Below are the complete branch details for Bank of Baroda, BRANCH branch, located in VEPPATHUR, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is BARB0VEPPAT. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0VEPPAT for Bank of Baroda – BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0VEPPAT is the IFSC of Bank of Baroda's BRANCH branch. The format is fixed: BARB = bank code, 0 = reserved, VEPPAT = branch identifier.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Branch branch — IFSC BARB0VEPPAT — extends the bank's services to customers in and around Veppathur, Tamil Nadu.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Branch |
| IFSC Code | BARB0VEPPAT |
| MICR Code | Refer to cheque leaf |
| Branch Address | 21- PERUMALKOIL STREET, VEPPATHUR, KUMBAKONAM 612 105 |
| City | Veppathur |
| District | Veraval |
| State | Tamil Nadu |
| Phone | 1800223344 |
About this branch
The branch is located at 21- PERUMALKOIL STREET, VEPPATHUR, KUMBAKONAM 612 105. It serves the Veppathur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0VEPPAT is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's BRANCH branch came to be assigned the code BARB0VEPPAT.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VEPPAT, money simply cannot be routed to the BRANCH branch electronically.
Products and account variants supported
Every account opened at the Branch branch is mapped to IFSC BARB0VEPPAT on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0VEPPAT.
Products and services
Customers walking into the Branch branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0VEPPAT
How to transfer money using IFSC BARB0VEPPAT
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VEPPAT across all three.
NEFT to Bank of Baroda, BRANCH using IFSC BARB0VEPPAT
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VEPPAT, and confirm that the system picks up Bank of Baroda – BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0VEPPAT
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – BRANCH, ensure your bank's portal accepts IFSC BARB0VEPPAT while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda BRANCH (IFSC BARB0VEPPAT)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0VEPPAT in your mobile or internet banking app, and the money is credited to the BRANCH branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Branch
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0VEPPAT:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BRANCH is still linked to IFSC BARB0VEPPAT.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BARB0VEPPAT
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – BRANCH is still mapped to IFSC BARB0VEPPAT. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VEPPAT and the beneficiary's account number to complete the transfer.
Online banking and IFSC BARB0VEPPAT
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VEPPAT is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VEPPAT for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – BRANCH:
- The IFSC is exactly BARB0VEPPAT with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Branch branch
The branch is located at 21- PERUMALKOIL STREET, VEPPATHUR, KUMBAKONAM 612 105, which puts it inside Veppathur, the broader Veraval district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Branch branch” — the verified location pin for IFSC BARB0VEPPAT should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0VEPPAT and your account number.
Verifying IFSC BARB0VEPPAT from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VEPPAT by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0VEPPAT continue to work without interruption.
Branch address & contact
Bank of BarodaBranch Branch
21- PERUMALKOIL STREET, VEPPATHUR, KUMBAKONAM 612 105
Veppathur, Tamil Nadu
Phone: 1800223344
IFSC: BARB0VEPPAT
Frequently asked questions
Can I use IFSC BARB0VEPPAT for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0VEPPAT to send funds instantly.
Is IFSC BARB0VEPPAT valid for NEFT and RTGS?
Yes. IFSC BARB0VEPPAT is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using BARB0VEPPAT be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Branch reflect within 30 minutes.
Does Bank of Baroda Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
What is the phone number of Bank of Baroda Branch branch?
You can reach the branch at 1800223344 during regular banking hours.
Where is Bank of Baroda Branch branch located?
Bank of Baroda's Branch branch is located at 21- PERUMALKOIL STREET, VEPPATHUR, KUMBAKONAM 612 105, Veppathur, Tamil Nadu.
Final notes
To recap: BARB0VEPPAT is the IFSC code of Bank of Baroda, BRANCH branch, in VEPPATHUR, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
