Below are the complete branch details for Bank of Baroda, THUTHIPET branch, located in THUTHIPET, PUDUCHERRY. The IFSC assigned by the Reserve Bank of India to this branch is BARB0THUTHI. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0THUTHI for Bank of Baroda – THUTHIPET — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0THUTHI is the IFSC of Bank of Baroda's THUTHIPET branch. The format is fixed: BARB = bank code, 0 = reserved, THUTHI = branch identifier.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Thuthipet |
| IFSC Code | BARB0THUTHI |
| MICR Code | Refer to cheque leaf |
| Branch Address | DOOR NO 1,R S NO 43-4, PILLAIYAR KOIL STREET, THUTHIPET VILLAGE, PUDUCHERRY-605502 |
| City | Thuthipet |
| District | Puducherry |
| State | Puducherry |
| STD Code | 22 |
| Phone | 1800223344 |
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Thuthipet branch in Thuthipet. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0THUTHI.
Thuthipet branch overview
Located at DOOR NO 1,R S NO 43-4, PILLAIYAR KOIL STREET, THUTHIPET VILLAGE, PUDUCHERRY-605502, the Thuthipet branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0THUTHI is required for all interbank electronic transfers routed through this branch.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THUTHIPET of Bank of Baroda — its own 11-character IFSC. The code BARB0THUTHI is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0THUTHI the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BARB0THUTHI
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0THUTHI across all three.
NEFT to Bank of Baroda, THUTHIPET using IFSC BARB0THUTHI
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0THUTHI, and confirm that the system picks up Bank of Baroda – THUTHIPET. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to THUTHIPET
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's THUTHIPET branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0THUTHI while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda THUTHIPET (IFSC BARB0THUTHI)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0THUTHI in your mobile or internet banking app, and the money is credited to the THUTHIPET branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0THUTHI for Bank of Baroda – THUTHIPET, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0THUTHI | Yes – BARB0THUTHI | Yes – BARB0THUTHI |
For most retail customers crediting the Thuthipet branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0THUTHI
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – THUTHIPET is still mapped to IFSC BARB0THUTHI. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0THUTHI and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Thuthipet branch is mapped to IFSC BARB0THUTHI on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0THUTHI.
Products and services
Customers walking into the Thuthipet branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0THUTHI
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0THUTHI and the account number together uniquely identify the Thuthipet branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC BARB0THUTHI
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the THUTHIPET branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0THUTHI is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC BARB0THUTHI
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – THUTHIPET, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0THUTHI. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Thuthipet branch sits at DOOR NO 1,R S NO 43-4, PILLAIYAR KOIL STREET, THUTHIPET VILLAGE, PUDUCHERRY-605502. If you are travelling from outside Thuthipet, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0THUTHI and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0THUTHI for Bank of Baroda – THUTHIPET, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Thuthipet branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0THUTHI, however, work 24x7.
Branch address & contact
Bank of BarodaThuthipet Branch
DOOR NO 1,R S NO 43-4, PILLAIYAR KOIL STREET, THUTHIPET VILLAGE, PUDUCHERRY-605502
Thuthipet, Puducherry
Phone: 22-1800223344
IFSC: BARB0THUTHI
Frequently asked questions
Where is Bank of Baroda Thuthipet branch located?
Bank of Baroda's Thuthipet branch is located at DOOR NO 1,R S NO 43-4, PILLAIYAR KOIL STREET, THUTHIPET VILLAGE, PUDUCHERRY-605502, Thuthipet, Puducherry.
Can I use IFSC BARB0THUTHI for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0THUTHI to send funds instantly.
Is IFSC BARB0THUTHI the same for all accounts at Thuthipet branch?
Yes. The IFSC BARB0THUTHI is shared by every account held at Bank of Baroda's Thuthipet branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using BARB0THUTHI be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Thuthipet reflect within 30 minutes.
What is the IFSC code of Bank of Baroda Thuthipet branch?
The IFSC code of Bank of Baroda, Thuthipet branch is BARB0THUTHI. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Bank of Baroda Thuthipet as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0THUTHI, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: BARB0THUTHI is the IFSC code of Bank of Baroda, THUTHIPET branch, in THUTHIPET, PUDUCHERRY. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
