If you are searching for the IFSC code of Bank of Baroda, SAKTI,CHHATTISGARH branch in SAKTI, CHANDIGARH, this page has every detail you need. The verified IFSC code for this branch is BARB0SAKTIX. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SAKTI,CHHATTISGARH branch, and detailed step-by-step guides for using the IFSC BARB0SAKTIX across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0SAKTIX is the IFSC of Bank of Baroda's SAKTI,CHHATTISGARH branch. The format is fixed: BARB = bank code, 0 = reserved, SAKTIX = branch identifier.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Sakti,Chhattisgarh |
| IFSC Code | BARB0SAKTIX |
| MICR Code | Refer to cheque leaf |
| Branch Address | HOTEL MOHAN BOGH,NEAR PETROL PUMP,SAKTI,CHHATTISGARH 495689. |
| City | Sakti |
| District | Janjgir-Champa |
| State | Chandigarh |
| Phone | 1800223344 |
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Sakti,Chhattisgarh branch — IFSC BARB0SAKTIX — extends the bank's services to customers in and around Sakti, Chandigarh.
About the Sakti,Chhattisgarh branch
The Sakti,Chhattisgarh branch of Bank of Baroda is situated at HOTEL MOHAN BOGH,NEAR PETROL PUMP,SAKTI,CHHATTISGARH 495689.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BARB0SAKTIX is used.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SAKTI,CHHATTISGARH of Bank of Baroda — its own 11-character IFSC. The code BARB0SAKTIX is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0SAKTIX the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BARB0SAKTIX
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0SAKTIX across all three.
How to use IFSC BARB0SAKTIX for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's SAKTI,CHHATTISGARH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0SAKTIX.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as SAKTI,CHHATTISGARH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0SAKTIX
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – SAKTI,CHHATTISGARH, ensure your bank's portal accepts IFSC BARB0SAKTIX while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – SAKTI,CHHATTISGARH, use IMPS. With IFSC BARB0SAKTIX and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0SAKTIX for Bank of Baroda – SAKTI,CHHATTISGARH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0SAKTIX | Yes – BARB0SAKTIX | Yes – BARB0SAKTIX |
For most retail customers crediting the Sakti,Chhattisgarh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's SAKTI,CHHATTISGARH branch, the IFSC BARB0SAKTIX is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Sakti,Chhattisgarh branch is mapped to IFSC BARB0SAKTIX on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0SAKTIX.
Banking services available
The Sakti,Chhattisgarh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0SAKTIX
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0SAKTIX and the account number together uniquely identify the Sakti,Chhattisgarh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC BARB0SAKTIX
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the SAKTI,CHHATTISGARH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0SAKTIX is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – SAKTI,CHHATTISGARH:
- The IFSC is exactly BARB0SAKTIX with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and SAKTI,CHHATTISGARH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Sakti,Chhattisgarh branch sits at HOTEL MOHAN BOGH,NEAR PETROL PUMP,SAKTI,CHHATTISGARH 495689.. If you are travelling from outside Sakti, search for the branch on a maps application using the bank name and locality, or call 1800223344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BARB0SAKTIX and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0SAKTIX for Bank of Baroda – SAKTI,CHHATTISGARH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sakti,Chhattisgarh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BARB0SAKTIX, however, work 24x7.
Branch address & contact
Bank of BarodaSakti,Chhattisgarh Branch
HOTEL MOHAN BOGH,NEAR PETROL PUMP,SAKTI,CHHATTISGARH 495689.
Sakti, Chandigarh
Phone: 1800223344
IFSC: BARB0SAKTIX
Frequently asked questions
Is IFSC BARB0SAKTIX valid for NEFT and RTGS?
Yes. IFSC BARB0SAKTIX is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC BARB0SAKTIX the same for all accounts at Sakti,Chhattisgarh branch?
Yes. The IFSC BARB0SAKTIX is shared by every account held at Bank of Baroda's Sakti,Chhattisgarh branch. Only the account number changes from customer to customer.
Can I use IFSC BARB0SAKTIX for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BARB0SAKTIX to send funds instantly.
How do I add Bank of Baroda Sakti,Chhattisgarh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0SAKTIX, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Bank of Baroda Sakti,Chhattisgarh branch?
You can reach the branch at 1800223344 during regular banking hours.
What is the IFSC code of Bank of Baroda Sakti,Chhattisgarh branch?
The IFSC code of Bank of Baroda, Sakti,Chhattisgarh branch is BARB0SAKTIX. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: BARB0SAKTIX is the IFSC code of Bank of Baroda, SAKTI,CHHATTISGARH branch, in SAKTI, CHANDIGARH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
