If you are searching for the IFSC code of Bank of Baroda, LAWSONS BAY COLONY branch in VISAKHAPATNAM, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is BARB0VJLAWS. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the LAWSONS BAY COLONY branch, and detailed step-by-step guides for using the IFSC BARB0VJLAWS across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's LAWSONS BAY COLONY branch, the IFSC BARB0VJLAWS breaks down as follows: BARB identifies the bank, 0 is the reserved character, and VJLAWS identifies this particular branch.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Lawsons Bay Colony |
| IFSC Code | BARB0VJLAWS |
| MICR Code | Refer to cheque leaf |
| Branch Address | G.K. MANSION, GROUND FLOOR, , D.NO.446112, MAIN ROAD , LAWSONS BAY COLONY, , VISAKHAPATNAM , 530003 |
| City | Visakhapatnam |
| District | Visakhapatnam |
| State | Andhra Pradesh |
| STD Code | 22 |
| Phone | 1800223344 |
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Lawsons Bay Colony branch in Visakhapatnam, Andhra Pradesh is part of this network and uses the IFSC code BARB0VJLAWS for all electronic settlement.
About the Lawsons Bay Colony branch
The Lawsons Bay Colony branch of Bank of Baroda is situated at G.K. MANSION, GROUND FLOOR, , D.NO.446112, MAIN ROAD , LAWSONS BAY COLONY, , VISAKHAPATNAM , 530003. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0VJLAWS is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's LAWSONS BAY COLONY branch came to be assigned the code BARB0VJLAWS.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VJLAWS, money simply cannot be routed to the LAWSONS BAY COLONY branch electronically.
How to transfer money using IFSC BARB0VJLAWS
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJLAWS across all three.
How to use IFSC BARB0VJLAWS for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's LAWSONS BAY COLONY branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0VJLAWS.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as LAWSONS BAY COLONY.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0VJLAWS
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – LAWSONS BAY COLONY, ensure your bank's portal accepts IFSC BARB0VJLAWS while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – LAWSONS BAY COLONY, use IMPS. With IFSC BARB0VJLAWS and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Lawsons Bay Colony
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0VJLAWS:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at LAWSONS BAY COLONY is still linked to IFSC BARB0VJLAWS.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's LAWSONS BAY COLONY branch, the IFSC BARB0VJLAWS is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Lawsons Bay Colony branch is mapped to IFSC BARB0VJLAWS on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0VJLAWS.
Banking services available
The Lawsons Bay Colony branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0VJLAWS
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0VJLAWS and the account number together uniquely identify the Lawsons Bay Colony branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Lawsons Bay Colony branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0VJLAWS is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – LAWSONS BAY COLONY:
- The IFSC is exactly BARB0VJLAWS with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and LAWSONS BAY COLONY as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Lawsons Bay Colony branch sits at G.K. MANSION, GROUND FLOOR, , D.NO.446112, MAIN ROAD , LAWSONS BAY COLONY, , VISAKHAPATNAM , 530003. If you are travelling from outside Visakhapatnam, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0VJLAWS and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0VJLAWS for Bank of Baroda – LAWSONS BAY COLONY, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Lawsons Bay Colony are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0VJLAWS continue to work without interruption.
Branch address & contact
Bank of BarodaLawsons Bay Colony Branch
G.K. MANSION, GROUND FLOOR, , D.NO.446112, MAIN ROAD , LAWSONS BAY COLONY, , VISAKHAPATNAM , 530003
Visakhapatnam, Andhra Pradesh
Phone: 22-1800223344
IFSC: BARB0VJLAWS
Frequently asked questions
What is the IFSC code of Bank of Baroda Lawsons Bay Colony branch?
The IFSC code of Bank of Baroda, Lawsons Bay Colony branch is BARB0VJLAWS. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using BARB0VJLAWS be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Lawsons Bay Colony reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Lawsons Bay Colony branch but serve different purposes.
How do I add Bank of Baroda Lawsons Bay Colony as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VJLAWS, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BARB0VJLAWS the same for all accounts at Lawsons Bay Colony branch?
Yes. The IFSC BARB0VJLAWS is shared by every account held at Bank of Baroda's Lawsons Bay Colony branch. Only the account number changes from customer to customer.
Is IFSC BARB0VJLAWS valid for NEFT and RTGS?
Yes. IFSC BARB0VJLAWS is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code BARB0VJLAWS belongs to Bank of Baroda's LAWSONS BAY COLONY branch, located at G.K. MANSION, GROUND FLOOR, , D.NO.446112, MAIN ROAD , LAWSONS BAY COLONY, ,… in VISAKHAPATNAM, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
