If you are searching for the IFSC code of Bank of Baroda, NIGOHI BR., DIST. SHAHJAHANPUR, U.P. branch in SHAHJAHANPUR, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is BARB0NIGOHI. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NIGOHI BR., DIST. SHAHJAHANPUR, U.P. branch, and detailed step-by-step guides for using the IFSC BARB0NIGOHI across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's NIGOHI BR., DIST. SHAHJAHANPUR, U.P. branch, the IFSC BARB0NIGOHI breaks down as follows: BARB identifies the bank, 0 is the reserved character, and NIGOHI identifies this particular branch.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Nigohi Br., Dist. Shahjahanpur, U.P. |
| IFSC Code | BARB0NIGOHI |
| MICR Code | Refer to cheque leaf |
| Branch Address | NIGOHI, TEHSIL TILHAR, DIST. SHAHJAHANPUR, UTTAR PRADESH - 242 407. |
| City | Shahjahanpur |
| District | Shahjahanpur |
| State | Uttar Pradesh |
| Phone | 1800223344 |
About the bank
Bank of Baroda serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Nigohi Br., Dist. Shahjahanpur, U.P. branch in Shahjahanpur, Uttar Pradesh is part of this network and uses the IFSC code BARB0NIGOHI for all electronic settlement.
Nigohi Br., Dist. Shahjahanpur, U.P. branch overview
Located at NIGOHI, TEHSIL TILHAR, DIST. SHAHJAHANPUR, UTTAR PRADESH - 242 407., the Nigohi Br., Dist. Shahjahanpur, U.P. branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0NIGOHI is required for all interbank electronic transfers routed through this branch.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NIGOHI BR., DIST. SHAHJAHANPUR, U.P. of Bank of Baroda — its own 11-character IFSC. The code BARB0NIGOHI is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0NIGOHI the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BARB0NIGOHI
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0NIGOHI across all three.
NEFT to Bank of Baroda, NIGOHI BR., DIST. SHAHJAHANPUR, U.P. using IFSC BARB0NIGOHI
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0NIGOHI, and confirm that the system picks up Bank of Baroda – NIGOHI BR., DIST. SHAHJAHANPUR, U.P.. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0NIGOHI
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – NIGOHI BR., DIST. SHAHJAHANPUR, U.P., ensure your bank's portal accepts IFSC BARB0NIGOHI while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda NIGOHI BR., DIST. SHAHJAHANPUR, U.P. (IFSC BARB0NIGOHI)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0NIGOHI in your mobile or internet banking app, and the money is credited to the NIGOHI BR., DIST. SHAHJAHANPUR, U.P. branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Nigohi Br., Dist. Shahjahanpur, U.P.
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0NIGOHI:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at NIGOHI BR., DIST. SHAHJAHANPUR, U.P. is still linked to IFSC BARB0NIGOHI.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BARB0NIGOHI
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – NIGOHI BR., DIST. SHAHJAHANPUR, U.P. is still mapped to IFSC BARB0NIGOHI. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0NIGOHI and the beneficiary's account number to complete the transfer.
Account types you can open at the Nigohi Br., Dist. Shahjahanpur, U.P. branch
Once you have an account at Bank of Baroda – NIGOHI BR., DIST. SHAHJAHANPUR, U.P., the IFSC BARB0NIGOHI stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Nigohi Br., Dist. Shahjahanpur, U.P. branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0NIGOHI
MICR & cheque-truncation details
Cheques drawn on the Nigohi Br., Dist. Shahjahanpur, U.P. branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0NIGOHI for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC BARB0NIGOHI
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the NIGOHI BR., DIST. SHAHJAHANPUR, U.P. branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0NIGOHI is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – NIGOHI BR., DIST. SHAHJAHANPUR, U.P.:
- The IFSC is exactly BARB0NIGOHI with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and NIGOHI BR., DIST. SHAHJAHANPUR, U.P. as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Nigohi Br., Dist. Shahjahanpur, U.P. branch
The branch is located at NIGOHI, TEHSIL TILHAR, DIST. SHAHJAHANPUR, UTTAR PRADESH - 242 407., which puts it inside Shahjahanpur, the broader Shahjahanpur district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Nigohi Br., Dist. Shahjahanpur, U.P. branch” — the verified location pin for IFSC BARB0NIGOHI should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0NIGOHI and your account number.
Verifying IFSC BARB0NIGOHI from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0NIGOHI by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nigohi Br., Dist. Shahjahanpur, U.P. branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0NIGOHI, however, work 24x7.
Branch address & contact
Bank of BarodaNigohi Br., Dist. Shahjahanpur, U.P. Branch
NIGOHI, TEHSIL TILHAR, DIST. SHAHJAHANPUR, UTTAR PRADESH - 242 407.
Shahjahanpur, Uttar Pradesh
Phone: 1800223344
IFSC: BARB0NIGOHI
Frequently asked questions
Where is Bank of Baroda Nigohi Br., Dist. Shahjahanpur, U.P. branch located?
Bank of Baroda's Nigohi Br., Dist. Shahjahanpur, U.P. branch is located at NIGOHI, TEHSIL TILHAR, DIST. SHAHJAHANPUR, UTTAR PRADESH - 242 407., Shahjahanpur, Uttar Pradesh.
Is IFSC BARB0NIGOHI the same for all accounts at Nigohi Br., Dist. Shahjahanpur, U.P. branch?
Yes. The IFSC BARB0NIGOHI is shared by every account held at Bank of Baroda's Nigohi Br., Dist. Shahjahanpur, U.P. branch. Only the account number changes from customer to customer.
Can I use IFSC BARB0NIGOHI for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0NIGOHI to send funds instantly.
Does Bank of Baroda Nigohi Br., Dist. Shahjahanpur, U.P. branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
How do I add Bank of Baroda Nigohi Br., Dist. Shahjahanpur, U.P. as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0NIGOHI, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BARB0NIGOHI valid for NEFT and RTGS?
Yes. IFSC BARB0NIGOHI is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Bank of Baroda Nigohi Br., Dist. Shahjahanpur, U.P. branch?
The IFSC code of Bank of Baroda, Nigohi Br., Dist. Shahjahanpur, U.P. branch is BARB0NIGOHI. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Bank of Baroda Nigohi Br., Dist. Shahjahanpur, U.P. branch?
You can reach the branch at 1800223344 during regular banking hours.
Summary
The IFSC code BARB0NIGOHI belongs to Bank of Baroda's NIGOHI BR., DIST. SHAHJAHANPUR, U.P. branch, located at NIGOHI, TEHSIL TILHAR, DIST. SHAHJAHANPUR, UTTAR PRADESH - 242 407. in SHAHJAHANPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
