Below are the complete branch details for Bank of Baroda, PANDEYPUR, UP branch, located in VARANASI, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is BARB0PANDEY. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0PANDEY for Bank of Baroda – PANDEYPUR, UP — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0PANDEY is the IFSC of Bank of Baroda's PANDEYPUR, UP branch. The format is fixed: BARB = bank code, 0 = reserved, PANDEY = branch identifier.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Pandeypur, Up |
| IFSC Code | BARB0PANDEY |
| MICR Code | Refer to cheque leaf |
| Branch Address | PANDEPUR,NEAR KALI MATA MANDIR,VARANASI,UTTAR PRADESH 221002. |
| City | Varanasi |
| District | Varanasi |
| State | Uttar Pradesh |
| Phone | 1800223344 |
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Pandeypur, Up branch — IFSC BARB0PANDEY — extends the bank's services to customers in and around Varanasi, Uttar Pradesh.
About this branch
The branch is located at PANDEPUR,NEAR KALI MATA MANDIR,VARANASI,UTTAR PRADESH 221002.. It serves the Varanasi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0PANDEY is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's PANDEYPUR, UP branch came to be assigned the code BARB0PANDEY.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0PANDEY, money simply cannot be routed to the PANDEYPUR, UP branch electronically.
How to transfer money using IFSC BARB0PANDEY
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0PANDEY across all three.
How to use IFSC BARB0PANDEY for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's PANDEYPUR, UP branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0PANDEY.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as PANDEYPUR, UP.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0PANDEY
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – PANDEYPUR, UP, ensure your bank's portal accepts IFSC BARB0PANDEY while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – PANDEYPUR, UP, use IMPS. With IFSC BARB0PANDEY and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0PANDEY for Bank of Baroda – PANDEYPUR, UP, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0PANDEY | Yes – BARB0PANDEY | Yes – BARB0PANDEY |
For most retail customers crediting the Pandeypur, Up branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0PANDEY
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – PANDEYPUR, UP is still mapped to IFSC BARB0PANDEY. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0PANDEY and the beneficiary's account number to complete the transfer.
Account types you can open at the Pandeypur, Up branch
Once you have an account at Bank of Baroda – PANDEYPUR, UP, the IFSC BARB0PANDEY stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Pandeypur, Up branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0PANDEY
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0PANDEY and the account number together uniquely identify the Pandeypur, Up branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Pandeypur, Up branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0PANDEY is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – PANDEYPUR, UP:
- The IFSC is exactly BARB0PANDEY with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and PANDEYPUR, UP as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Pandeypur, Up branch
The branch is located at PANDEPUR,NEAR KALI MATA MANDIR,VARANASI,UTTAR PRADESH 221002., which puts it inside Varanasi, the broader Varanasi district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Pandeypur, Up branch” — the verified location pin for IFSC BARB0PANDEY should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0PANDEY and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0PANDEY for Bank of Baroda – PANDEYPUR, UP, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Pandeypur, Up are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0PANDEY continue to work without interruption.
Branch address & contact
Bank of BarodaPandeypur, Up Branch
PANDEPUR,NEAR KALI MATA MANDIR,VARANASI,UTTAR PRADESH 221002.
Varanasi, Uttar Pradesh
Phone: 1800223344
IFSC: BARB0PANDEY
Frequently asked questions
How do I add Bank of Baroda Pandeypur, Up as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0PANDEY, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BARB0PANDEY be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Pandeypur, Up reflect within 30 minutes.
Is IFSC BARB0PANDEY the same for all accounts at Pandeypur, Up branch?
Yes. The IFSC BARB0PANDEY is shared by every account held at Bank of Baroda's Pandeypur, Up branch. Only the account number changes from customer to customer.
Where is Bank of Baroda Pandeypur, Up branch located?
Bank of Baroda's Pandeypur, Up branch is located at PANDEPUR,NEAR KALI MATA MANDIR,VARANASI,UTTAR PRADESH 221002., Varanasi, Uttar Pradesh.
Can I use IFSC BARB0PANDEY for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0PANDEY to send funds instantly.
Does Bank of Baroda Pandeypur, Up branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
Final notes
To recap: BARB0PANDEY is the IFSC code of Bank of Baroda, PANDEYPUR, UP branch, in VARANASI, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
