IFSC Code of Bank of Baroda, Flower Valley, Thane, Maharashtra Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Baroda, FLOWER VALLEY, THANE, MAHARASHTRA branch in THANE. The 11-digit IFSC BARB0FLOVAL uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Baroda at the FLOWER VALLEY, THANE, MAHARASHTRA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, BARB0FLOVAL is the IFSC of Bank of Baroda's FLOWER VALLEY, THANE, MAHARASHTRA branch. The format is fixed: BARB = bank code, 0 = reserved, FLOVAL = branch identifier.

About the bank

Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Flower Valley, Thane, Maharashtra branch in Thane, Maharashtra is part of this network and uses the IFSC code BARB0FLOVAL for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at 2 G04, FLOWER VALLEY COMPLEX,EASTERN EXPRESS HIGHWAY,THANE (W),MAHARASHTRA 400 601. It serves the Thane region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0FLOVAL is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's FLOWER VALLEY, THANE, MAHARASHTRA branch came to be assigned the code BARB0FLOVAL.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0FLOVAL, money simply cannot be routed to the FLOWER VALLEY, THANE, MAHARASHTRA branch electronically.

Account types you can open at the Flower Valley, Thane, Maharashtra branch

Once you have an account at Bank of Baroda – FLOWER VALLEY, THANE, MAHARASHTRA, the IFSC BARB0FLOVAL stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Flower Valley, Thane, Maharashtra branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0FLOVAL

How to transfer money using IFSC BARB0FLOVAL

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0FLOVAL across all three.

NEFT to Bank of Baroda, FLOWER VALLEY, THANE, MAHARASHTRA using IFSC BARB0FLOVAL

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0FLOVAL, and confirm that the system picks up Bank of Baroda – FLOWER VALLEY, THANE, MAHARASHTRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC BARB0FLOVAL

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – FLOWER VALLEY, THANE, MAHARASHTRA, ensure your bank's portal accepts IFSC BARB0FLOVAL while registering the beneficiary. RTGS is also available 24x7.

IMPS to Bank of Baroda FLOWER VALLEY, THANE, MAHARASHTRA (IFSC BARB0FLOVAL)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0FLOVAL in your mobile or internet banking app, and the money is credited to the FLOWER VALLEY, THANE, MAHARASHTRA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Flower Valley, Thane, Maharashtra

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0FLOVAL:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at FLOWER VALLEY, THANE, MAHARASHTRA is still linked to IFSC BARB0FLOVAL.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC BARB0FLOVAL

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – FLOWER VALLEY, THANE, MAHARASHTRA is still mapped to IFSC BARB0FLOVAL. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0FLOVAL and the beneficiary's account number to complete the transfer.

Online banking and IFSC BARB0FLOVAL

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the FLOWER VALLEY, THANE, MAHARASHTRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0FLOVAL is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Flower Valley, Thane, Maharashtra branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0FLOVAL for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – FLOWER VALLEY, THANE, MAHARASHTRA:

• The IFSC is exactly BARB0FLOVAL with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and FLOWER VALLEY, THANE, MAHARASHTRA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Flower Valley, Thane, Maharashtra branch

The branch is located at 2 G04, FLOWER VALLEY COMPLEX,EASTERN EXPRESS HIGHWAY,THANE (W),MAHARASHTRA 400 601, which puts it inside Thane, the broader Thane district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Flower Valley, Thane, Maharashtra branch” — the verified location pin for IFSC BARB0FLOVAL should appear at the top of the results.
2. Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0FLOVAL and your account number.

Verifying IFSC BARB0FLOVAL from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0FLOVAL by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1800223344.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Flower Valley, Thane, Maharashtra branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0FLOVAL, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0FLOVAL belongs to Bank of Baroda's FLOWER VALLEY, THANE, MAHARASHTRA branch, located at 2 G04, FLOWER VALLEY COMPLEX,EASTERN EXPRESS HIGHWAY,THANE (W),MAHARASHTRA … in THANE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.