IFSC Code of Bank of Baroda, Shirwal,Satara,,Mh Branch, Maharashtra

Use this page as a one-stop reference for everything related to Bank of Baroda's SHIRWAL,SATARA,,MH branch in SHIRWAL, MAHARASHTRA. The branch's IFSC code BARB0SHIRWA is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bank of Baroda's SHIRWAL,SATARA,,MH branch, the IFSC BARB0SHIRWA breaks down as follows: BARB identifies the bank, 0 is the reserved character, and SHIRWA identifies this particular branch.

About Bank of Baroda

Bank of Baroda operates a wide network of branches across India, including the Shirwal,Satara,,Mh branch in Shirwal. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0SHIRWA.

Branch details at a glance

About the Shirwal,Satara,,Mh branch

The Shirwal,Satara,,Mh branch of Bank of Baroda is situated at AT & POST SHIRWAL TAL. KHANDALA, DISTRICT SATARA, SHIRWAL, MAHARASTRA 412801.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0SHIRWA is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's SHIRWAL,SATARA,,MH branch came to be assigned the code BARB0SHIRWA.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0SHIRWA, money simply cannot be routed to the SHIRWAL,SATARA,,MH branch electronically.

Products and account variants supported

Every account opened at the Shirwal,Satara,,Mh branch is mapped to IFSC BARB0SHIRWA on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0SHIRWA.

Banking services available

The Shirwal,Satara,,Mh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0SHIRWA

How to transfer money using IFSC BARB0SHIRWA

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0SHIRWA across all three.

NEFT to Bank of Baroda, SHIRWAL,SATARA,,MH using IFSC BARB0SHIRWA

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0SHIRWA, and confirm that the system picks up Bank of Baroda – SHIRWAL,SATARA,,MH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SHIRWAL,SATARA,,MH

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's SHIRWAL,SATARA,,MH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0SHIRWA while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Baroda SHIRWAL,SATARA,,MH (IFSC BARB0SHIRWA)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0SHIRWA in your mobile or internet banking app, and the money is credited to the SHIRWAL,SATARA,,MH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0SHIRWA for Bank of Baroda – SHIRWAL,SATARA,,MH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Shirwal,Satara,,Mh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BARB0SHIRWA

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – SHIRWAL,SATARA,,MH is still mapped to IFSC BARB0SHIRWA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0SHIRWA and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Shirwal,Satara,,Mh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0SHIRWA is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Shirwal,Satara,,Mh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0SHIRWA for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – SHIRWAL,SATARA,,MH:

• The IFSC is exactly BARB0SHIRWA with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and SHIRWAL,SATARA,,MH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Shirwal,Satara,,Mh branch sits at AT & POST SHIRWAL TAL. KHANDALA, DISTRICT SATARA, SHIRWAL, MAHARASTRA 412801.. If you are travelling from outside Shirwal, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0SHIRWA and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BARB0SHIRWA for Bank of Baroda – SHIRWAL,SATARA,,MH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shirwal,Satara,,Mh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0SHIRWA, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: BARB0SHIRWA is the IFSC code of Bank of Baroda, SHIRWAL,SATARA,,MH branch, in SHIRWAL, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.