IFSC Code of Bank of Baroda, Nagroor-Somwarpet Branch, Karnataka

Use this page as a one-stop reference for everything related to Bank of Baroda's NAGROOR-SOMWARPET branch in SOMVARPET, KARNATAKA. The branch's IFSC code BARB0VJNAGR is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – NAGROOR-SOMWARPET is BARB0VJNAGR. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters VJNAGR map to this branch in SOMVARPET, KARNATAKA.

About the bank

Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Nagroor-Somwarpet branch in Somvarpet, Karnataka is part of this network and uses the IFSC code BARB0VJNAGR for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at Y13,SAMBRAM COMPLEX , GROUND FLOOR, CLUB ROAD , SOMAWARPET , NAGROOR , 571236. It serves the Somvarpet region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0VJNAGR is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's NAGROOR-SOMWARPET branch came to be assigned the code BARB0VJNAGR.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VJNAGR, money simply cannot be routed to the NAGROOR-SOMWARPET branch electronically.

Account types you can open at the Nagroor-Somwarpet branch

Once you have an account at Bank of Baroda – NAGROOR-SOMWARPET, the IFSC BARB0VJNAGR stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Nagroor-Somwarpet branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0VJNAGR

How to transfer money using IFSC BARB0VJNAGR

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJNAGR across all three.

NEFT to Bank of Baroda, NAGROOR-SOMWARPET using IFSC BARB0VJNAGR

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VJNAGR, and confirm that the system picks up Bank of Baroda – NAGROOR-SOMWARPET. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to NAGROOR-SOMWARPET

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's NAGROOR-SOMWARPET branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0VJNAGR while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Baroda NAGROOR-SOMWARPET (IFSC BARB0VJNAGR)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0VJNAGR in your mobile or internet banking app, and the money is credited to the NAGROOR-SOMWARPET branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0VJNAGR for Bank of Baroda – NAGROOR-SOMWARPET, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Nagroor-Somwarpet branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's NAGROOR-SOMWARPET branch, the IFSC BARB0VJNAGR is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC BARB0VJNAGR

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the NAGROOR-SOMWARPET branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VJNAGR is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Nagroor-Somwarpet branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0VJNAGR for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – NAGROOR-SOMWARPET:

• The IFSC is exactly BARB0VJNAGR with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and NAGROOR-SOMWARPET as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Nagroor-Somwarpet branch sits at Y13,SAMBRAM COMPLEX , GROUND FLOOR, CLUB ROAD , SOMAWARPET , NAGROOR , 571236. If you are travelling from outside Somvarpet, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0VJNAGR and your account number.

Verifying IFSC BARB0VJNAGR from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VJNAGR by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-1800223344.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nagroor-Somwarpet branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0VJNAGR, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0VJNAGR belongs to Bank of Baroda's NAGROOR-SOMWARPET branch, located at Y13,SAMBRAM COMPLEX , GROUND FLOOR, CLUB ROAD , SOMAWARPET , NAGROOR , 571236 in SOMVARPET, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.