Below are the complete branch details for Bank of Baroda, PANCHASAR, GUJARAT branch, located in WANKANER, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is BARB0PANCHA. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0PANCHA for Bank of Baroda – PANCHASAR, GUJARAT — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's PANCHASAR, GUJARAT branch, the IFSC BARB0PANCHA breaks down as follows: BARB identifies the bank, 0 is the reserved character, and PANCHA identifies this particular branch.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Panchasar, Gujarat branch — IFSC BARB0PANCHA — extends the bank's services to customers in and around Wankaner, Gujarat.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Panchasar, Gujarat |
| IFSC Code | BARB0PANCHA |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO 7,OPP VAGHSIA JUTH SEVA SAMTI,AT & PO PANCHASAR,TAL WANKANER,DIST RAJKOT,PANCHASAR,GUJARAT - 363621. |
| City | Wankaner |
| District | Rajkot |
| State | Gujarat |
| Phone | 1800223344 |
About this branch
The branch is located at PLOT NO 7,OPP VAGHSIA JUTH SEVA SAMTI,AT & PO PANCHASAR,TAL WANKANER,DIST RAJKOT,PANCHASAR,GUJARAT - 363621.. It serves the Wankaner region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0PANCHA is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's PANCHASAR, GUJARAT branch came to be assigned the code BARB0PANCHA.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0PANCHA, money simply cannot be routed to the PANCHASAR, GUJARAT branch electronically.
Account types you can open at the Panchasar, Gujarat branch
Once you have an account at Bank of Baroda – PANCHASAR, GUJARAT, the IFSC BARB0PANCHA stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Panchasar, Gujarat branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0PANCHA
How to transfer money using IFSC BARB0PANCHA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0PANCHA across all three.
How to use IFSC BARB0PANCHA for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's PANCHASAR, GUJARAT branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0PANCHA.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as PANCHASAR, GUJARAT.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to PANCHASAR, GUJARAT
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's PANCHASAR, GUJARAT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0PANCHA while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda PANCHASAR, GUJARAT (IFSC BARB0PANCHA)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0PANCHA in your mobile or internet banking app, and the money is credited to the PANCHASAR, GUJARAT branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0PANCHA for Bank of Baroda – PANCHASAR, GUJARAT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0PANCHA | Yes – BARB0PANCHA | Yes – BARB0PANCHA |
For most retail customers crediting the Panchasar, Gujarat branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's PANCHASAR, GUJARAT branch, the IFSC BARB0PANCHA is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BARB0PANCHA
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the PANCHASAR, GUJARAT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0PANCHA is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Panchasar, Gujarat branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0PANCHA for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BARB0PANCHA
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – PANCHASAR, GUJARAT, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0PANCHA. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Panchasar, Gujarat branch
The branch is located at PLOT NO 7,OPP VAGHSIA JUTH SEVA SAMTI,AT & PO PANCHASAR,TAL WANKANER,DIST RAJKOT,PANCHASAR,GUJARAT - 363621., which puts it inside Wankaner, the broader Rajkot district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Panchasar, Gujarat branch” — the verified location pin for IFSC BARB0PANCHA should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0PANCHA and your account number.
Verifying IFSC BARB0PANCHA from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0PANCHA by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Panchasar, Gujarat branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0PANCHA, however, work 24x7.
Branch address & contact
Bank of BarodaPanchasar, Gujarat Branch
PLOT NO 7,OPP VAGHSIA JUTH SEVA SAMTI,AT & PO PANCHASAR,TAL WANKANER,DIST RAJKOT,PANCHASAR,GUJARAT - 363621.
Wankaner, Gujarat
Phone: 1800223344
IFSC: BARB0PANCHA
Frequently asked questions
Where is Bank of Baroda Panchasar, Gujarat branch located?
Bank of Baroda's Panchasar, Gujarat branch is located at PLOT NO 7,OPP VAGHSIA JUTH SEVA SAMTI,AT & PO PANCHASAR,TAL WANKANER,DIST RAJKOT,PANCHASAR,GUJARAT - 363621., Wankaner, Gujarat.
What is the IFSC code of Bank of Baroda Panchasar, Gujarat branch?
The IFSC code of Bank of Baroda, Panchasar, Gujarat branch is BARB0PANCHA. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Bank of Baroda Panchasar, Gujarat branch?
You can reach the branch at 1800223344 during regular banking hours.
Can I use IFSC BARB0PANCHA for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0PANCHA to send funds instantly.
How quickly will an NEFT transfer using BARB0PANCHA be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Panchasar, Gujarat reflect within 30 minutes.
Is IFSC BARB0PANCHA valid for NEFT and RTGS?
Yes. IFSC BARB0PANCHA is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code BARB0PANCHA belongs to Bank of Baroda's PANCHASAR, GUJARAT branch, located at PLOT NO 7,OPP VAGHSIA JUTH SEVA SAMTI,AT & PO PANCHASAR,TAL WANKANER,DIST… in WANKANER, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
