Use this page as a one-stop reference for everything related to Bank of Baroda's VIJAYAPURA branch in VIJAYAPURA, KARNATAKA. The branch's IFSC code BARB0VJVIJP is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's VIJAYAPURA branch, the IFSC BARB0VJVIJP breaks down as follows: BARB identifies the bank, 0 is the reserved character, and VJVIJP identifies this particular branch.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vijayapura branch in Vijayapura, Karnataka is part of this network and uses the IFSC code BARB0VJVIJP for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Vijayapura |
| IFSC Code | BARB0VJVIJP |
| MICR Code | Refer to cheque leaf |
| Branch Address | M K NO. 5291220212 , OPPOSITEBESCOM OFFICE, VIJAYAPURA, , DEVANAHALLI TALUK , VIJAYAPURA , 562135 |
| City | Vijayapura |
| District | Bangalore Rural |
| State | Karnataka |
| STD Code | 22 |
| Phone | 1800223344 |
About this branch
The branch is located at M K NO. 5291220212 , OPPOSITEBESCOM OFFICE, VIJAYAPURA, , DEVANAHALLI TALUK , VIJAYAPURA , 562135. It serves the Vijayapura region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0VJVIJP is used to identify this branch on the RBI payments network.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VIJAYAPURA of Bank of Baroda — its own 11-character IFSC. The code BARB0VJVIJP is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0VJVIJP the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Vijayapura branch is mapped to IFSC BARB0VJVIJP on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0VJVIJP.
Banking services available
The Vijayapura branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0VJVIJP
How to transfer money using IFSC BARB0VJVIJP
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJVIJP across all three.
How to use IFSC BARB0VJVIJP for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's VIJAYAPURA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0VJVIJP.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as VIJAYAPURA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0VJVIJP
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – VIJAYAPURA, ensure your bank's portal accepts IFSC BARB0VJVIJP while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda VIJAYAPURA (IFSC BARB0VJVIJP)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0VJVIJP in your mobile or internet banking app, and the money is credited to the VIJAYAPURA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VJVIJP for Bank of Baroda – VIJAYAPURA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VJVIJP | Yes – BARB0VJVIJP | Yes – BARB0VJVIJP |
For most retail customers crediting the Vijayapura branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0VJVIJP
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – VIJAYAPURA is still mapped to IFSC BARB0VJVIJP. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VJVIJP and the beneficiary's account number to complete the transfer.
Online banking and IFSC BARB0VJVIJP
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the VIJAYAPURA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VJVIJP is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0VJVIJP and the account number together uniquely identify the Vijayapura branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC BARB0VJVIJP
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – VIJAYAPURA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0VJVIJP. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Vijayapura branch sits at M K NO. 5291220212 , OPPOSITEBESCOM OFFICE, VIJAYAPURA, , DEVANAHALLI TALUK , VIJAYAPURA , 562135. If you are travelling from outside Vijayapura, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0VJVIJP and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0VJVIJP for Bank of Baroda – VIJAYAPURA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vijayapura branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0VJVIJP, however, work 24x7.
Branch address & contact
Bank of BarodaVijayapura Branch
M K NO. 5291220212 , OPPOSITEBESCOM OFFICE, VIJAYAPURA, , DEVANAHALLI TALUK , VIJAYAPURA , 562135
Vijayapura, Karnataka
Phone: 22-1800223344
IFSC: BARB0VJVIJP
Frequently asked questions
What is the IFSC code of Bank of Baroda Vijayapura branch?
The IFSC code of Bank of Baroda, Vijayapura branch is BARB0VJVIJP. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Bank of Baroda Vijayapura branch?
You can reach the branch at 22-1800223344 during regular banking hours.
How do I add Bank of Baroda Vijayapura as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VJVIJP, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BARB0VJVIJP be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Vijayapura reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vijayapura branch but serve different purposes.
Can I use IFSC BARB0VJVIJP for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0VJVIJP to send funds instantly.
Does Bank of Baroda Vijayapura branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
Final notes
To recap: BARB0VJVIJP is the IFSC code of Bank of Baroda, VIJAYAPURA branch, in VIJAYAPURA, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
