If you are searching for the IFSC code of Bank of Baroda, BALLI branch in SOUTH GOA, GOA, this page has every detail you need. The verified IFSC code for this branch is BARB0DBBALL. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BALLI branch, and detailed step-by-step guides for using the IFSC BARB0DBBALL across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0DBBALL is the IFSC of Bank of Baroda's BALLI branch. The format is fixed: BARB = bank code, 0 = reserved, DBBALL = branch identifier.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Balli branch in South Goa. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0DBBALL.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Balli |
| IFSC Code | BARB0DBBALL |
| MICR Code | Refer to cheque leaf |
| Branch Address | HOUSNO35BALLINATHBALLI(CONCOLIN) PANAJI SOUTH GOA GOA 403703 |
| City | South Goa |
| District | South Goa |
| State | Goa |
| STD Code | 22 |
| Phone | 1800223344 |
About this branch
The branch is located at HOUSNO35BALLINATHBALLI(CONCOLIN) PANAJI SOUTH GOA GOA 403703. It serves the South Goa region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0DBBALL is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's BALLI branch came to be assigned the code BARB0DBBALL.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0DBBALL, money simply cannot be routed to the BALLI branch electronically.
Products and account variants supported
Every account opened at the Balli branch is mapped to IFSC BARB0DBBALL on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0DBBALL.
Banking services available
The Balli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0DBBALL
How to transfer money using IFSC BARB0DBBALL
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0DBBALL across all three.
How to use IFSC BARB0DBBALL for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's BALLI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0DBBALL.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as BALLI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BALLI
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's BALLI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0DBBALL while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda BALLI (IFSC BARB0DBBALL)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0DBBALL in your mobile or internet banking app, and the money is credited to the BALLI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Balli
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0DBBALL:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BALLI is still linked to IFSC BARB0DBBALL.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BARB0DBBALL
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – BALLI is still mapped to IFSC BARB0DBBALL. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0DBBALL and the beneficiary's account number to complete the transfer.
Online banking and IFSC BARB0DBBALL
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the BALLI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0DBBALL is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Balli branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0DBBALL for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – BALLI:
- The IFSC is exactly BARB0DBBALL with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and BALLI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Balli branch sits at HOUSNO35BALLINATHBALLI(CONCOLIN) PANAJI SOUTH GOA GOA 403703. If you are travelling from outside South Goa, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0DBBALL and your account number.
Verifying IFSC BARB0DBBALL from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0DBBALL by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Balli are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0DBBALL continue to work without interruption.
Branch address & contact
Bank of BarodaBalli Branch
HOUSNO35BALLINATHBALLI(CONCOLIN) PANAJI SOUTH GOA GOA 403703
South Goa, Goa
Phone: 22-1800223344
IFSC: BARB0DBBALL
Frequently asked questions
How quickly will an NEFT transfer using BARB0DBBALL be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Balli reflect within 30 minutes.
What is the phone number of Bank of Baroda Balli branch?
You can reach the branch at 22-1800223344 during regular banking hours.
Is IFSC BARB0DBBALL the same for all accounts at Balli branch?
Yes. The IFSC BARB0DBBALL is shared by every account held at Bank of Baroda's Balli branch. Only the account number changes from customer to customer.
Is IFSC BARB0DBBALL valid for NEFT and RTGS?
Yes. IFSC BARB0DBBALL is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Balli branch but serve different purposes.
How do I add Bank of Baroda Balli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0DBBALL, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Bank of Baroda Balli branch?
The IFSC code of Bank of Baroda, Balli branch is BARB0DBBALL. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code BARB0DBBALL belongs to Bank of Baroda's BALLI branch, located at HOUSNO35BALLINATHBALLI(CONCOLIN) PANAJI SOUTH GOA GOA 403703 in SOUTH GOA, GOA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
