IFSC Code of Bank of Baroda, Subhampura, Gujarat Branch, Gujarat

If you are searching for the IFSC code of Bank of Baroda, SUBHAMPURA, GUJARAT branch in VADODARA, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is BARB0SUBHAN. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SUBHAMPURA, GUJARAT branch, and detailed step-by-step guides for using the IFSC BARB0SUBHAN across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, BARB0SUBHAN is the IFSC of Bank of Baroda's SUBHAMPURA, GUJARAT branch. The format is fixed: BARB = bank code, 0 = reserved, SUBHAN = branch identifier.

About Bank of Baroda

Bank of Baroda operates a wide network of branches across India, including the Subhampura, Gujarat branch in Vadodara. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0SUBHAN.

Branch details at a glance

Subhampura, Gujarat branch overview

Located at GR.FLR. RAMKRISHAN COMPLEX,OPP. WARD OFFICE NO.10,SUBHAMPURA ROAD,GUJARAT 390023, the Subhampura, Gujarat branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0SUBHAN is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's SUBHAMPURA, GUJARAT branch came to be assigned the code BARB0SUBHAN.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0SUBHAN, money simply cannot be routed to the SUBHAMPURA, GUJARAT branch electronically.

Products and account variants supported

Every account opened at the Subhampura, Gujarat branch is mapped to IFSC BARB0SUBHAN on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0SUBHAN.

Banking services available

The Subhampura, Gujarat branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0SUBHAN

How to transfer money using IFSC BARB0SUBHAN

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0SUBHAN across all three.

NEFT to Bank of Baroda, SUBHAMPURA, GUJARAT using IFSC BARB0SUBHAN

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0SUBHAN, and confirm that the system picks up Bank of Baroda – SUBHAMPURA, GUJARAT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SUBHAMPURA, GUJARAT

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's SUBHAMPURA, GUJARAT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0SUBHAN while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Bank of Baroda – SUBHAMPURA, GUJARAT, use IMPS. With IFSC BARB0SUBHAN and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0SUBHAN for Bank of Baroda – SUBHAMPURA, GUJARAT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Subhampura, Gujarat branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BARB0SUBHAN

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – SUBHAMPURA, GUJARAT is still mapped to IFSC BARB0SUBHAN. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0SUBHAN and the beneficiary's account number to complete the transfer.

Online banking and IFSC BARB0SUBHAN

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the SUBHAMPURA, GUJARAT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0SUBHAN is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0SUBHAN and the account number together uniquely identify the Subhampura, Gujarat branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – SUBHAMPURA, GUJARAT:

• The IFSC is exactly BARB0SUBHAN with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and SUBHAMPURA, GUJARAT as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Subhampura, Gujarat branch sits at GR.FLR. RAMKRISHAN COMPLEX,OPP. WARD OFFICE NO.10,SUBHAMPURA ROAD,GUJARAT 390023. If you are travelling from outside Vadodara, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0SUBHAN and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0SUBHAN for Bank of Baroda – SUBHAMPURA, GUJARAT, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Subhampura, Gujarat branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0SUBHAN, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: BARB0SUBHAN is the IFSC code of Bank of Baroda, SUBHAMPURA, GUJARAT branch, in VADODARA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.