Below are the complete branch details for Bank of Baroda, TEMATHA branch, located in SOUTH PARGANAS, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is BARB0DBTEMA. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0DBTEMA for Bank of Baroda – TEMATHA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – TEMATHA is BARB0DBTEMA. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters DBTEMA map to this branch in SOUTH PARGANAS, WEST BENGAL.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Tematha |
| IFSC Code | BARB0DBTEMA |
| MICR Code | Refer to cheque leaf |
| Branch Address | BRANCHVILL PO KALIKAPURDIST SOUTH 24 PARGNAS SONAPUR SOUTH TWENTY FOUR PARGANAS WEST BENGAL 743330 |
| City | South Parganas |
| District | South 24 Parganas |
| State | West Bengal |
| STD Code | 22 |
| Phone | 1800223344 |
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Tematha branch in South Parganas, West Bengal is part of this network and uses the IFSC code BARB0DBTEMA for all electronic settlement.
About the Tematha branch
The Tematha branch of Bank of Baroda is situated at BRANCHVILL PO KALIKAPURDIST SOUTH 24 PARGNAS SONAPUR SOUTH TWENTY FOUR PARGANAS WEST BENGAL 743330. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0DBTEMA is used.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TEMATHA of Bank of Baroda — its own 11-character IFSC. The code BARB0DBTEMA is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0DBTEMA the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BARB0DBTEMA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0DBTEMA across all three.
How to use IFSC BARB0DBTEMA for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's TEMATHA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0DBTEMA.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as TEMATHA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to TEMATHA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's TEMATHA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0DBTEMA while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – TEMATHA, use IMPS. With IFSC BARB0DBTEMA and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0DBTEMA for Bank of Baroda – TEMATHA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0DBTEMA | Yes – BARB0DBTEMA | Yes – BARB0DBTEMA |
For most retail customers crediting the Tematha branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0DBTEMA
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – TEMATHA is still mapped to IFSC BARB0DBTEMA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0DBTEMA and the beneficiary's account number to complete the transfer.
Account types you can open at the Tematha branch
Once you have an account at Bank of Baroda – TEMATHA, the IFSC BARB0DBTEMA stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Tematha branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0DBTEMA
MICR & cheque-truncation details
Cheques drawn on the Tematha branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0DBTEMA for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Tematha branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0DBTEMA is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – TEMATHA:
- The IFSC is exactly BARB0DBTEMA with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and TEMATHA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Tematha branch
The branch is located at BRANCHVILL PO KALIKAPURDIST SOUTH 24 PARGNAS SONAPUR SOUTH TWENTY FOUR PARGANAS WEST BENGAL 743330, which puts it inside South Parganas, the broader South 24 Parganas district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Tematha branch” — the verified location pin for IFSC BARB0DBTEMA should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0DBTEMA and your account number.
Verifying IFSC BARB0DBTEMA from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0DBTEMA by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Tematha are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0DBTEMA continue to work without interruption.
Branch address & contact
Bank of BarodaTematha Branch
BRANCHVILL PO KALIKAPURDIST SOUTH 24 PARGNAS SONAPUR SOUTH TWENTY FOUR PARGANAS WEST BENGAL 743330
South Parganas, West Bengal
Phone: 22-1800223344
IFSC: BARB0DBTEMA
Frequently asked questions
How quickly will an NEFT transfer using BARB0DBTEMA be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Tematha reflect within 30 minutes.
What is the IFSC code of Bank of Baroda Tematha branch?
The IFSC code of Bank of Baroda, Tematha branch is BARB0DBTEMA. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC BARB0DBTEMA for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0DBTEMA to send funds instantly.
Is IFSC BARB0DBTEMA valid for NEFT and RTGS?
Yes. IFSC BARB0DBTEMA is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Bank of Baroda Tematha branch located?
Bank of Baroda's Tematha branch is located at BRANCHVILL PO KALIKAPURDIST SOUTH 24 PARGNAS SONAPUR SOUTH TWENTY FOUR PARGANAS WEST BENGAL 743330, South Parganas, West Bengal.
How do I add Bank of Baroda Tematha as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0DBTEMA, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BARB0DBTEMA the same for all accounts at Tematha branch?
Yes. The IFSC BARB0DBTEMA is shared by every account held at Bank of Baroda's Tematha branch. Only the account number changes from customer to customer.
What is the phone number of Bank of Baroda Tematha branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Summary
The IFSC code BARB0DBTEMA belongs to Bank of Baroda's TEMATHA branch, located at BRANCHVILL PO KALIKAPURDIST SOUTH 24 PARGNAS SONAPUR SOUTH TWENTY FOUR… in SOUTH PARGANAS, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
