Use this page as a one-stop reference for everything related to Bank of Baroda's BINDKI, DIST KANPUR DEHAT branch in SHIVRAJPUR, UTTAR PRADESH. The branch's IFSC code BARB0BINDKI is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0BINDKI is the IFSC of Bank of Baroda's BINDKI, DIST KANPUR DEHAT branch. The format is fixed: BARB = bank code, 0 = reserved, BINDKI = branch identifier.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Bindki, Dist Kanpur Dehat branch — IFSC BARB0BINDKI — extends the bank's services to customers in and around Shivrajpur, Uttar Pradesh.
About the Bindki, Dist Kanpur Dehat branch
The Bindki, Dist Kanpur Dehat branch of Bank of Baroda is situated at G.T. ROAD, SHIVRAJPUR, KANPUR NAGAR - 209 205.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0BINDKI is used.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Bindki, Dist Kanpur Dehat |
| IFSC Code | BARB0BINDKI |
| MICR Code | Refer to cheque leaf |
| Branch Address | G.T. ROAD, SHIVRAJPUR, KANPUR NAGAR - 209 205. |
| City | Shivrajpur |
| District | Kanpur Dehat |
| State | Uttar Pradesh |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's BINDKI, DIST KANPUR DEHAT branch came to be assigned the code BARB0BINDKI.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0BINDKI, money simply cannot be routed to the BINDKI, DIST KANPUR DEHAT branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0BINDKI and the account number together uniquely identify the Bindki, Dist Kanpur Dehat branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BARB0BINDKI
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0BINDKI across all three.
How to use IFSC BARB0BINDKI for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's BINDKI, DIST KANPUR DEHAT branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0BINDKI.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as BINDKI, DIST KANPUR DEHAT.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BINDKI, DIST KANPUR DEHAT
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's BINDKI, DIST KANPUR DEHAT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0BINDKI while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – BINDKI, DIST KANPUR DEHAT, use IMPS. With IFSC BARB0BINDKI and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0BINDKI for Bank of Baroda – BINDKI, DIST KANPUR DEHAT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0BINDKI | Yes – BARB0BINDKI | Yes – BARB0BINDKI |
For most retail customers crediting the Bindki, Dist Kanpur Dehat branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's BINDKI, DIST KANPUR DEHAT branch, the IFSC BARB0BINDKI is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Bindki, Dist Kanpur Dehat branch is mapped to IFSC BARB0BINDKI on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0BINDKI.
Banking services available
The Bindki, Dist Kanpur Dehat branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0BINDKI
Digital banking channels
Most day-to-day work that customers used to do at the Bindki, Dist Kanpur Dehat branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0BINDKI is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Bindki, Dist Kanpur Dehat branch
The branch is located at G.T. ROAD, SHIVRAJPUR, KANPUR NAGAR - 209 205., which puts it inside Shivrajpur, the broader Kanpur Dehat district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Bindki, Dist Kanpur Dehat branch” — the verified location pin for IFSC BARB0BINDKI should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0BINDKI and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – BINDKI, DIST KANPUR DEHAT:
- The IFSC is exactly BARB0BINDKI with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and BINDKI, DIST KANPUR DEHAT as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Bindki, Dist Kanpur Dehat are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0BINDKI continue to work without interruption.
Verifying IFSC BARB0BINDKI from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0BINDKI by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of BarodaBindki, Dist Kanpur Dehat Branch
G.T. ROAD, SHIVRAJPUR, KANPUR NAGAR - 209 205.
Shivrajpur, Uttar Pradesh
Phone: 1800223344
IFSC: BARB0BINDKI
Frequently asked questions
Is IFSC BARB0BINDKI the same for all accounts at Bindki, Dist Kanpur Dehat branch?
Yes. The IFSC BARB0BINDKI is shared by every account held at Bank of Baroda's Bindki, Dist Kanpur Dehat branch. Only the account number changes from customer to customer.
What is the phone number of Bank of Baroda Bindki, Dist Kanpur Dehat branch?
You can reach the branch at 1800223344 during regular banking hours.
How do I add Bank of Baroda Bindki, Dist Kanpur Dehat as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0BINDKI, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BARB0BINDKI be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Bindki, Dist Kanpur Dehat reflect within 30 minutes.
What is the IFSC code of Bank of Baroda Bindki, Dist Kanpur Dehat branch?
The IFSC code of Bank of Baroda, Bindki, Dist Kanpur Dehat branch is BARB0BINDKI. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC BARB0BINDKI for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0BINDKI to send funds instantly.
Summary
The IFSC code BARB0BINDKI belongs to Bank of Baroda's BINDKI, DIST KANPUR DEHAT branch, located at G.T. ROAD, SHIVRAJPUR, KANPUR NAGAR - 209 205. in SHIVRAJPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
