IFSC Code of Bank of Baroda, Virudhunagar,Tamil Nadu Branch, Tamil Nadu

Use this page as a one-stop reference for everything related to Bank of Baroda's VIRUDHUNAGAR,TAMIL NADU branch in VIRUDHUNAGAR, TAMIL NADU. The branch's IFSC code BARB0VIRUDH is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bank of Baroda's VIRUDHUNAGAR,TAMIL NADU branch, the IFSC BARB0VIRUDH breaks down as follows: BARB identifies the bank, 0 is the reserved character, and VIRUDH identifies this particular branch.

Branch details at a glance

Bank profile

Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Virudhunagar,Tamil Nadu branch — IFSC BARB0VIRUDH — extends the bank's services to customers in and around Virudhunagar, Tamil Nadu.

About this branch

The branch is located at 97/6 KETCHERI ROAD, VIRUDHNAGAR,TAMIL NADU - 626 001. It serves the Virudhunagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0VIRUDH is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's VIRUDHUNAGAR,TAMIL NADU branch came to be assigned the code BARB0VIRUDH.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VIRUDH, money simply cannot be routed to the VIRUDHUNAGAR,TAMIL NADU branch electronically.

How to transfer money using IFSC BARB0VIRUDH

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VIRUDH across all three.

How to use IFSC BARB0VIRUDH for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's VIRUDHUNAGAR,TAMIL NADU branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BARB0VIRUDH.
4. Confirm the bank name auto-populates as Bank of Baroda and the branch as VIRUDHUNAGAR,TAMIL NADU.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to VIRUDHUNAGAR,TAMIL NADU

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's VIRUDHUNAGAR,TAMIL NADU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0VIRUDH while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Bank of Baroda – VIRUDHUNAGAR,TAMIL NADU, use IMPS. With IFSC BARB0VIRUDH and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0VIRUDH for Bank of Baroda – VIRUDHUNAGAR,TAMIL NADU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Virudhunagar,Tamil Nadu branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's VIRUDHUNAGAR,TAMIL NADU branch, the IFSC BARB0VIRUDH is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Virudhunagar,Tamil Nadu branch is mapped to IFSC BARB0VIRUDH on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0VIRUDH.

Products and services

Customers walking into the Virudhunagar,Tamil Nadu branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0VIRUDH

MICR & cheque-truncation details

Cheques drawn on the Virudhunagar,Tamil Nadu branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VIRUDH for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC BARB0VIRUDH

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the VIRUDHUNAGAR,TAMIL NADU branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VIRUDH is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC BARB0VIRUDH

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – VIRUDHUNAGAR,TAMIL NADU, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BARB0VIRUDH.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Virudhunagar,Tamil Nadu branch sits at 97/6 KETCHERI ROAD, VIRUDHNAGAR,TAMIL NADU - 626 001. If you are travelling from outside Virudhunagar, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0VIRUDH and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0VIRUDH for Bank of Baroda – VIRUDHUNAGAR,TAMIL NADU, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Virudhunagar,Tamil Nadu branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0VIRUDH, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: BARB0VIRUDH is the IFSC code of Bank of Baroda, VIRUDHUNAGAR,TAMIL NADU branch, in VIRUDHUNAGAR, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.