If you are searching for the IFSC code of Bank of Baroda, KILOLI branch in UJJAIN, MADHYA PRADESH, this page has every detail you need. The verified IFSC code for this branch is BARB0KILOLI. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KILOLI branch, and detailed step-by-step guides for using the IFSC BARB0KILOLI across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0KILOLI is the IFSC of Bank of Baroda's KILOLI branch. The format is fixed: BARB = bank code, 0 = reserved, KILOLI = branch identifier.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Kiloli branch — IFSC BARB0KILOLI — extends the bank's services to customers in and around Ujjain, Madhya Pradesh.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Kiloli |
| IFSC Code | BARB0KILOLI |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEAR BUS STAND,VILLAGE TONKI,TEHSIL MANAWAR,KILOLI,MADHYA PRADESH 456222 |
| City | Ujjain |
| District | Ujjain |
| State | Madhya Pradesh |
| Phone | 1800223344 |
Kiloli branch overview
Located at NEAR BUS STAND,VILLAGE TONKI,TEHSIL MANAWAR,KILOLI,MADHYA PRADESH 456222, the Kiloli branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0KILOLI is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's KILOLI branch came to be assigned the code BARB0KILOLI.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0KILOLI, money simply cannot be routed to the KILOLI branch electronically.
Products and account variants supported
Every account opened at the Kiloli branch is mapped to IFSC BARB0KILOLI on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0KILOLI.
Products and services
Customers walking into the Kiloli branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0KILOLI
How to transfer money using IFSC BARB0KILOLI
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0KILOLI across all three.
NEFT to Bank of Baroda, KILOLI using IFSC BARB0KILOLI
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0KILOLI, and confirm that the system picks up Bank of Baroda – KILOLI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0KILOLI
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – KILOLI, ensure your bank's portal accepts IFSC BARB0KILOLI while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – KILOLI, use IMPS. With IFSC BARB0KILOLI and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Kiloli
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0KILOLI:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KILOLI is still linked to IFSC BARB0KILOLI.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's KILOLI branch, the IFSC BARB0KILOLI is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BARB0KILOLI
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the KILOLI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0KILOLI is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Kiloli branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0KILOLI for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – KILOLI:
- The IFSC is exactly BARB0KILOLI with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and KILOLI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Kiloli branch
The branch is located at NEAR BUS STAND,VILLAGE TONKI,TEHSIL MANAWAR,KILOLI,MADHYA PRADESH 456222, which puts it inside Ujjain, the broader Ujjain district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Kiloli branch” — the verified location pin for IFSC BARB0KILOLI should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0KILOLI and your account number.
Verifying IFSC BARB0KILOLI from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0KILOLI by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kiloli branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0KILOLI, however, work 24x7.
Branch address & contact
Bank of BarodaKiloli Branch
NEAR BUS STAND,VILLAGE TONKI,TEHSIL MANAWAR,KILOLI,MADHYA PRADESH 456222
Ujjain, Madhya Pradesh
Phone: 1800223344
IFSC: BARB0KILOLI
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kiloli branch but serve different purposes.
Where is Bank of Baroda Kiloli branch located?
Bank of Baroda's Kiloli branch is located at NEAR BUS STAND,VILLAGE TONKI,TEHSIL MANAWAR,KILOLI,MADHYA PRADESH 456222, Ujjain, Madhya Pradesh.
Can I use IFSC BARB0KILOLI for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0KILOLI to send funds instantly.
Is IFSC BARB0KILOLI the same for all accounts at Kiloli branch?
Yes. The IFSC BARB0KILOLI is shared by every account held at Bank of Baroda's Kiloli branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using BARB0KILOLI be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Kiloli reflect within 30 minutes.
What is the phone number of Bank of Baroda Kiloli branch?
You can reach the branch at 1800223344 during regular banking hours.
Is IFSC BARB0KILOLI valid for NEFT and RTGS?
Yes. IFSC BARB0KILOLI is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code BARB0KILOLI belongs to Bank of Baroda's KILOLI branch, located at NEAR BUS STAND,VILLAGE TONKI,TEHSIL MANAWAR,KILOLI,MADHYA PRADESH 456222 in UJJAIN, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
