Below are the complete branch details for Bank of Baroda, NEWPAL ROAD branch, located in SURAT, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is BARB0NEWPAL. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0NEWPAL for Bank of Baroda – NEWPAL ROAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0NEWPAL is the IFSC of Bank of Baroda's NEWPAL ROAD branch. The format is fixed: BARB = bank code, 0 = reserved, NEWPAL = branch identifier.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Newpal Road |
| IFSC Code | BARB0NEWPAL |
| MICR Code | Refer to cheque leaf |
| Branch Address | GF SHOP NO 1,2,3,4,5,6, CASA KING, NEW PAL ROAD, SURAT,GUJARAT,INDIA 395009 |
| City | Surat |
| District | Surat |
| State | Gujarat |
| STD Code | 22 |
| Phone | 1800223344 |
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Newpal Road branch in Surat, Gujarat is part of this network and uses the IFSC code BARB0NEWPAL for all electronic settlement.
About the Newpal Road branch
The Newpal Road branch of Bank of Baroda is situated at GF SHOP NO 1,2,3,4,5,6, CASA KING, NEW PAL ROAD, SURAT,GUJARAT,INDIA 395009. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0NEWPAL is used.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NEWPAL ROAD of Bank of Baroda — its own 11-character IFSC. The code BARB0NEWPAL is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0NEWPAL the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BARB0NEWPAL
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0NEWPAL across all three.
NEFT to Bank of Baroda, NEWPAL ROAD using IFSC BARB0NEWPAL
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0NEWPAL, and confirm that the system picks up Bank of Baroda – NEWPAL ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0NEWPAL
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – NEWPAL ROAD, ensure your bank's portal accepts IFSC BARB0NEWPAL while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda NEWPAL ROAD (IFSC BARB0NEWPAL)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0NEWPAL in your mobile or internet banking app, and the money is credited to the NEWPAL ROAD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0NEWPAL for Bank of Baroda – NEWPAL ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0NEWPAL | Yes – BARB0NEWPAL | Yes – BARB0NEWPAL |
For most retail customers crediting the Newpal Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0NEWPAL
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – NEWPAL ROAD is still mapped to IFSC BARB0NEWPAL. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0NEWPAL and the beneficiary's account number to complete the transfer.
Account types you can open at the Newpal Road branch
Once you have an account at Bank of Baroda – NEWPAL ROAD, the IFSC BARB0NEWPAL stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Newpal Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0NEWPAL
MICR & cheque-truncation details
Cheques drawn on the Newpal Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0NEWPAL for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Newpal Road branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0NEWPAL is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC BARB0NEWPAL
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – NEWPAL ROAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0NEWPAL. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Newpal Road branch
The branch is located at GF SHOP NO 1,2,3,4,5,6, CASA KING, NEW PAL ROAD, SURAT,GUJARAT,INDIA 395009, which puts it inside Surat, the broader Surat district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Newpal Road branch” — the verified location pin for IFSC BARB0NEWPAL should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0NEWPAL and your account number.
Verifying IFSC BARB0NEWPAL from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0NEWPAL by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Newpal Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0NEWPAL, however, work 24x7.
Branch address & contact
Bank of BarodaNewpal Road Branch
GF SHOP NO 1,2,3,4,5,6, CASA KING, NEW PAL ROAD, SURAT,GUJARAT,INDIA 395009
Surat, Gujarat
Phone: 22-1800223344
IFSC: BARB0NEWPAL
Frequently asked questions
How do I add Bank of Baroda Newpal Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0NEWPAL, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BARB0NEWPAL the same for all accounts at Newpal Road branch?
Yes. The IFSC BARB0NEWPAL is shared by every account held at Bank of Baroda's Newpal Road branch. Only the account number changes from customer to customer.
Is IFSC BARB0NEWPAL valid for NEFT and RTGS?
Yes. IFSC BARB0NEWPAL is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Bank of Baroda Newpal Road branch located?
Bank of Baroda's Newpal Road branch is located at GF SHOP NO 1,2,3,4,5,6, CASA KING, NEW PAL ROAD, SURAT,GUJARAT,INDIA 395009, Surat, Gujarat.
What is the phone number of Bank of Baroda Newpal Road branch?
You can reach the branch at 22-1800223344 during regular banking hours.
How quickly will an NEFT transfer using BARB0NEWPAL be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Newpal Road reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Newpal Road branch but serve different purposes.
Summary
The IFSC code BARB0NEWPAL belongs to Bank of Baroda's NEWPAL ROAD branch, located at GF SHOP NO 1,2,3,4,5,6, CASA KING, NEW PAL ROAD, SURAT,GUJARAT,INDIA 395009 in SURAT, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
