHAPATNAM branch, located in YELLAMANCHILI, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is BARB0ELAMAN. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0ELAMAN for Bank of Baroda – ELAMANCHILI, DIST VISAKHAPATNAM — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's ELAMANCHILI, DIST VISAKHAPATNAM branch, the IFSC BARB0ELAMAN breaks down as follows: BARB identifies the bank, 0 is the reserved character, and ELAMAN identifies this particular branch.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Elamanchili, Dist Visakhapatnam |
| IFSC Code | BARB0ELAMAN |
| MICR Code | Refer to cheque leaf |
| Branch Address | RLY STATION ROAD, NEAR RTC COMPLEX, MAIN ROAD ELAMANCHILI, AP 531055 |
| City | Yellamanchili |
| District | Vishakhapatnam |
| State | Andhra Pradesh |
| Phone | 1800223344 |
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Elamanchili, Dist Visakhapatnam branch in Yellamanchili. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0ELAMAN.
Elamanchili, Dist Visakhapatnam branch overview
Located at RLY STATION ROAD, NEAR RTC COMPLEX, MAIN ROAD ELAMANCHILI, AP 531055, the Elamanchili, Dist Visakhapatnam branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0ELAMAN is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's ELAMANCHILI, DIST VISAKHAPATNAM branch came to be assigned the code BARB0ELAMAN.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0ELAMAN, money simply cannot be routed to the ELAMANCHILI, DIST VISAKHAPATNAM branch electronically.
How to transfer money using IFSC BARB0ELAMAN
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0ELAMAN across all three.
NEFT to Bank of Baroda, ELAMANCHILI, DIST VISAKHAPATNAM using IFSC BARB0ELAMAN
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0ELAMAN, and confirm that the system picks up Bank of Baroda – ELAMANCHILI, DIST VISAKHAPATNAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to ELAMANCHILI, DIST VISAKHAPATNAM
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's ELAMANCHILI, DIST VISAKHAPATNAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0ELAMAN while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – ELAMANCHILI, DIST VISAKHAPATNAM, use IMPS. With IFSC BARB0ELAMAN and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0ELAMAN for Bank of Baroda – ELAMANCHILI, DIST VISAKHAPATNAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0ELAMAN | Yes – BARB0ELAMAN | Yes – BARB0ELAMAN |
For most retail customers crediting the Elamanchili, Dist Visakhapatnam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0ELAMAN
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – ELAMANCHILI, DIST VISAKHAPATNAM is still mapped to IFSC BARB0ELAMAN. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0ELAMAN and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Elamanchili, Dist Visakhapatnam branch is mapped to IFSC BARB0ELAMAN on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0ELAMAN.
Products and services
Customers walking into the Elamanchili, Dist Visakhapatnam branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0ELAMAN
MICR & cheque-truncation details
Cheques drawn on the Elamanchili, Dist Visakhapatnam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0ELAMAN for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC BARB0ELAMAN
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the ELAMANCHILI, DIST VISAKHAPATNAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0ELAMAN is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC BARB0ELAMAN
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – ELAMANCHILI, DIST VISAKHAPATNAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0ELAMAN. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Elamanchili, Dist Visakhapatnam branch sits at RLY STATION ROAD, NEAR RTC COMPLEX, MAIN ROAD ELAMANCHILI, AP 531055. If you are travelling from outside Yellamanchili, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0ELAMAN and your account number.
Verifying IFSC BARB0ELAMAN from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0ELAMAN by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Elamanchili, Dist Visakhapatnam branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0ELAMAN, however, work 24x7.
Branch address & contact
Bank of BarodaElamanchili, Dist Visakhapatnam Branch
RLY STATION ROAD, NEAR RTC COMPLEX, MAIN ROAD ELAMANCHILI, AP 531055
Yellamanchili, Andhra Pradesh
Phone: 1800223344
IFSC: BARB0ELAMAN
Frequently asked questions
Does Bank of Baroda Elamanchili, Dist Visakhapatnam branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
Is IFSC BARB0ELAMAN valid for NEFT and RTGS?
Yes. IFSC BARB0ELAMAN is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using BARB0ELAMAN be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Elamanchili, Dist Visakhapatnam reflect within 30 minutes.
Where is Bank of Baroda Elamanchili, Dist Visakhapatnam branch located?
Bank of Baroda's Elamanchili, Dist Visakhapatnam branch is located at RLY STATION ROAD, NEAR RTC COMPLEX, MAIN ROAD ELAMANCHILI, AP 531055, Yellamanchili, Andhra Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Elamanchili, Dist Visakhapatnam branch but serve different purposes.
Is IFSC BARB0ELAMAN the same for all accounts at Elamanchili, Dist Visakhapatnam branch?
Yes. The IFSC BARB0ELAMAN is shared by every account held at Bank of Baroda's Elamanchili, Dist Visakhapatnam branch. Only the account number changes from customer to customer.
Summary
The IFSC code BARB0ELAMAN belongs to Bank of Baroda's ELAMANCHILI, DIST VISAKHAPATNAM branch, located at RLY STATION ROAD, NEAR RTC COMPLEX, MAIN ROAD ELAMANCHILI, AP 531055 in YELLAMANCHILI, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
