This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, UDHAMPUR BRANCH branch in UDHAMPUR. The 11-digit IFSC BARB0UDHAMP uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the UDHAMPUR BRANCH location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0UDHAMP is the IFSC of Bank of Baroda's UDHAMPUR BRANCH branch. The format is fixed: BARB = bank code, 0 = reserved, UDHAMP = branch identifier.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Udhampur Branch |
| IFSC Code | BARB0UDHAMP |
| MICR Code | Refer to cheque leaf |
| Branch Address | WARD NO 10, SHIV NAGAR NH 1A, OPP NEXA SHOWROOM, UDHAMPUR - 182101 |
| City | Udhampur |
| District | Udhampur |
| State | Jammu and Kashmir |
| STD Code | 22 |
| Phone | 1800223344 |
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Udhampur Branch branch in Udhampur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0UDHAMP.
About this branch
The branch is located at WARD NO 10, SHIV NAGAR NH 1A, OPP NEXA SHOWROOM, UDHAMPUR - 182101. It serves the Udhampur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0UDHAMP is used to identify this branch on the RBI payments network.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including UDHAMPUR BRANCH of Bank of Baroda — its own 11-character IFSC. The code BARB0UDHAMP is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0UDHAMP the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BARB0UDHAMP
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0UDHAMP across all three.
NEFT to Bank of Baroda, UDHAMPUR BRANCH using IFSC BARB0UDHAMP
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0UDHAMP, and confirm that the system picks up Bank of Baroda – UDHAMPUR BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to UDHAMPUR BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's UDHAMPUR BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0UDHAMP while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda UDHAMPUR BRANCH (IFSC BARB0UDHAMP)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0UDHAMP in your mobile or internet banking app, and the money is credited to the UDHAMPUR BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0UDHAMP for Bank of Baroda – UDHAMPUR BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0UDHAMP | Yes – BARB0UDHAMP | Yes – BARB0UDHAMP |
For most retail customers crediting the Udhampur Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0UDHAMP
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – UDHAMPUR BRANCH is still mapped to IFSC BARB0UDHAMP. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0UDHAMP and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Udhampur Branch branch is mapped to IFSC BARB0UDHAMP on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0UDHAMP.
Products and services
Customers walking into the Udhampur Branch branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0UDHAMP
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0UDHAMP and the account number together uniquely identify the Udhampur Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Udhampur Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0UDHAMP is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – UDHAMPUR BRANCH:
- The IFSC is exactly BARB0UDHAMP with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and UDHAMPUR BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Udhampur Branch branch
The branch is located at WARD NO 10, SHIV NAGAR NH 1A, OPP NEXA SHOWROOM, UDHAMPUR - 182101, which puts it inside Udhampur, the broader Udhampur district, and the state of Jammu and Kashmir. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Udhampur Branch branch” — the verified location pin for IFSC BARB0UDHAMP should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0UDHAMP and your account number.
Verifying IFSC BARB0UDHAMP from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0UDHAMP by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Udhampur Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0UDHAMP, however, work 24x7.
Branch address & contact
Bank of BarodaUdhampur Branch Branch
WARD NO 10, SHIV NAGAR NH 1A, OPP NEXA SHOWROOM, UDHAMPUR - 182101
Udhampur, Jammu and Kashmir
Phone: 22-1800223344
IFSC: BARB0UDHAMP
Frequently asked questions
What is the IFSC code of Bank of Baroda Udhampur Branch branch?
The IFSC code of Bank of Baroda, Udhampur Branch branch is BARB0UDHAMP. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Bank of Baroda Udhampur Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0UDHAMP, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Bank of Baroda Udhampur Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
How quickly will an NEFT transfer using BARB0UDHAMP be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Udhampur Branch reflect within 30 minutes.
Is IFSC BARB0UDHAMP the same for all accounts at Udhampur Branch branch?
Yes. The IFSC BARB0UDHAMP is shared by every account held at Bank of Baroda's Udhampur Branch branch. Only the account number changes from customer to customer.
Can I use IFSC BARB0UDHAMP for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0UDHAMP to send funds instantly.
Is IFSC BARB0UDHAMP valid for NEFT and RTGS?
Yes. IFSC BARB0UDHAMP is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Bank of Baroda Udhampur Branch branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Final notes
To recap: BARB0UDHAMP is the IFSC code of Bank of Baroda, UDHAMPUR BRANCH branch, in UDHAMPUR, JAMMU AND KASHMIR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
