Below are the complete branch details for Bank of Baroda, VASCO-DA-GAMA branch, located in SOUTH GOA, GOA. The IFSC assigned by the Reserve Bank of India to this branch is BARB0DBVASC. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0DBVASC for Bank of Baroda – VASCO-DA-GAMA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – VASCO-DA-GAMA is BARB0DBVASC. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters DBVASC map to this branch in SOUTH GOA, GOA.
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vasco-Da-Gama branch in South Goa, Goa is part of this network and uses the IFSC code BARB0DBVASC for all electronic settlement.
Vasco-Da-Gama branch overview
Located at PARRKOT HOUSEMAIN(DOUBLE) RDVASCO DA GAMA PANAJI SOUTH GOA GOA 403802, the Vasco-Da-Gama branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0DBVASC is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Vasco-Da-Gama |
| IFSC Code | BARB0DBVASC |
| MICR Code | Refer to cheque leaf |
| Branch Address | PARRKOT HOUSEMAIN(DOUBLE) RDVASCO DA GAMA PANAJI SOUTH GOA GOA 403802 |
| City | South Goa |
| District | South Goa |
| State | Goa |
| STD Code | 22 |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's VASCO-DA-GAMA branch came to be assigned the code BARB0DBVASC.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0DBVASC, money simply cannot be routed to the VASCO-DA-GAMA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0DBVASC and the account number together uniquely identify the Vasco-Da-Gama branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BARB0DBVASC
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0DBVASC across all three.
NEFT to Bank of Baroda, VASCO-DA-GAMA using IFSC BARB0DBVASC
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0DBVASC, and confirm that the system picks up Bank of Baroda – VASCO-DA-GAMA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to VASCO-DA-GAMA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's VASCO-DA-GAMA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0DBVASC while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda VASCO-DA-GAMA (IFSC BARB0DBVASC)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0DBVASC in your mobile or internet banking app, and the money is credited to the VASCO-DA-GAMA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Vasco-Da-Gama
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0DBVASC:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at VASCO-DA-GAMA is still linked to IFSC BARB0DBVASC.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BARB0DBVASC
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – VASCO-DA-GAMA is still mapped to IFSC BARB0DBVASC. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0DBVASC and the beneficiary's account number to complete the transfer.
Account types you can open at the Vasco-Da-Gama branch
Once you have an account at Bank of Baroda – VASCO-DA-GAMA, the IFSC BARB0DBVASC stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Vasco-Da-Gama branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0DBVASC
Online banking and IFSC BARB0DBVASC
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the VASCO-DA-GAMA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0DBVASC is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Vasco-Da-Gama branch sits at PARRKOT HOUSEMAIN(DOUBLE) RDVASCO DA GAMA PANAJI SOUTH GOA GOA 403802. If you are travelling from outside South Goa, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0DBVASC and your account number.
Common mistakes to avoid when using IFSC BARB0DBVASC
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – VASCO-DA-GAMA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0DBVASC. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vasco-Da-Gama branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0DBVASC, however, work 24x7.
Verifying IFSC BARB0DBVASC from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0DBVASC by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of BarodaVasco-Da-Gama Branch
PARRKOT HOUSEMAIN(DOUBLE) RDVASCO DA GAMA PANAJI SOUTH GOA GOA 403802
South Goa, Goa
Phone: 22-1800223344
IFSC: BARB0DBVASC
Frequently asked questions
Does Bank of Baroda Vasco-Da-Gama branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
How do I add Bank of Baroda Vasco-Da-Gama as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0DBVASC, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BARB0DBVASC the same for all accounts at Vasco-Da-Gama branch?
Yes. The IFSC BARB0DBVASC is shared by every account held at Bank of Baroda's Vasco-Da-Gama branch. Only the account number changes from customer to customer.
What is the IFSC code of Bank of Baroda Vasco-Da-Gama branch?
The IFSC code of Bank of Baroda, Vasco-Da-Gama branch is BARB0DBVASC. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using BARB0DBVASC be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Vasco-Da-Gama reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vasco-Da-Gama branch but serve different purposes.
Can I use IFSC BARB0DBVASC for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0DBVASC to send funds instantly.
Where is Bank of Baroda Vasco-Da-Gama branch located?
Bank of Baroda's Vasco-Da-Gama branch is located at PARRKOT HOUSEMAIN(DOUBLE) RDVASCO DA GAMA PANAJI SOUTH GOA GOA 403802, South Goa, Goa.
Final notes
To recap: BARB0DBVASC is the IFSC code of Bank of Baroda, VASCO-DA-GAMA branch, in SOUTH GOA, GOA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
