Use this page as a one-stop reference for everything related to Bank of Baroda's BARSANDA,UP branch in SULTANPUR, UTTAR PRADESH. The branch's IFSC code BARB0BARCSM is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0BARCSM is the IFSC of Bank of Baroda's BARSANDA,UP branch. The format is fixed: BARB = bank code, 0 = reserved, BARCSM = branch identifier.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Barsanda,Up branch in Sultanpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0BARCSM.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Barsanda,Up |
| IFSC Code | BARB0BARCSM |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL BARSANDA,PO BARSANDA,DIST CSM NAGAR,UTTAR PRADESH 227818. |
| City | Sultanpur |
| District | Sultanpur |
| State | Uttar Pradesh |
| Phone | 1800223344 |
About the Barsanda,Up branch
The Barsanda,Up branch of Bank of Baroda is situated at VILL BARSANDA,PO BARSANDA,DIST CSM NAGAR,UTTAR PRADESH 227818.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0BARCSM is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's BARSANDA,UP branch came to be assigned the code BARB0BARCSM.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0BARCSM, money simply cannot be routed to the BARSANDA,UP branch electronically.
Products and account variants supported
Every account opened at the Barsanda,Up branch is mapped to IFSC BARB0BARCSM on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0BARCSM.
Products and services
Customers walking into the Barsanda,Up branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0BARCSM
How to transfer money using IFSC BARB0BARCSM
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0BARCSM across all three.
NEFT to Bank of Baroda, BARSANDA,UP using IFSC BARB0BARCSM
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0BARCSM, and confirm that the system picks up Bank of Baroda – BARSANDA,UP. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BARSANDA,UP
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's BARSANDA,UP branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0BARCSM while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda BARSANDA,UP (IFSC BARB0BARCSM)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0BARCSM in your mobile or internet banking app, and the money is credited to the BARSANDA,UP branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0BARCSM for Bank of Baroda – BARSANDA,UP, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0BARCSM | Yes – BARB0BARCSM | Yes – BARB0BARCSM |
For most retail customers crediting the Barsanda,Up branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's BARSANDA,UP branch, the IFSC BARB0BARCSM is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Barsanda,Up branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0BARCSM is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0BARCSM and the account number together uniquely identify the Barsanda,Up branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – BARSANDA,UP:
- The IFSC is exactly BARB0BARCSM with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and BARSANDA,UP as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Barsanda,Up branch sits at VILL BARSANDA,PO BARSANDA,DIST CSM NAGAR,UTTAR PRADESH 227818.. If you are travelling from outside Sultanpur, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0BARCSM and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0BARCSM for Bank of Baroda – BARSANDA,UP, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Barsanda,Up branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0BARCSM, however, work 24x7.
Branch address & contact
Bank of BarodaBarsanda,Up Branch
VILL BARSANDA,PO BARSANDA,DIST CSM NAGAR,UTTAR PRADESH 227818.
Sultanpur, Uttar Pradesh
Phone: 1800223344
IFSC: BARB0BARCSM
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Barsanda,Up branch but serve different purposes.
Is IFSC BARB0BARCSM the same for all accounts at Barsanda,Up branch?
Yes. The IFSC BARB0BARCSM is shared by every account held at Bank of Baroda's Barsanda,Up branch. Only the account number changes from customer to customer.
What is the phone number of Bank of Baroda Barsanda,Up branch?
You can reach the branch at 1800223344 during regular banking hours.
Where is Bank of Baroda Barsanda,Up branch located?
Bank of Baroda's Barsanda,Up branch is located at VILL BARSANDA,PO BARSANDA,DIST CSM NAGAR,UTTAR PRADESH 227818., Sultanpur, Uttar Pradesh.
What is the IFSC code of Bank of Baroda Barsanda,Up branch?
The IFSC code of Bank of Baroda, Barsanda,Up branch is BARB0BARCSM. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC BARB0BARCSM for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0BARCSM to send funds instantly.
Is IFSC BARB0BARCSM valid for NEFT and RTGS?
Yes. IFSC BARB0BARCSM is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bank of Baroda Barsanda,Up as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0BARCSM, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: BARB0BARCSM is the IFSC code of Bank of Baroda, BARSANDA,UP branch, in SULTANPUR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
