If you are searching for the IFSC code of Bank of Baroda, VELAYUTHAM RASTHA ROAD SIVAKASI branch in SIVAKASI, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is BARB0VELAYU. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VELAYUTHAM RASTHA ROAD SIVAKASI branch, and detailed step-by-step guides for using the IFSC BARB0VELAYU across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's VELAYUTHAM RASTHA ROAD SIVAKASI branch, the IFSC BARB0VELAYU breaks down as follows: BARB identifies the bank, 0 is the reserved character, and VELAYU identifies this particular branch.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Velayutham Rastha Road Sivakasi branch in Sivakasi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0VELAYU.
About this branch
The branch is located at WARD B, BLOCK 7, PLOT NO 2, TS NO 40 BY 1A1A1 TS NO 40 BY 10, VELAYUTHAM ROAD, OPP TO SRINIVAS FINE ARTS, NEAR SBI MAIN BRANCH, SIVAKASI, VIRUDHUNAGAR DISTRICT, PINCODE 626123. It serves the Sivakasi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0VELAYU is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Velayutham Rastha Road Sivakasi |
| IFSC Code | BARB0VELAYU |
| MICR Code | Refer to cheque leaf |
| Branch Address | WARD B, BLOCK 7, PLOT NO 2, TS NO 40 BY 1A1A1 TS NO 40 BY 10, VELAYUTHAM ROAD, OPP TO SRINIVAS FINE ARTS, NEAR SBI MAIN BRANCH, SIVAKASI, VIRUDHUNAGAR DISTRICT, PINCODE 626123 |
| City | Sivakasi |
| District | Virudhunagar |
| State | Tamil Nadu |
| STD Code | 22 |
| Phone | 1800223344 |
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VELAYUTHAM RASTHA ROAD SIVAKASI of Bank of Baroda — its own 11-character IFSC. The code BARB0VELAYU is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0VELAYU the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0VELAYU and the account number together uniquely identify the Velayutham Rastha Road Sivakasi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BARB0VELAYU
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VELAYU across all three.
NEFT to Bank of Baroda, VELAYUTHAM RASTHA ROAD SIVAKASI using IFSC BARB0VELAYU
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VELAYU, and confirm that the system picks up Bank of Baroda – VELAYUTHAM RASTHA ROAD SIVAKASI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to VELAYUTHAM RASTHA ROAD SIVAKASI
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's VELAYUTHAM RASTHA ROAD SIVAKASI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0VELAYU while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – VELAYUTHAM RASTHA ROAD SIVAKASI, use IMPS. With IFSC BARB0VELAYU and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Velayutham Rastha Road Sivakasi
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0VELAYU:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at VELAYUTHAM RASTHA ROAD SIVAKASI is still linked to IFSC BARB0VELAYU.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BARB0VELAYU
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – VELAYUTHAM RASTHA ROAD SIVAKASI is still mapped to IFSC BARB0VELAYU. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0VELAYU and the beneficiary's account number to complete the transfer.
Account types you can open at the Velayutham Rastha Road Sivakasi branch
Once you have an account at Bank of Baroda – VELAYUTHAM RASTHA ROAD SIVAKASI, the IFSC BARB0VELAYU stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Velayutham Rastha Road Sivakasi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0VELAYU
Online banking and IFSC BARB0VELAYU
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the VELAYUTHAM RASTHA ROAD SIVAKASI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VELAYU is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Velayutham Rastha Road Sivakasi branch
The branch is located at WARD B, BLOCK 7, PLOT NO 2, TS NO 40 BY 1A1A1 TS NO 40 BY 10, VELAYUTHAM ROAD, OPP TO SRINIVAS FINE ARTS, NEAR SBI MAIN BRANCH, SIVAKASI, VIRUDHUNAGAR DISTRICT, PINCODE 626123, which puts it inside Sivakasi, the broader Virudhunagar district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Velayutham Rastha Road Sivakasi branch” — the verified location pin for IFSC BARB0VELAYU should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0VELAYU and your account number.
Common mistakes to avoid when using IFSC BARB0VELAYU
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – VELAYUTHAM RASTHA ROAD SIVAKASI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0VELAYU. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Velayutham Rastha Road Sivakasi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0VELAYU, however, work 24x7.
Verifying IFSC BARB0VELAYU from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VELAYU by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of BarodaVelayutham Rastha Road Sivakasi Branch
WARD B, BLOCK 7, PLOT NO 2, TS NO 40 BY 1A1A1 TS NO 40 BY 10, VELAYUTHAM ROAD, OPP TO SRINIVAS FINE ARTS, NEAR SBI MAIN BRANCH, SIVAKASI, VIRUDHUNAGAR DISTRICT, PINCODE 626123
Sivakasi, Tamil Nadu
Phone: 22-1800223344
IFSC: BARB0VELAYU
Frequently asked questions
Is IFSC BARB0VELAYU the same for all accounts at Velayutham Rastha Road Sivakasi branch?
Yes. The IFSC BARB0VELAYU is shared by every account held at Bank of Baroda's Velayutham Rastha Road Sivakasi branch. Only the account number changes from customer to customer.
Can I use IFSC BARB0VELAYU for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0VELAYU to send funds instantly.
Is IFSC BARB0VELAYU valid for NEFT and RTGS?
Yes. IFSC BARB0VELAYU is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Velayutham Rastha Road Sivakasi branch but serve different purposes.
How do I add Bank of Baroda Velayutham Rastha Road Sivakasi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VELAYU, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Bank of Baroda Velayutham Rastha Road Sivakasi branch located?
Bank of Baroda's Velayutham Rastha Road Sivakasi branch is located at WARD B, BLOCK 7, PLOT NO 2, TS NO 40 BY 1A1A1 TS NO 40 BY 10, VELAYUTHAM ROAD, OPP TO SRINIVAS FINE ARTS, NEAR SBI MAIN BRANCH, SIVAKASI, VIRUDHUNAGAR DISTRICT, PINCODE 626123, Sivakasi, Tamil Nadu.
Summary
The IFSC code BARB0VELAYU belongs to Bank of Baroda's VELAYUTHAM RASTHA ROAD SIVAKASI branch, located at WARD B, BLOCK 7, PLOT NO 2, TS NO 40 BY 1A1A1 TS NO 40 BY 10, VELAYUTHAM ROAD,… in SIVAKASI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
