IFSC Code of Bank of Baroda, Mahmoorganj, Varanasi,Up Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to Bank of Baroda's MAHMOORGANJ, VARANASI,UP branch in VARANASI, UTTAR PRADESH. The branch's IFSC code BARB0MAHMOO is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, BARB0MAHMOO is the IFSC of Bank of Baroda's MAHMOORGANJ, VARANASI,UP branch. The format is fixed: BARB = bank code, 0 = reserved, MAHMOO = branch identifier.

About Bank of Baroda

Bank of Baroda operates a wide network of branches across India, including the Mahmoorganj, Varanasi,Up branch in Varanasi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0MAHMOO.

About the Mahmoorganj, Varanasi,Up branch

The Mahmoorganj, Varanasi,Up branch of Bank of Baroda is situated at 220, MAHMOO GANJ,RATHYATRA ROAD,GOPAL VIHAR,VARANASI,UTTAR PRADESH - 221010.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0MAHMOO is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's MAHMOORGANJ, VARANASI,UP branch came to be assigned the code BARB0MAHMOO.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0MAHMOO, money simply cannot be routed to the MAHMOORGANJ, VARANASI,UP branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0MAHMOO and the account number together uniquely identify the Mahmoorganj, Varanasi,Up branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC BARB0MAHMOO

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0MAHMOO across all three.

How to use IFSC BARB0MAHMOO for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's MAHMOORGANJ, VARANASI,UP branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BARB0MAHMOO.
4. Confirm the bank name auto-populates as Bank of Baroda and the branch as MAHMOORGANJ, VARANASI,UP.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to MAHMOORGANJ, VARANASI,UP

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's MAHMOORGANJ, VARANASI,UP branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0MAHMOO while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Baroda MAHMOORGANJ, VARANASI,UP (IFSC BARB0MAHMOO)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0MAHMOO in your mobile or internet banking app, and the money is credited to the MAHMOORGANJ, VARANASI,UP branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0MAHMOO for Bank of Baroda – MAHMOORGANJ, VARANASI,UP, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Mahmoorganj, Varanasi,Up branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BARB0MAHMOO

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – MAHMOORGANJ, VARANASI,UP is still mapped to IFSC BARB0MAHMOO. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0MAHMOO and the beneficiary's account number to complete the transfer.

Account types you can open at the Mahmoorganj, Varanasi,Up branch

Once you have an account at Bank of Baroda – MAHMOORGANJ, VARANASI,UP, the IFSC BARB0MAHMOO stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Mahmoorganj, Varanasi,Up branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0MAHMOO

Digital banking channels

Most day-to-day work that customers used to do at the Mahmoorganj, Varanasi,Up branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0MAHMOO is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Mahmoorganj, Varanasi,Up branch sits at 220, MAHMOO GANJ,RATHYATRA ROAD,GOPAL VIHAR,VARANASI,UTTAR PRADESH - 221010.. If you are travelling from outside Varanasi, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0MAHMOO and your account number.

Common mistakes to avoid when using IFSC BARB0MAHMOO

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – MAHMOORGANJ, VARANASI,UP, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BARB0MAHMOO.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Mahmoorganj, Varanasi,Up are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0MAHMOO continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0MAHMOO for Bank of Baroda – MAHMOORGANJ, VARANASI,UP, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0MAHMOO belongs to Bank of Baroda's MAHMOORGANJ, VARANASI,UP branch, located at 220, MAHMOO GANJ,RATHYATRA ROAD,GOPAL VIHAR,VARANASI,UTTAR PRADESH - 221010. in VARANASI, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.