IFSC Code of Bank of Baroda, Shimla Extension Counter, Himachal Pradesh Branch, Himachal Pradesh

Below are the complete branch details for Bank of Baroda, SHIMLA EXTENSION COUNTER, HIMACHAL PRADESH branch, located in SIMLA, HIMACHAL PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is BARB0EXTSIM. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0EXTSIM for Bank of Baroda – SHIMLA EXTENSION COUNTER, HIMACHAL PRADESH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bank of Baroda's SHIMLA EXTENSION COUNTER, HIMACHAL PRADESH branch, the IFSC BARB0EXTSIM breaks down as follows: BARB identifies the bank, 0 is the reserved character, and EXTSIM identifies this particular branch.

Branch details at a glance

About the bank

Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Shimla Extension Counter, Himachal Pradesh branch in Simla, Himachal Pradesh is part of this network and uses the IFSC code BARB0EXTSIM for all electronic settlement.

Shimla Extension Counter, Himachal Pradesh branch overview

Located at SHIMLA EXT.COUNTER,BLOCK NO 1,SDA COMPLEX,KUSUMPTI,SHIMLA,HIMACHAL PRADESH -171 009, the Shimla Extension Counter, Himachal Pradesh branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0EXTSIM is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's SHIMLA EXTENSION COUNTER, HIMACHAL PRADESH branch came to be assigned the code BARB0EXTSIM.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0EXTSIM, money simply cannot be routed to the SHIMLA EXTENSION COUNTER, HIMACHAL PRADESH branch electronically.

How to transfer money using IFSC BARB0EXTSIM

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0EXTSIM across all three.

NEFT to Bank of Baroda, SHIMLA EXTENSION COUNTER, HIMACHAL PRADESH using IFSC BARB0EXTSIM

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0EXTSIM, and confirm that the system picks up Bank of Baroda – SHIMLA EXTENSION COUNTER, HIMACHAL PRADESH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC BARB0EXTSIM

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – SHIMLA EXTENSION COUNTER, HIMACHAL PRADESH, ensure your bank's portal accepts IFSC BARB0EXTSIM while registering the beneficiary. RTGS is also available 24x7.

IMPS to Bank of Baroda SHIMLA EXTENSION COUNTER, HIMACHAL PRADESH (IFSC BARB0EXTSIM)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0EXTSIM in your mobile or internet banking app, and the money is credited to the SHIMLA EXTENSION COUNTER, HIMACHAL PRADESH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Shimla Extension Counter, Himachal Pradesh

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0EXTSIM:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHIMLA EXTENSION COUNTER, HIMACHAL PRADESH is still linked to IFSC BARB0EXTSIM.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC BARB0EXTSIM

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – SHIMLA EXTENSION COUNTER, HIMACHAL PRADESH is still mapped to IFSC BARB0EXTSIM. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0EXTSIM and the beneficiary's account number to complete the transfer.

Account types you can open at the Shimla Extension Counter, Himachal Pradesh branch

Once you have an account at Bank of Baroda – SHIMLA EXTENSION COUNTER, HIMACHAL PRADESH, the IFSC BARB0EXTSIM stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Shimla Extension Counter, Himachal Pradesh branch can access most of Bank of Baroda's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BARB0EXTSIM

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0EXTSIM and the account number together uniquely identify the Shimla Extension Counter, Himachal Pradesh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC BARB0EXTSIM

Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the SHIMLA EXTENSION COUNTER, HIMACHAL PRADESH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0EXTSIM is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC BARB0EXTSIM

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – SHIMLA EXTENSION COUNTER, HIMACHAL PRADESH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BARB0EXTSIM.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Shimla Extension Counter, Himachal Pradesh branch sits at SHIMLA EXT.COUNTER,BLOCK NO 1,SDA COMPLEX,KUSUMPTI,SHIMLA,HIMACHAL PRADESH -171 009. If you are travelling from outside Simla, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0EXTSIM and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0EXTSIM for Bank of Baroda – SHIMLA EXTENSION COUNTER, HIMACHAL PRADESH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Shimla Extension Counter, Himachal Pradesh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0EXTSIM continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0EXTSIM belongs to Bank of Baroda's SHIMLA EXTENSION COUNTER, HIMACHAL PRADESH branch, located at SHIMLA EXT.COUNTER,BLOCK NO 1,SDA COMPLEX,KUSUMPTI,SHIMLA,HIMACHAL PRADESH… in SIMLA, HIMACHAL PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.