IFSC Code of Bank of Baroda, Gandhi Nagar,Vijyawada,Ap Branch, Andhra Pradesh

Below are the complete branch details for Bank of Baroda, GANDHI NAGAR,VIJYAWADA,AP branch, located in VIJAYAWADA, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is BARB0GANVIJ. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0GANVIJ for Bank of Baroda – GANDHI NAGAR,VIJYAWADA,AP — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – GANDHI NAGAR,VIJYAWADA,AP is BARB0GANVIJ. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters GANVIJ map to this branch in VIJAYAWADA, ANDHRA PRADESH.

About the bank

Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gandhi Nagar,Vijyawada,Ap branch in Vijayawada, Andhra Pradesh is part of this network and uses the IFSC code BARB0GANVIJ for all electronic settlement.

Branch details at a glance

Gandhi Nagar,Vijyawada,Ap branch overview

Located at DNO 26-16-4,VUYYUR JAMINDAR STREET,GANDHI NAGAR,VIJYAWADA,ANDHRA PRADESH - 520003., the Gandhi Nagar,Vijyawada,Ap branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0GANVIJ is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's GANDHI NAGAR,VIJYAWADA,AP branch came to be assigned the code BARB0GANVIJ.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0GANVIJ, money simply cannot be routed to the GANDHI NAGAR,VIJYAWADA,AP branch electronically.

Account types you can open at the Gandhi Nagar,Vijyawada,Ap branch

Once you have an account at Bank of Baroda – GANDHI NAGAR,VIJYAWADA,AP, the IFSC BARB0GANVIJ stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Gandhi Nagar,Vijyawada,Ap branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0GANVIJ

How to transfer money using IFSC BARB0GANVIJ

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0GANVIJ across all three.

NEFT to Bank of Baroda, GANDHI NAGAR,VIJYAWADA,AP using IFSC BARB0GANVIJ

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0GANVIJ, and confirm that the system picks up Bank of Baroda – GANDHI NAGAR,VIJYAWADA,AP. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC BARB0GANVIJ

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – GANDHI NAGAR,VIJYAWADA,AP, ensure your bank's portal accepts IFSC BARB0GANVIJ while registering the beneficiary. RTGS is also available 24x7.

IMPS to Bank of Baroda GANDHI NAGAR,VIJYAWADA,AP (IFSC BARB0GANVIJ)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0GANVIJ in your mobile or internet banking app, and the money is credited to the GANDHI NAGAR,VIJYAWADA,AP branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0GANVIJ for Bank of Baroda – GANDHI NAGAR,VIJYAWADA,AP, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Gandhi Nagar,Vijyawada,Ap branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BARB0GANVIJ

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – GANDHI NAGAR,VIJYAWADA,AP is still mapped to IFSC BARB0GANVIJ. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0GANVIJ and the beneficiary's account number to complete the transfer.

Online banking and IFSC BARB0GANVIJ

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the GANDHI NAGAR,VIJYAWADA,AP branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0GANVIJ is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0GANVIJ and the account number together uniquely identify the Gandhi Nagar,Vijyawada,Ap branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – GANDHI NAGAR,VIJYAWADA,AP:

• The IFSC is exactly BARB0GANVIJ with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and GANDHI NAGAR,VIJYAWADA,AP as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Gandhi Nagar,Vijyawada,Ap branch

The branch is located at DNO 26-16-4,VUYYUR JAMINDAR STREET,GANDHI NAGAR,VIJYAWADA,ANDHRA PRADESH - 520003., which puts it inside Vijayawada, the broader Vijayawada district, and the state of Andhra Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Gandhi Nagar,Vijyawada,Ap branch” — the verified location pin for IFSC BARB0GANVIJ should appear at the top of the results.
2. Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0GANVIJ and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0GANVIJ for Bank of Baroda – GANDHI NAGAR,VIJYAWADA,AP, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gandhi Nagar,Vijyawada,Ap branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0GANVIJ, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0GANVIJ belongs to Bank of Baroda's GANDHI NAGAR,VIJYAWADA,AP branch, located at DNO 26-16-4,VUYYUR JAMINDAR STREET,GANDHI NAGAR,VIJYAWADA,ANDHRA PRADESH -… in VIJAYAWADA, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.