Below are the complete branch details for Bank of Baroda, UN, DIST. SURAT, GUJARAT branch, located in UN, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is BARB0UNXXXX. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0UNXXXX for Bank of Baroda – UN, DIST. SURAT, GUJARAT — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0UNXXXX is the IFSC of Bank of Baroda's UN, DIST. SURAT, GUJARAT branch. The format is fixed: BARB = bank code, 0 = reserved, UNXXXX = branch identifier.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Un, Dist. Surat, Gujarat |
| IFSC Code | BARB0UNXXXX |
| MICR Code | Refer to cheque leaf |
| Branch Address | NATIONAL PLAZA SHOPPING CENTRE, SURAT NAVSARI ROAD, UN, PATIYA, SURAT, GUJARAT - 394 210 |
| City | Un |
| District | Un |
| State | Gujarat |
| Phone | 1800223344 |
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Un, Dist. Surat, Gujarat branch in Un, Gujarat is part of this network and uses the IFSC code BARB0UNXXXX for all electronic settlement.
About this branch
The branch is located at NATIONAL PLAZA SHOPPING CENTRE, SURAT NAVSARI ROAD, UN, PATIYA, SURAT, GUJARAT - 394 210. It serves the Un region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0UNXXXX is used to identify this branch on the RBI payments network.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including UN, DIST. SURAT, GUJARAT of Bank of Baroda — its own 11-character IFSC. The code BARB0UNXXXX is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0UNXXXX the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BARB0UNXXXX
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0UNXXXX across all three.
NEFT to Bank of Baroda, UN, DIST. SURAT, GUJARAT using IFSC BARB0UNXXXX
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0UNXXXX, and confirm that the system picks up Bank of Baroda – UN, DIST. SURAT, GUJARAT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to UN, DIST. SURAT, GUJARAT
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's UN, DIST. SURAT, GUJARAT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0UNXXXX while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – UN, DIST. SURAT, GUJARAT, use IMPS. With IFSC BARB0UNXXXX and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0UNXXXX for Bank of Baroda – UN, DIST. SURAT, GUJARAT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0UNXXXX | Yes – BARB0UNXXXX | Yes – BARB0UNXXXX |
For most retail customers crediting the Un, Dist. Surat, Gujarat branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0UNXXXX
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – UN, DIST. SURAT, GUJARAT is still mapped to IFSC BARB0UNXXXX. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0UNXXXX and the beneficiary's account number to complete the transfer.
Account types you can open at the Un, Dist. Surat, Gujarat branch
Once you have an account at Bank of Baroda – UN, DIST. SURAT, GUJARAT, the IFSC BARB0UNXXXX stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Un, Dist. Surat, Gujarat branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0UNXXXX
MICR & cheque-truncation details
Cheques drawn on the Un, Dist. Surat, Gujarat branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0UNXXXX for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC BARB0UNXXXX
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the UN, DIST. SURAT, GUJARAT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0UNXXXX is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – UN, DIST. SURAT, GUJARAT:
- The IFSC is exactly BARB0UNXXXX with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and UN, DIST. SURAT, GUJARAT as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Un, Dist. Surat, Gujarat branch sits at NATIONAL PLAZA SHOPPING CENTRE, SURAT NAVSARI ROAD, UN, PATIYA, SURAT, GUJARAT - 394 210. If you are travelling from outside Un, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0UNXXXX and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0UNXXXX for Bank of Baroda – UN, DIST. SURAT, GUJARAT, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Un, Dist. Surat, Gujarat branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0UNXXXX, however, work 24x7.
Branch address & contact
Bank of BarodaUn, Dist. Surat, Gujarat Branch
NATIONAL PLAZA SHOPPING CENTRE, SURAT NAVSARI ROAD, UN, PATIYA, SURAT, GUJARAT - 394 210
Un, Gujarat
Phone: 1800223344
IFSC: BARB0UNXXXX
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Un, Dist. Surat, Gujarat branch but serve different purposes.
What is the phone number of Bank of Baroda Un, Dist. Surat, Gujarat branch?
You can reach the branch at 1800223344 during regular banking hours.
How quickly will an NEFT transfer using BARB0UNXXXX be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Un, Dist. Surat, Gujarat reflect within 30 minutes.
Is IFSC BARB0UNXXXX the same for all accounts at Un, Dist. Surat, Gujarat branch?
Yes. The IFSC BARB0UNXXXX is shared by every account held at Bank of Baroda's Un, Dist. Surat, Gujarat branch. Only the account number changes from customer to customer.
Does Bank of Baroda Un, Dist. Surat, Gujarat branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
Is IFSC BARB0UNXXXX valid for NEFT and RTGS?
Yes. IFSC BARB0UNXXXX is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Bank of Baroda Un, Dist. Surat, Gujarat branch?
The IFSC code of Bank of Baroda, Un, Dist. Surat, Gujarat branch is BARB0UNXXXX. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC BARB0UNXXXX for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0UNXXXX to send funds instantly.
Summary
The IFSC code BARB0UNXXXX belongs to Bank of Baroda's UN, DIST. SURAT, GUJARAT branch, located at NATIONAL PLAZA SHOPPING CENTRE, SURAT NAVSARI ROAD, UN, PATIYA, SURAT, GUJARAT… in UN, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
