If you are searching for the IFSC code of Bank of Baroda, VALSAD branch in VALSAD, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is BARB0VJVALS. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VALSAD branch, and detailed step-by-step guides for using the IFSC BARB0VJVALS across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – VALSAD is BARB0VJVALS. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters VJVALS map to this branch in VALSAD, GUJARAT.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Valsad branch — IFSC BARB0VJVALS — extends the bank's services to customers in and around Valsad, Gujarat.
About this branch
The branch is located at RAJWADI MALL OPP LIC OFFICE HALAR ROAD, VALSAD, GUJARAT-396001. It serves the Valsad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0VJVALS is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Valsad |
| IFSC Code | BARB0VJVALS |
| MICR Code | Refer to cheque leaf |
| Branch Address | RAJWADI MALL OPP LIC OFFICE HALAR ROAD, VALSAD, GUJARAT-396001 |
| City | Valsad |
| District | Valsad |
| State | Gujarat |
| STD Code | 22 |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's VALSAD branch came to be assigned the code BARB0VJVALS.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VJVALS, money simply cannot be routed to the VALSAD branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Valsad branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VJVALS for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BARB0VJVALS
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJVALS across all three.
NEFT to Bank of Baroda, VALSAD using IFSC BARB0VJVALS
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VJVALS, and confirm that the system picks up Bank of Baroda – VALSAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0VJVALS
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – VALSAD, ensure your bank's portal accepts IFSC BARB0VJVALS while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – VALSAD, use IMPS. With IFSC BARB0VJVALS and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VJVALS for Bank of Baroda – VALSAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VJVALS | Yes – BARB0VJVALS | Yes – BARB0VJVALS |
For most retail customers crediting the Valsad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's VALSAD branch, the IFSC BARB0VJVALS is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Valsad branch is mapped to IFSC BARB0VJVALS on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0VJVALS.
Products and services
Customers walking into the Valsad branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0VJVALS
Online banking and IFSC BARB0VJVALS
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the VALSAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VJVALS is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Valsad branch
The branch is located at RAJWADI MALL OPP LIC OFFICE HALAR ROAD, VALSAD, GUJARAT-396001, which puts it inside Valsad, the broader Valsad district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Valsad branch” — the verified location pin for IFSC BARB0VJVALS should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0VJVALS and your account number.
Common mistakes to avoid when using IFSC BARB0VJVALS
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – VALSAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0VJVALS. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Valsad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0VJVALS, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0VJVALS for Bank of Baroda – VALSAD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of BarodaValsad Branch
RAJWADI MALL OPP LIC OFFICE HALAR ROAD, VALSAD, GUJARAT-396001
Valsad, Gujarat
Phone: 22-1800223344
IFSC: BARB0VJVALS
Frequently asked questions
What is the IFSC code of Bank of Baroda Valsad branch?
The IFSC code of Bank of Baroda, Valsad branch is BARB0VJVALS. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BARB0VJVALS the same for all accounts at Valsad branch?
Yes. The IFSC BARB0VJVALS is shared by every account held at Bank of Baroda's Valsad branch. Only the account number changes from customer to customer.
What is the phone number of Bank of Baroda Valsad branch?
You can reach the branch at 22-1800223344 during regular banking hours.
How quickly will an NEFT transfer using BARB0VJVALS be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Valsad reflect within 30 minutes.
How do I add Bank of Baroda Valsad as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VJVALS, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC BARB0VJVALS for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0VJVALS to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Valsad branch but serve different purposes.
Is IFSC BARB0VJVALS valid for NEFT and RTGS?
Yes. IFSC BARB0VJVALS is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code BARB0VJVALS belongs to Bank of Baroda's VALSAD branch, located at RAJWADI MALL OPP LIC OFFICE HALAR ROAD, VALSAD, GUJARAT-396001 in VALSAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
