If you are searching for the IFSC code of Bank of Baroda, KHAND BAZAR BRANCH branch in SURAT, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is BARB0KHASUR. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KHAND BAZAR BRANCH branch, and detailed step-by-step guides for using the IFSC BARB0KHASUR across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – KHAND BAZAR BRANCH is BARB0KHASUR. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters KHASUR map to this branch in SURAT, GUJARAT.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Khand Bazar Branch branch — IFSC BARB0KHASUR — extends the bank's services to customers in and around Surat, Gujarat.
About the Khand Bazar Branch branch
The Khand Bazar Branch branch of Bank of Baroda is situated at KHAND BAZAR BRANCH,OPP.GITANJALI CINEMA,VARACHHA ROAD,SURAT,SURAT,395006. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0KHASUR is used.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Khand Bazar Branch |
| IFSC Code | BARB0KHASUR |
| MICR Code | Refer to cheque leaf |
| Branch Address | KHAND BAZAR BRANCH,OPP.GITANJALI CINEMA,VARACHHA ROAD,SURAT,SURAT,395006 |
| City | Surat |
| District | Surat |
| State | Gujarat |
| Phone | 1800223344 |
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KHAND BAZAR BRANCH of Bank of Baroda — its own 11-character IFSC. The code BARB0KHASUR is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0KHASUR the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Khand Bazar Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0KHASUR for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BARB0KHASUR
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0KHASUR across all three.
NEFT to Bank of Baroda, KHAND BAZAR BRANCH using IFSC BARB0KHASUR
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0KHASUR, and confirm that the system picks up Bank of Baroda – KHAND BAZAR BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0KHASUR
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – KHAND BAZAR BRANCH, ensure your bank's portal accepts IFSC BARB0KHASUR while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – KHAND BAZAR BRANCH, use IMPS. With IFSC BARB0KHASUR and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0KHASUR for Bank of Baroda – KHAND BAZAR BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0KHASUR | Yes – BARB0KHASUR | Yes – BARB0KHASUR |
For most retail customers crediting the Khand Bazar Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0KHASUR
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – KHAND BAZAR BRANCH is still mapped to IFSC BARB0KHASUR. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0KHASUR and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Khand Bazar Branch branch is mapped to IFSC BARB0KHASUR on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0KHASUR.
Banking services available
The Khand Bazar Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0KHASUR
Digital banking channels
Most day-to-day work that customers used to do at the Khand Bazar Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0KHASUR is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Khand Bazar Branch branch sits at KHAND BAZAR BRANCH,OPP.GITANJALI CINEMA,VARACHHA ROAD,SURAT,SURAT,395006. If you are travelling from outside Surat, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0KHASUR and your account number.
Common mistakes to avoid when using IFSC BARB0KHASUR
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – KHAND BAZAR BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0KHASUR. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Khand Bazar Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0KHASUR, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0KHASUR for Bank of Baroda – KHAND BAZAR BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of BarodaKhand Bazar Branch Branch
KHAND BAZAR BRANCH,OPP.GITANJALI CINEMA,VARACHHA ROAD,SURAT,SURAT,395006
Surat, Gujarat
Phone: 1800223344
IFSC: BARB0KHASUR
Frequently asked questions
Is IFSC BARB0KHASUR valid for NEFT and RTGS?
Yes. IFSC BARB0KHASUR is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Bank of Baroda Khand Bazar Branch branch located?
Bank of Baroda's Khand Bazar Branch branch is located at KHAND BAZAR BRANCH,OPP.GITANJALI CINEMA,VARACHHA ROAD,SURAT,SURAT,395006, Surat, Gujarat.
Can I use IFSC BARB0KHASUR for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0KHASUR to send funds instantly.
What is the IFSC code of Bank of Baroda Khand Bazar Branch branch?
The IFSC code of Bank of Baroda, Khand Bazar Branch branch is BARB0KHASUR. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Khand Bazar Branch branch but serve different purposes.
How quickly will an NEFT transfer using BARB0KHASUR be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Khand Bazar Branch reflect within 30 minutes.
What is the phone number of Bank of Baroda Khand Bazar Branch branch?
You can reach the branch at 1800223344 during regular banking hours.
Summary
The IFSC code BARB0KHASUR belongs to Bank of Baroda's KHAND BAZAR BRANCH branch, located at KHAND BAZAR BRANCH,OPP.GITANJALI CINEMA,VARACHHA ROAD,SURAT,SURAT,395006 in SURAT, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
