IFSC Code of Bank of Baroda, Vallabh Vidy Branch Branch, Gujarat

If you are searching for the IFSC code of Bank of Baroda, VALLABH VIDY BRANCH branch in VALLABH VIDYANA, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is BARB0VALLAB. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VALLABH VIDY BRANCH branch, and detailed step-by-step guides for using the IFSC BARB0VALLAB across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – VALLABH VIDY BRANCH is BARB0VALLAB. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters VALLAB map to this branch in VALLABH VIDYANA, GUJARAT.

Branch details at a glance

About the bank

Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vallabh Vidy Branch branch in Vallabh Vidyana, Gujarat is part of this network and uses the IFSC code BARB0VALLAB for all electronic settlement.

About this branch

The branch is located at VALLABH VIDY BRANCH,NANA BAZAR,OPP NALINI COLLEGE,VALLABH VIDYANAGAR,388120. It serves the Vallabh Vidyana region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0VALLAB is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's VALLABH VIDY BRANCH branch came to be assigned the code BARB0VALLAB.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VALLAB, money simply cannot be routed to the VALLABH VIDY BRANCH branch electronically.

How to transfer money using IFSC BARB0VALLAB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VALLAB across all three.

How to use IFSC BARB0VALLAB for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's VALLABH VIDY BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BARB0VALLAB.
4. Confirm the bank name auto-populates as Bank of Baroda and the branch as VALLABH VIDY BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to VALLABH VIDY BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's VALLABH VIDY BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0VALLAB while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Baroda VALLABH VIDY BRANCH (IFSC BARB0VALLAB)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0VALLAB in your mobile or internet banking app, and the money is credited to the VALLABH VIDY BRANCH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0VALLAB for Bank of Baroda – VALLABH VIDY BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Vallabh Vidy Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BARB0VALLAB

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – VALLABH VIDY BRANCH is still mapped to IFSC BARB0VALLAB. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VALLAB and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Vallabh Vidy Branch branch is mapped to IFSC BARB0VALLAB on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0VALLAB.

Products and services

Customers walking into the Vallabh Vidy Branch branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0VALLAB

MICR & cheque-truncation details

Cheques drawn on the Vallabh Vidy Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VALLAB for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC BARB0VALLAB

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the VALLABH VIDY BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VALLAB is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – VALLABH VIDY BRANCH:

• The IFSC is exactly BARB0VALLAB with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and VALLABH VIDY BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Vallabh Vidy Branch branch sits at VALLABH VIDY BRANCH,NANA BAZAR,OPP NALINI COLLEGE,VALLABH VIDYANAGAR,388120. If you are travelling from outside Vallabh Vidyana, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0VALLAB and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0VALLAB for Bank of Baroda – VALLABH VIDY BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Vallabh Vidy Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0VALLAB continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0VALLAB belongs to Bank of Baroda's VALLABH VIDY BRANCH branch, located at VALLABH VIDY BRANCH,NANA BAZAR,OPP NALINI COLLEGE,VALLABH VIDYANAGAR,388120 in VALLABH VIDYANA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.