IFSC Code of Bank of Baroda, Nadkotha Road,Vishakhapatnam,Andhra Pradesh Branch, Andhra Pradesh

If you are searching for the IFSC code of Bank of Baroda, NADKOTHA ROAD,VISHAKHAPATNAM,ANDHRA PRADESH branch in VISAKHAPATNAM, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is BARB0NADVIS. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NADKOTHA ROAD,VISHAKHAPATNAM,ANDHRA PRADESH branch, and detailed step-by-step guides for using the IFSC BARB0NADVIS across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, BARB0NADVIS is the IFSC of Bank of Baroda's NADKOTHA ROAD,VISHAKHAPATNAM,ANDHRA PRADESH branch. The format is fixed: BARB = bank code, 0 = reserved, NADVIS = branch identifier.

Branch details at a glance

About Bank of Baroda

Bank of Baroda operates a wide network of branches across India, including the Nadkotha Road,Vishakhapatnam,Andhra Pradesh branch in Visakhapatnam. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0NADVIS.

About this branch

The branch is located at BUCHI RAJU PALEM,MAIN ROAD, VISHAKHAPATNAM,ANDHRA PRADESH. It serves the Visakhapatnam region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0NADVIS is used to identify this branch on the RBI payments network.

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NADKOTHA ROAD,VISHAKHAPATNAM,ANDHRA PRADESH of Bank of Baroda — its own 11-character IFSC. The code BARB0NADVIS is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0NADVIS the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC BARB0NADVIS

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0NADVIS across all three.

How to use IFSC BARB0NADVIS for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's NADKOTHA ROAD,VISHAKHAPATNAM,ANDHRA PRADESH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BARB0NADVIS.
4. Confirm the bank name auto-populates as Bank of Baroda and the branch as NADKOTHA ROAD,VISHAKHAPATNAM,ANDHRA PRADESH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to NADKOTHA ROAD,VISHAKHAPATNAM,ANDHRA PRADESH

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's NADKOTHA ROAD,VISHAKHAPATNAM,ANDHRA PRADESH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0NADVIS while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Baroda NADKOTHA ROAD,VISHAKHAPATNAM,ANDHRA PRADESH (IFSC BARB0NADVIS)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0NADVIS in your mobile or internet banking app, and the money is credited to the NADKOTHA ROAD,VISHAKHAPATNAM,ANDHRA PRADESH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Nadkotha Road,Vishakhapatnam,Andhra Pradesh

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0NADVIS:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at NADKOTHA ROAD,VISHAKHAPATNAM,ANDHRA PRADESH is still linked to IFSC BARB0NADVIS.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC BARB0NADVIS

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – NADKOTHA ROAD,VISHAKHAPATNAM,ANDHRA PRADESH is still mapped to IFSC BARB0NADVIS. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0NADVIS and the beneficiary's account number to complete the transfer.

Account types you can open at the Nadkotha Road,Vishakhapatnam,Andhra Pradesh branch

Once you have an account at Bank of Baroda – NADKOTHA ROAD,VISHAKHAPATNAM,ANDHRA PRADESH, the IFSC BARB0NADVIS stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Nadkotha Road,Vishakhapatnam,Andhra Pradesh branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0NADVIS

MICR & cheque-truncation details

Cheques drawn on the Nadkotha Road,Vishakhapatnam,Andhra Pradesh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0NADVIS for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Nadkotha Road,Vishakhapatnam,Andhra Pradesh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0NADVIS is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC BARB0NADVIS

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – NADKOTHA ROAD,VISHAKHAPATNAM,ANDHRA PRADESH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BARB0NADVIS.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Nadkotha Road,Vishakhapatnam,Andhra Pradesh branch

The branch is located at BUCHI RAJU PALEM,MAIN ROAD, VISHAKHAPATNAM,ANDHRA PRADESH, which puts it inside Visakhapatnam, the broader Vishakhapatnam district, and the state of Andhra Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Nadkotha Road,Vishakhapatnam,Andhra Pradesh branch” — the verified location pin for IFSC BARB0NADVIS should appear at the top of the results.
2. Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0NADVIS and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0NADVIS for Bank of Baroda – NADKOTHA ROAD,VISHAKHAPATNAM,ANDHRA PRADESH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nadkotha Road,Vishakhapatnam,Andhra Pradesh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0NADVIS, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0NADVIS belongs to Bank of Baroda's NADKOTHA ROAD,VISHAKHAPATNAM,ANDHRA PRADESH branch, located at BUCHI RAJU PALEM,MAIN ROAD, VISHAKHAPATNAM,ANDHRA PRADESH in VISAKHAPATNAM, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.