If you are searching for the IFSC code of Bank of Baroda, BENZ CIRCLE BRANCH branch in VIJAYAWADA, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is BARB0BENVIJ. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BENZ CIRCLE BRANCH branch, and detailed step-by-step guides for using the IFSC BARB0BENVIJ across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0BENVIJ is the IFSC of Bank of Baroda's BENZ CIRCLE BRANCH branch. The format is fixed: BARB = bank code, 0 = reserved, BENVIJ = branch identifier.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Benz Circle Branch branch in Vijayawada. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0BENVIJ.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Benz Circle Branch |
| IFSC Code | BARB0BENVIJ |
| MICR Code | Refer to cheque leaf |
| Branch Address | BENZ CIRCLE BRANCH,KOHINOOR PLAZA BENZ CIRCLE, VIJAYAWADA,VIJAYAWADA,520010 |
| City | Vijayawada |
| District | Krishna |
| State | Andhra Pradesh |
| Phone | 1800223344 |
About this branch
The branch is located at BENZ CIRCLE BRANCH,KOHINOOR PLAZA BENZ CIRCLE, VIJAYAWADA,VIJAYAWADA,520010. It serves the Vijayawada region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0BENVIJ is used to identify this branch on the RBI payments network.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BENZ CIRCLE BRANCH of Bank of Baroda — its own 11-character IFSC. The code BARB0BENVIJ is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0BENVIJ the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Benz Circle Branch branch is mapped to IFSC BARB0BENVIJ on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0BENVIJ.
Banking services available
The Benz Circle Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0BENVIJ
How to transfer money using IFSC BARB0BENVIJ
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0BENVIJ across all three.
NEFT to Bank of Baroda, BENZ CIRCLE BRANCH using IFSC BARB0BENVIJ
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0BENVIJ, and confirm that the system picks up Bank of Baroda – BENZ CIRCLE BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BENZ CIRCLE BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's BENZ CIRCLE BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0BENVIJ while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda BENZ CIRCLE BRANCH (IFSC BARB0BENVIJ)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0BENVIJ in your mobile or internet banking app, and the money is credited to the BENZ CIRCLE BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0BENVIJ for Bank of Baroda – BENZ CIRCLE BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0BENVIJ | Yes – BARB0BENVIJ | Yes – BARB0BENVIJ |
For most retail customers crediting the Benz Circle Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0BENVIJ
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – BENZ CIRCLE BRANCH is still mapped to IFSC BARB0BENVIJ. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0BENVIJ and the beneficiary's account number to complete the transfer.
Online banking and IFSC BARB0BENVIJ
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the BENZ CIRCLE BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0BENVIJ is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Benz Circle Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0BENVIJ for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – BENZ CIRCLE BRANCH:
- The IFSC is exactly BARB0BENVIJ with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and BENZ CIRCLE BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Benz Circle Branch branch
The branch is located at BENZ CIRCLE BRANCH,KOHINOOR PLAZA BENZ CIRCLE, VIJAYAWADA,VIJAYAWADA,520010, which puts it inside Vijayawada, the broader Krishna district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Benz Circle Branch branch” — the verified location pin for IFSC BARB0BENVIJ should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0BENVIJ and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0BENVIJ for Bank of Baroda – BENZ CIRCLE BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Benz Circle Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0BENVIJ, however, work 24x7.
Branch address & contact
Bank of BarodaBenz Circle Branch Branch
BENZ CIRCLE BRANCH,KOHINOOR PLAZA BENZ CIRCLE, VIJAYAWADA,VIJAYAWADA,520010
Vijayawada, Andhra Pradesh
Phone: 1800223344
IFSC: BARB0BENVIJ
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Benz Circle Branch branch but serve different purposes.
How quickly will an NEFT transfer using BARB0BENVIJ be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Benz Circle Branch reflect within 30 minutes.
Is IFSC BARB0BENVIJ the same for all accounts at Benz Circle Branch branch?
Yes. The IFSC BARB0BENVIJ is shared by every account held at Bank of Baroda's Benz Circle Branch branch. Only the account number changes from customer to customer.
What is the phone number of Bank of Baroda Benz Circle Branch branch?
You can reach the branch at 1800223344 during regular banking hours.
Does Bank of Baroda Benz Circle Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
How do I add Bank of Baroda Benz Circle Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0BENVIJ, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: BARB0BENVIJ is the IFSC code of Bank of Baroda, BENZ CIRCLE BRANCH branch, in VIJAYAWADA, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
