If you are searching for the IFSC code of Bank of Baroda, BANK OF BARODA, TEGHRA branch in TEGHRA, BIHAR, this page has every detail you need. The verified IFSC code for this branch is BARB0TEGHRA. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BANK OF BARODA, TEGHRA branch, and detailed step-by-step guides for using the IFSC BARB0TEGHRA across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's BANK OF BARODA, TEGHRA branch, the IFSC BARB0TEGHRA breaks down as follows: BARB identifies the bank, 0 is the reserved character, and TEGHRA identifies this particular branch.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Bank of Baroda, Teghra |
| IFSC Code | BARB0TEGHRA |
| MICR Code | Refer to cheque leaf |
| Branch Address | MITHLESH DEVI, UJJWAL MARKET, MAIN ROAD TEGHRA,BEGUSARAI, PIN - 851133, BIHAR. |
| City | Teghra |
| District | Begusarai |
| State | Bihar |
| STD Code | 22 |
| Phone | 1800223344 |
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Bank of Baroda, Teghra branch — IFSC BARB0TEGHRA — extends the bank's services to customers in and around Teghra, Bihar.
About the Bank of Baroda, Teghra branch
The Bank of Baroda, Teghra branch of Bank of Baroda is situated at MITHLESH DEVI, UJJWAL MARKET, MAIN ROAD TEGHRA,BEGUSARAI, PIN - 851133, BIHAR.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0TEGHRA is used.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BANK OF BARODA, TEGHRA of Bank of Baroda — its own 11-character IFSC. The code BARB0TEGHRA is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0TEGHRA the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BARB0TEGHRA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0TEGHRA across all three.
NEFT to Bank of Baroda, BANK OF BARODA, TEGHRA using IFSC BARB0TEGHRA
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0TEGHRA, and confirm that the system picks up Bank of Baroda – BANK OF BARODA, TEGHRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BANK OF BARODA, TEGHRA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's BANK OF BARODA, TEGHRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0TEGHRA while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda BANK OF BARODA, TEGHRA (IFSC BARB0TEGHRA)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0TEGHRA in your mobile or internet banking app, and the money is credited to the BANK OF BARODA, TEGHRA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0TEGHRA for Bank of Baroda – BANK OF BARODA, TEGHRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0TEGHRA | Yes – BARB0TEGHRA | Yes – BARB0TEGHRA |
For most retail customers crediting the Bank of Baroda, Teghra branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's BANK OF BARODA, TEGHRA branch, the IFSC BARB0TEGHRA is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Bank of Baroda, Teghra branch is mapped to IFSC BARB0TEGHRA on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0TEGHRA.
Banking services available
The Bank of Baroda, Teghra branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0TEGHRA
MICR & cheque-truncation details
Cheques drawn on the Bank of Baroda, Teghra branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0TEGHRA for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC BARB0TEGHRA
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the BANK OF BARODA, TEGHRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0TEGHRA is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC BARB0TEGHRA
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – BANK OF BARODA, TEGHRA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0TEGHRA. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Bank of Baroda, Teghra branch
The branch is located at MITHLESH DEVI, UJJWAL MARKET, MAIN ROAD TEGHRA,BEGUSARAI, PIN - 851133, BIHAR., which puts it inside Teghra, the broader Begusarai district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Bank of Baroda, Teghra branch” — the verified location pin for IFSC BARB0TEGHRA should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0TEGHRA and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0TEGHRA for Bank of Baroda – BANK OF BARODA, TEGHRA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bank of Baroda, Teghra branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0TEGHRA, however, work 24x7.
Branch address & contact
Bank of BarodaBank of Baroda, Teghra Branch
MITHLESH DEVI, UJJWAL MARKET, MAIN ROAD TEGHRA,BEGUSARAI, PIN - 851133, BIHAR.
Teghra, Bihar
Phone: 22-1800223344
IFSC: BARB0TEGHRA
Frequently asked questions
What is the phone number of Bank of Baroda Bank of Baroda, Teghra branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Where is Bank of Baroda Bank of Baroda, Teghra branch located?
Bank of Baroda's Bank of Baroda, Teghra branch is located at MITHLESH DEVI, UJJWAL MARKET, MAIN ROAD TEGHRA,BEGUSARAI, PIN - 851133, BIHAR., Teghra, Bihar.
What is the IFSC code of Bank of Baroda Bank of Baroda, Teghra branch?
The IFSC code of Bank of Baroda, Bank of Baroda, Teghra branch is BARB0TEGHRA. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BARB0TEGHRA the same for all accounts at Bank of Baroda, Teghra branch?
Yes. The IFSC BARB0TEGHRA is shared by every account held at Bank of Baroda's Bank of Baroda, Teghra branch. Only the account number changes from customer to customer.
How do I add Bank of Baroda Bank of Baroda, Teghra as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0TEGHRA, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BARB0TEGHRA be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Bank of Baroda, Teghra reflect within 30 minutes.
Is IFSC BARB0TEGHRA valid for NEFT and RTGS?
Yes. IFSC BARB0TEGHRA is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bank of Baroda, Teghra branch but serve different purposes.
Summary
The IFSC code BARB0TEGHRA belongs to Bank of Baroda's BANK OF BARODA, TEGHRA branch, located at MITHLESH DEVI, UJJWAL MARKET, MAIN ROAD TEGHRA,BEGUSARAI, PIN - 851133, BIHAR. in TEGHRA, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
