If you are searching for the IFSC code of Bank of Baroda, USILAMPATTI TOWN branch in USILAMPATTI, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is BARB0USILAM. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the USILAMPATTI TOWN branch, and detailed step-by-step guides for using the IFSC BARB0USILAM across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's USILAMPATTI TOWN branch, the IFSC BARB0USILAM breaks down as follows: BARB identifies the bank, 0 is the reserved character, and USILAM identifies this particular branch.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Usilampatti Town branch in Usilampatti. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0USILAM.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Usilampatti Town |
| IFSC Code | BARB0USILAM |
| MICR Code | Refer to cheque leaf |
| Branch Address | W 13, T S NO 28 BY 2, THENI MAIN ROAD, SOUTH SIDE OPPOSITE TO MATHI HOSPITAL, USILAMPATTI, MADURAI DISTRICT, PINCODE 625532 |
| City | Usilampatti |
| District | Madurai |
| State | Tamil Nadu |
| STD Code | 22 |
| Phone | 1800223344 |
About this branch
The branch is located at W 13, T S NO 28 BY 2, THENI MAIN ROAD, SOUTH SIDE OPPOSITE TO MATHI HOSPITAL, USILAMPATTI, MADURAI DISTRICT, PINCODE 625532. It serves the Usilampatti region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0USILAM is used to identify this branch on the RBI payments network.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including USILAMPATTI TOWN of Bank of Baroda — its own 11-character IFSC. The code BARB0USILAM is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0USILAM the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Usilampatti Town branch is mapped to IFSC BARB0USILAM on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0USILAM.
Products and services
Customers walking into the Usilampatti Town branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0USILAM
How to transfer money using IFSC BARB0USILAM
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0USILAM across all three.
How to use IFSC BARB0USILAM for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's USILAMPATTI TOWN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0USILAM.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as USILAMPATTI TOWN.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0USILAM
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – USILAMPATTI TOWN, ensure your bank's portal accepts IFSC BARB0USILAM while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda USILAMPATTI TOWN (IFSC BARB0USILAM)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0USILAM in your mobile or internet banking app, and the money is credited to the USILAMPATTI TOWN branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Usilampatti Town
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0USILAM:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at USILAMPATTI TOWN is still linked to IFSC BARB0USILAM.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BARB0USILAM
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – USILAMPATTI TOWN is still mapped to IFSC BARB0USILAM. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0USILAM and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Usilampatti Town branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0USILAM is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Usilampatti Town branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0USILAM for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – USILAMPATTI TOWN:
- The IFSC is exactly BARB0USILAM with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and USILAMPATTI TOWN as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Usilampatti Town branch sits at W 13, T S NO 28 BY 2, THENI MAIN ROAD, SOUTH SIDE OPPOSITE TO MATHI HOSPITAL, USILAMPATTI, MADURAI DISTRICT, PINCODE 625532. If you are travelling from outside Usilampatti, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0USILAM and your account number.
Verifying IFSC BARB0USILAM from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0USILAM by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Usilampatti Town are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0USILAM continue to work without interruption.
Branch address & contact
Bank of BarodaUsilampatti Town Branch
W 13, T S NO 28 BY 2, THENI MAIN ROAD, SOUTH SIDE OPPOSITE TO MATHI HOSPITAL, USILAMPATTI, MADURAI DISTRICT, PINCODE 625532
Usilampatti, Tamil Nadu
Phone: 22-1800223344
IFSC: BARB0USILAM
Frequently asked questions
How quickly will an NEFT transfer using BARB0USILAM be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Usilampatti Town reflect within 30 minutes.
Is IFSC BARB0USILAM valid for NEFT and RTGS?
Yes. IFSC BARB0USILAM is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bank of Baroda Usilampatti Town as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0USILAM, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Bank of Baroda Usilampatti Town branch located?
Bank of Baroda's Usilampatti Town branch is located at W 13, T S NO 28 BY 2, THENI MAIN ROAD, SOUTH SIDE OPPOSITE TO MATHI HOSPITAL, USILAMPATTI, MADURAI DISTRICT, PINCODE 625532, Usilampatti, Tamil Nadu.
Can I use IFSC BARB0USILAM for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0USILAM to send funds instantly.
Is IFSC BARB0USILAM the same for all accounts at Usilampatti Town branch?
Yes. The IFSC BARB0USILAM is shared by every account held at Bank of Baroda's Usilampatti Town branch. Only the account number changes from customer to customer.
Final notes
To recap: BARB0USILAM is the IFSC code of Bank of Baroda, USILAMPATTI TOWN branch, in USILAMPATTI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
