Use this page as a one-stop reference for everything related to Bank of Baroda's SHIVPUR, VARANASI branch in VARANASI, UTTAR PRADESH. The branch's IFSC code BARB0SHIVBS is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0SHIVBS is the IFSC of Bank of Baroda's SHIVPUR, VARANASI branch. The format is fixed: BARB = bank code, 0 = reserved, SHIVBS = branch identifier.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Shivpur, Varanasi branch in Varanasi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0SHIVBS.
Shivpur, Varanasi branch overview
Located at S-29/406-B,SHIVPUR,VARANASI-221003,U.P, the Shivpur, Varanasi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0SHIVBS is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Shivpur, Varanasi |
| IFSC Code | BARB0SHIVBS |
| MICR Code | Refer to cheque leaf |
| Branch Address | S-29/406-B,SHIVPUR,VARANASI-221003,U.P |
| City | Varanasi |
| District | Varanasi |
| State | Uttar Pradesh |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's SHIVPUR, VARANASI branch came to be assigned the code BARB0SHIVBS.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0SHIVBS, money simply cannot be routed to the SHIVPUR, VARANASI branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Shivpur, Varanasi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0SHIVBS for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BARB0SHIVBS
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0SHIVBS across all three.
NEFT to Bank of Baroda, SHIVPUR, VARANASI using IFSC BARB0SHIVBS
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0SHIVBS, and confirm that the system picks up Bank of Baroda – SHIVPUR, VARANASI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SHIVPUR, VARANASI
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's SHIVPUR, VARANASI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0SHIVBS while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda SHIVPUR, VARANASI (IFSC BARB0SHIVBS)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0SHIVBS in your mobile or internet banking app, and the money is credited to the SHIVPUR, VARANASI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Shivpur, Varanasi
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0SHIVBS:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHIVPUR, VARANASI is still linked to IFSC BARB0SHIVBS.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BARB0SHIVBS
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – SHIVPUR, VARANASI is still mapped to IFSC BARB0SHIVBS. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0SHIVBS and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Shivpur, Varanasi branch is mapped to IFSC BARB0SHIVBS on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0SHIVBS.
Banking services available
The Shivpur, Varanasi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0SHIVBS
Digital banking channels
Most day-to-day work that customers used to do at the Shivpur, Varanasi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0SHIVBS is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Shivpur, Varanasi branch
The branch is located at S-29/406-B,SHIVPUR,VARANASI-221003,U.P, which puts it inside Varanasi, the broader Varanasi district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Shivpur, Varanasi branch” — the verified location pin for IFSC BARB0SHIVBS should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0SHIVBS and your account number.
Common mistakes to avoid when using IFSC BARB0SHIVBS
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – SHIVPUR, VARANASI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0SHIVBS. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shivpur, Varanasi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0SHIVBS, however, work 24x7.
Verifying IFSC BARB0SHIVBS from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0SHIVBS by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of BarodaShivpur, Varanasi Branch
S-29/406-B,SHIVPUR,VARANASI-221003,U.P
Varanasi, Uttar Pradesh
Phone: 1800223344
IFSC: BARB0SHIVBS
Frequently asked questions
Can I use IFSC BARB0SHIVBS for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0SHIVBS to send funds instantly.
What is the phone number of Bank of Baroda Shivpur, Varanasi branch?
You can reach the branch at 1800223344 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Shivpur, Varanasi branch but serve different purposes.
Does Bank of Baroda Shivpur, Varanasi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
How quickly will an NEFT transfer using BARB0SHIVBS be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Shivpur, Varanasi reflect within 30 minutes.
What is the IFSC code of Bank of Baroda Shivpur, Varanasi branch?
The IFSC code of Bank of Baroda, Shivpur, Varanasi branch is BARB0SHIVBS. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BARB0SHIVBS the same for all accounts at Shivpur, Varanasi branch?
Yes. The IFSC BARB0SHIVBS is shared by every account held at Bank of Baroda's Shivpur, Varanasi branch. Only the account number changes from customer to customer.
Is IFSC BARB0SHIVBS valid for NEFT and RTGS?
Yes. IFSC BARB0SHIVBS is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code BARB0SHIVBS belongs to Bank of Baroda's SHIVPUR, VARANASI branch, located at S-29/406-B,SHIVPUR,VARANASI-221003,U.P in VARANASI, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
