If you are searching for the IFSC code of Bank of Baroda, SAUNSHI branch in SAUNSHI, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is BARB0VJSAUN. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SAUNSHI branch, and detailed step-by-step guides for using the IFSC BARB0VJSAUN across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0VJSAUN is the IFSC of Bank of Baroda's SAUNSHI branch. The format is fixed: BARB = bank code, 0 = reserved, VJSAUN = branch identifier.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Saunshi branch in Saunshi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0VJSAUN.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Saunshi |
| IFSC Code | BARB0VJSAUN |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO.15207 WARD NO 5 , LAXMESHWAR ROAD,NEAR BUS STAND , SAUNSHI, KUNDAGOL TALUK , SAUNSHI , 581117 |
| City | Saunshi |
| District | Dharwad |
| State | Karnataka |
| STD Code | 22 |
| Phone | 1800223344 |
Saunshi branch overview
Located at NO.15207 WARD NO 5 , LAXMESHWAR ROAD,NEAR BUS STAND , SAUNSHI, KUNDAGOL TALUK , SAUNSHI , 581117, the Saunshi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0VJSAUN is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's SAUNSHI branch came to be assigned the code BARB0VJSAUN.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0VJSAUN, money simply cannot be routed to the SAUNSHI branch electronically.
Account types you can open at the Saunshi branch
Once you have an account at Bank of Baroda – SAUNSHI, the IFSC BARB0VJSAUN stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Saunshi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0VJSAUN
How to transfer money using IFSC BARB0VJSAUN
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0VJSAUN across all three.
NEFT to Bank of Baroda, SAUNSHI using IFSC BARB0VJSAUN
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0VJSAUN, and confirm that the system picks up Bank of Baroda – SAUNSHI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0VJSAUN
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – SAUNSHI, ensure your bank's portal accepts IFSC BARB0VJSAUN while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – SAUNSHI, use IMPS. With IFSC BARB0VJSAUN and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0VJSAUN for Bank of Baroda – SAUNSHI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0VJSAUN | Yes – BARB0VJSAUN | Yes – BARB0VJSAUN |
For most retail customers crediting the Saunshi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's SAUNSHI branch, the IFSC BARB0VJSAUN is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BARB0VJSAUN
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the SAUNSHI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0VJSAUN is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0VJSAUN and the account number together uniquely identify the Saunshi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC BARB0VJSAUN
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – SAUNSHI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0VJSAUN. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Saunshi branch sits at NO.15207 WARD NO 5 , LAXMESHWAR ROAD,NEAR BUS STAND , SAUNSHI, KUNDAGOL TALUK , SAUNSHI , 581117. If you are travelling from outside Saunshi, search for the branch on a maps application using the bank name and locality, or call 22-1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0VJSAUN and your account number.
Verifying IFSC BARB0VJSAUN from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0VJSAUN by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Saunshi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0VJSAUN continue to work without interruption.
Branch address & contact
Bank of BarodaSaunshi Branch
NO.15207 WARD NO 5 , LAXMESHWAR ROAD,NEAR BUS STAND , SAUNSHI, KUNDAGOL TALUK , SAUNSHI , 581117
Saunshi, Karnataka
Phone: 22-1800223344
IFSC: BARB0VJSAUN
Frequently asked questions
Is IFSC BARB0VJSAUN the same for all accounts at Saunshi branch?
Yes. The IFSC BARB0VJSAUN is shared by every account held at Bank of Baroda's Saunshi branch. Only the account number changes from customer to customer.
How do I add Bank of Baroda Saunshi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0VJSAUN, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Bank of Baroda Saunshi branch?
You can reach the branch at 22-1800223344 during regular banking hours.
How quickly will an NEFT transfer using BARB0VJSAUN be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Saunshi reflect within 30 minutes.
Where is Bank of Baroda Saunshi branch located?
Bank of Baroda's Saunshi branch is located at NO.15207 WARD NO 5 , LAXMESHWAR ROAD,NEAR BUS STAND , SAUNSHI, KUNDAGOL TALUK , SAUNSHI , 581117, Saunshi, Karnataka.
Does Bank of Baroda Saunshi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Saunshi branch but serve different purposes.
Is IFSC BARB0VJSAUN valid for NEFT and RTGS?
Yes. IFSC BARB0VJSAUN is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code BARB0VJSAUN belongs to Bank of Baroda's SAUNSHI branch, located at NO.15207 WARD NO 5 , LAXMESHWAR ROAD,NEAR BUS STAND , SAUNSHI, KUNDAGOL TALUK… in SAUNSHI, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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