If you are searching for the IFSC code of Bank of Baroda, LAITUMKHRAH,SHILLONG, MEGHALAYA branch in SHILLONG, MEGHALAYA, this page has every detail you need. The verified IFSC code for this branch is BARB0LAITUM. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the LAITUMKHRAH,SHILLONG, MEGHALAYA branch, and detailed step-by-step guides for using the IFSC BARB0LAITUM across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0LAITUM is the IFSC of Bank of Baroda's LAITUMKHRAH,SHILLONG, MEGHALAYA branch. The format is fixed: BARB = bank code, 0 = reserved, LAITUM = branch identifier.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Laitumkhrah,Shillong, Meghalaya branch — IFSC BARB0LAITUM — extends the bank's services to customers in and around Shillong, Meghalaya.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Laitumkhrah,Shillong, Meghalaya |
| IFSC Code | BARB0LAITUM |
| MICR Code | Refer to cheque leaf |
| Branch Address | OPPOSITE POST OFFICE, LAITUMKHRAH, DIST EAST KHAS IHILL, SHILLONG, MEGHALAYA 793003. |
| City | Shillong |
| District | East Khasi Hills |
| State | Meghalaya |
| Phone | 1800223344 |
Laitumkhrah,Shillong, Meghalaya branch overview
Located at OPPOSITE POST OFFICE, LAITUMKHRAH, DIST EAST KHAS IHILL, SHILLONG, MEGHALAYA 793003., the Laitumkhrah,Shillong, Meghalaya branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0LAITUM is required for all interbank electronic transfers routed through this branch.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including LAITUMKHRAH,SHILLONG, MEGHALAYA of Bank of Baroda — its own 11-character IFSC. The code BARB0LAITUM is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0LAITUM the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Laitumkhrah,Shillong, Meghalaya branch is mapped to IFSC BARB0LAITUM on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0LAITUM.
Banking services available
The Laitumkhrah,Shillong, Meghalaya branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0LAITUM
How to transfer money using IFSC BARB0LAITUM
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0LAITUM across all three.
How to use IFSC BARB0LAITUM for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's LAITUMKHRAH,SHILLONG, MEGHALAYA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0LAITUM.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as LAITUMKHRAH,SHILLONG, MEGHALAYA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0LAITUM
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – LAITUMKHRAH,SHILLONG, MEGHALAYA, ensure your bank's portal accepts IFSC BARB0LAITUM while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – LAITUMKHRAH,SHILLONG, MEGHALAYA, use IMPS. With IFSC BARB0LAITUM and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Laitumkhrah,Shillong, Meghalaya
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0LAITUM:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at LAITUMKHRAH,SHILLONG, MEGHALAYA is still linked to IFSC BARB0LAITUM.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BARB0LAITUM
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – LAITUMKHRAH,SHILLONG, MEGHALAYA is still mapped to IFSC BARB0LAITUM. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0LAITUM and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Laitumkhrah,Shillong, Meghalaya branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0LAITUM is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0LAITUM and the account number together uniquely identify the Laitumkhrah,Shillong, Meghalaya branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – LAITUMKHRAH,SHILLONG, MEGHALAYA:
- The IFSC is exactly BARB0LAITUM with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and LAITUMKHRAH,SHILLONG, MEGHALAYA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Laitumkhrah,Shillong, Meghalaya branch
The branch is located at OPPOSITE POST OFFICE, LAITUMKHRAH, DIST EAST KHAS IHILL, SHILLONG, MEGHALAYA 793003., which puts it inside Shillong, the broader East Khasi Hills district, and the state of Meghalaya. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Laitumkhrah,Shillong, Meghalaya branch” — the verified location pin for IFSC BARB0LAITUM should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0LAITUM and your account number.
Verifying IFSC BARB0LAITUM from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0LAITUM by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Laitumkhrah,Shillong, Meghalaya are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0LAITUM continue to work without interruption.
Branch address & contact
Bank of BarodaLaitumkhrah,Shillong, Meghalaya Branch
OPPOSITE POST OFFICE, LAITUMKHRAH, DIST EAST KHAS IHILL, SHILLONG, MEGHALAYA 793003.
Shillong, Meghalaya
Phone: 1800223344
IFSC: BARB0LAITUM
Frequently asked questions
How do I add Bank of Baroda Laitumkhrah,Shillong, Meghalaya as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0LAITUM, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Bank of Baroda Laitumkhrah,Shillong, Meghalaya branch?
You can reach the branch at 1800223344 during regular banking hours.
What is the IFSC code of Bank of Baroda Laitumkhrah,Shillong, Meghalaya branch?
The IFSC code of Bank of Baroda, Laitumkhrah,Shillong, Meghalaya branch is BARB0LAITUM. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC BARB0LAITUM for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0LAITUM to send funds instantly.
Does Bank of Baroda Laitumkhrah,Shillong, Meghalaya branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
Is IFSC BARB0LAITUM valid for NEFT and RTGS?
Yes. IFSC BARB0LAITUM is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using BARB0LAITUM be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Laitumkhrah,Shillong, Meghalaya reflect within 30 minutes.
Is IFSC BARB0LAITUM the same for all accounts at Laitumkhrah,Shillong, Meghalaya branch?
Yes. The IFSC BARB0LAITUM is shared by every account held at Bank of Baroda's Laitumkhrah,Shillong, Meghalaya branch. Only the account number changes from customer to customer.
Summary
The IFSC code BARB0LAITUM belongs to Bank of Baroda's LAITUMKHRAH,SHILLONG, MEGHALAYA branch, located at OPPOSITE POST OFFICE, LAITUMKHRAH, DIST EAST KHAS IHILL, SHILLONG, MEGHALAYA … in SHILLONG, MEGHALAYA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
