IFSC Code of Bank of Baroda, Sant Road, Dist Panchmahals,Gujarat Branch, Gujarat

Below are the complete branch details for Bank of Baroda, SANT ROAD, DIST PANCHMAHALS,GUJARAT branch, located in SANT ROAD, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is BARB0SANTRO. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BARB0SANTRO for Bank of Baroda – SANT ROAD, DIST PANCHMAHALS,GUJARAT — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Baroda – SANT ROAD, DIST PANCHMAHALS,GUJARAT is BARB0SANTRO. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SANTRO map to this branch in SANT ROAD, GUJARAT.

Branch details at a glance

Bank profile

Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Sant Road, Dist Panchmahals,Gujarat branch — IFSC BARB0SANTRO — extends the bank's services to customers in and around Sant Road, Gujarat.

Sant Road, Dist Panchmahals,Gujarat branch overview

Located at SANT ROAD,TAL-GODHRA,DIST-PANCHMAHALS- 389120, the Sant Road, Dist Panchmahals,Gujarat branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0SANTRO is required for all interbank electronic transfers routed through this branch.

Why every Bank of Baroda branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SANT ROAD, DIST PANCHMAHALS,GUJARAT of Bank of Baroda — its own 11-character IFSC. The code BARB0SANTRO is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0SANTRO the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC BARB0SANTRO

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0SANTRO across all three.

NEFT to Bank of Baroda, SANT ROAD, DIST PANCHMAHALS,GUJARAT using IFSC BARB0SANTRO

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0SANTRO, and confirm that the system picks up Bank of Baroda – SANT ROAD, DIST PANCHMAHALS,GUJARAT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC BARB0SANTRO

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – SANT ROAD, DIST PANCHMAHALS,GUJARAT, ensure your bank's portal accepts IFSC BARB0SANTRO while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Bank of Baroda – SANT ROAD, DIST PANCHMAHALS,GUJARAT, use IMPS. With IFSC BARB0SANTRO and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BARB0SANTRO for Bank of Baroda – SANT ROAD, DIST PANCHMAHALS,GUJARAT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sant Road, Dist Panchmahals,Gujarat branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's SANT ROAD, DIST PANCHMAHALS,GUJARAT branch, the IFSC BARB0SANTRO is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Sant Road, Dist Panchmahals,Gujarat branch is mapped to IFSC BARB0SANTRO on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BARB0SANTRO.

Banking services available

The Sant Road, Dist Panchmahals,Gujarat branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0SANTRO

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0SANTRO and the account number together uniquely identify the Sant Road, Dist Panchmahals,Gujarat branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Sant Road, Dist Panchmahals,Gujarat branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0SANTRO is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – SANT ROAD, DIST PANCHMAHALS,GUJARAT:

• The IFSC is exactly BARB0SANTRO with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Baroda as the bank name and SANT ROAD, DIST PANCHMAHALS,GUJARAT as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Sant Road, Dist Panchmahals,Gujarat branch

The branch is located at SANT ROAD,TAL-GODHRA,DIST-PANCHMAHALS- 389120, which puts it inside Sant Road, the broader Sant Road district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Baroda Sant Road, Dist Panchmahals,Gujarat branch” — the verified location pin for IFSC BARB0SANTRO should appear at the top of the results.
2. Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0SANTRO and your account number.

Verifying IFSC BARB0SANTRO from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0SANTRO by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1800223344.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sant Road, Dist Panchmahals,Gujarat branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0SANTRO, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BARB0SANTRO belongs to Bank of Baroda's SANT ROAD, DIST PANCHMAHALS,GUJARAT branch, located at SANT ROAD,TAL-GODHRA,DIST-PANCHMAHALS- 389120 in SANT ROAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.