Below are the complete branch details for Bank of Baroda, BRANCH branch, located in SHIRSUPHAL, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is BARB0SHIRSU. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0SHIRSU for Bank of Baroda – BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0SHIRSU is the IFSC of Bank of Baroda's BRANCH branch. The format is fixed: BARB = bank code, 0 = reserved, SHIRSU = branch identifier.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Branch branch — IFSC BARB0SHIRSU — extends the bank's services to customers in and around Shirsuphal, Maharashtra.
About this branch
The branch is located at AT & PO.SHIRSUPHAL, TAL.BARAMATI, DIST.PUNE, MAHARASHTRA - 413 102.. It serves the Shirsuphal region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0SHIRSU is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Branch |
| IFSC Code | BARB0SHIRSU |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT & PO.SHIRSUPHAL, TAL.BARAMATI, DIST.PUNE, MAHARASHTRA - 413 102. |
| City | Shirsuphal |
| District | Satara |
| State | Maharashtra |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's BRANCH branch came to be assigned the code BARB0SHIRSU.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0SHIRSU, money simply cannot be routed to the BRANCH branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0SHIRSU and the account number together uniquely identify the Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BARB0SHIRSU
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0SHIRSU across all three.
NEFT to Bank of Baroda, BRANCH using IFSC BARB0SHIRSU
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0SHIRSU, and confirm that the system picks up Bank of Baroda – BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0SHIRSU
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – BRANCH, ensure your bank's portal accepts IFSC BARB0SHIRSU while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda BRANCH (IFSC BARB0SHIRSU)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0SHIRSU in your mobile or internet banking app, and the money is credited to the BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0SHIRSU for Bank of Baroda – BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0SHIRSU | Yes – BARB0SHIRSU | Yes – BARB0SHIRSU |
For most retail customers crediting the Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's BRANCH branch, the IFSC BARB0SHIRSU is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Branch branch
Once you have an account at Bank of Baroda – BRANCH, the IFSC BARB0SHIRSU stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Branch branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0SHIRSU
Online banking and IFSC BARB0SHIRSU
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0SHIRSU is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Branch branch sits at AT & PO.SHIRSUPHAL, TAL.BARAMATI, DIST.PUNE, MAHARASHTRA - 413 102.. If you are travelling from outside Shirsuphal, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0SHIRSU and your account number.
Common mistakes to avoid when using IFSC BARB0SHIRSU
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0SHIRSU. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0SHIRSU continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0SHIRSU for Bank of Baroda – BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of BarodaBranch Branch
AT & PO.SHIRSUPHAL, TAL.BARAMATI, DIST.PUNE, MAHARASHTRA - 413 102.
Shirsuphal, Maharashtra
Phone: 1800223344
IFSC: BARB0SHIRSU
Frequently asked questions
Can I use IFSC BARB0SHIRSU for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0SHIRSU to send funds instantly.
Is IFSC BARB0SHIRSU the same for all accounts at Branch branch?
Yes. The IFSC BARB0SHIRSU is shared by every account held at Bank of Baroda's Branch branch. Only the account number changes from customer to customer.
Where is Bank of Baroda Branch branch located?
Bank of Baroda's Branch branch is located at AT & PO.SHIRSUPHAL, TAL.BARAMATI, DIST.PUNE, MAHARASHTRA - 413 102., Shirsuphal, Maharashtra.
Is IFSC BARB0SHIRSU valid for NEFT and RTGS?
Yes. IFSC BARB0SHIRSU is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Bank of Baroda Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
How do I add Bank of Baroda Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0SHIRSU, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Bank of Baroda Branch branch?
You can reach the branch at 1800223344 during regular banking hours.
Final notes
To recap: BARB0SHIRSU is the IFSC code of Bank of Baroda, BRANCH branch, in SHIRSUPHAL, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
