Use this page as a one-stop reference for everything related to Bank of Baroda's SAMESHWAR HAT, BIHAR branch in SAMESHWAR, BIHAR. The branch's IFSC code BARB0SAMESW is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Baroda – SAMESHWAR HAT, BIHAR is BARB0SAMESW. The first four letters BARB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SAMESW map to this branch in SAMESHWAR, BIHAR.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Sameshwar Hat, Bihar branch — IFSC BARB0SAMESW — extends the bank's services to customers in and around Sameshwar, Bihar.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Sameshwar Hat, Bihar |
| IFSC Code | BARB0SAMESW |
| MICR Code | Refer to cheque leaf |
| Branch Address | BAHADURGANJ,DIST KISHANGANJ, BIHAR 588101 |
| City | Sameshwar |
| District | Sameshwar |
| State | Bihar |
| Phone | 1800223344 |
About this branch
The branch is located at BAHADURGANJ,DIST KISHANGANJ, BIHAR 588101. It serves the Sameshwar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0SAMESW is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's SAMESHWAR HAT, BIHAR branch came to be assigned the code BARB0SAMESW.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0SAMESW, money simply cannot be routed to the SAMESHWAR HAT, BIHAR branch electronically.
Products and account variants supported
Every account opened at the Sameshwar Hat, Bihar branch is mapped to IFSC BARB0SAMESW on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0SAMESW.
Banking services available
The Sameshwar Hat, Bihar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0SAMESW
How to transfer money using IFSC BARB0SAMESW
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0SAMESW across all three.
How to use IFSC BARB0SAMESW for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's SAMESHWAR HAT, BIHAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0SAMESW.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as SAMESHWAR HAT, BIHAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SAMESHWAR HAT, BIHAR
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's SAMESHWAR HAT, BIHAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0SAMESW while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – SAMESHWAR HAT, BIHAR, use IMPS. With IFSC BARB0SAMESW and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Sameshwar Hat, Bihar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BARB0SAMESW:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SAMESHWAR HAT, BIHAR is still linked to IFSC BARB0SAMESW.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BARB0SAMESW
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – SAMESHWAR HAT, BIHAR is still mapped to IFSC BARB0SAMESW. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0SAMESW and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Sameshwar Hat, Bihar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0SAMESW is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0SAMESW and the account number together uniquely identify the Sameshwar Hat, Bihar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – SAMESHWAR HAT, BIHAR:
- The IFSC is exactly BARB0SAMESW with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and SAMESHWAR HAT, BIHAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Sameshwar Hat, Bihar branch sits at BAHADURGANJ,DIST KISHANGANJ, BIHAR 588101. If you are travelling from outside Sameshwar, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0SAMESW and your account number.
Verifying IFSC BARB0SAMESW from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0SAMESW by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sameshwar Hat, Bihar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0SAMESW, however, work 24x7.
Branch address & contact
Bank of BarodaSameshwar Hat, Bihar Branch
BAHADURGANJ,DIST KISHANGANJ, BIHAR 588101
Sameshwar, Bihar
Phone: 1800223344
IFSC: BARB0SAMESW
Frequently asked questions
How quickly will an NEFT transfer using BARB0SAMESW be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Sameshwar Hat, Bihar reflect within 30 minutes.
What is the IFSC code of Bank of Baroda Sameshwar Hat, Bihar branch?
The IFSC code of Bank of Baroda, Sameshwar Hat, Bihar branch is BARB0SAMESW. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Bank of Baroda Sameshwar Hat, Bihar branch located?
Bank of Baroda's Sameshwar Hat, Bihar branch is located at BAHADURGANJ,DIST KISHANGANJ, BIHAR 588101, Sameshwar, Bihar.
Is IFSC BARB0SAMESW the same for all accounts at Sameshwar Hat, Bihar branch?
Yes. The IFSC BARB0SAMESW is shared by every account held at Bank of Baroda's Sameshwar Hat, Bihar branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sameshwar Hat, Bihar branch but serve different purposes.
Does Bank of Baroda Sameshwar Hat, Bihar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
Final notes
To recap: BARB0SAMESW is the IFSC code of Bank of Baroda, SAMESHWAR HAT, BIHAR branch, in SAMESHWAR, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
