If you are searching for the IFSC code of Bank of Baroda, SAHARSA branch in SAHARSA, BIHAR, this page has every detail you need. The verified IFSC code for this branch is BARB0SAHASA. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SAHARSA branch, and detailed step-by-step guides for using the IFSC BARB0SAHASA across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BARB0SAHASA is the IFSC of Bank of Baroda's SAHARSA branch. The format is fixed: BARB = bank code, 0 = reserved, SAHASA = branch identifier.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Saharsa |
| IFSC Code | BARB0SAHASA |
| MICR Code | Refer to cheque leaf |
| Branch Address | DR. BHUWAN KUMAR SINGH, MAHAVIR SUBLINE HOSPITAL, WARD NO -05, BANGAON ROAD, SAHARSA, BIHAR - 852212 |
| City | Saharsa |
| District | Saharsa |
| State | Bihar |
| STD Code | 22 |
| Phone | 1800223344 |
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Saharsa branch in Saharsa. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0SAHASA.
Saharsa branch overview
Located at DR. BHUWAN KUMAR SINGH, MAHAVIR SUBLINE HOSPITAL, WARD NO -05, BANGAON ROAD, SAHARSA, BIHAR - 852212, the Saharsa branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0SAHASA is required for all interbank electronic transfers routed through this branch.
Why every Bank of Baroda branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SAHARSA of Bank of Baroda — its own 11-character IFSC. The code BARB0SAHASA is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BARB0SAHASA the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BARB0SAHASA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0SAHASA across all three.
NEFT to Bank of Baroda, SAHARSA using IFSC BARB0SAHASA
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0SAHASA, and confirm that the system picks up Bank of Baroda – SAHARSA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SAHARSA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Baroda's SAHARSA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BARB0SAHASA while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Baroda SAHARSA (IFSC BARB0SAHASA)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0SAHASA in your mobile or internet banking app, and the money is credited to the SAHARSA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0SAHASA for Bank of Baroda – SAHARSA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0SAHASA | Yes – BARB0SAHASA | Yes – BARB0SAHASA |
For most retail customers crediting the Saharsa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0SAHASA
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – SAHARSA is still mapped to IFSC BARB0SAHASA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0SAHASA and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Saharsa branch is mapped to IFSC BARB0SAHASA on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0SAHASA.
Banking services available
The Saharsa branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0SAHASA
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Baroda carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BARB0SAHASA and the account number together uniquely identify the Saharsa branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Saharsa branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0SAHASA is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC BARB0SAHASA
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Baroda – SAHARSA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BARB0SAHASA. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Saharsa branch
The branch is located at DR. BHUWAN KUMAR SINGH, MAHAVIR SUBLINE HOSPITAL, WARD NO -05, BANGAON ROAD, SAHARSA, BIHAR - 852212, which puts it inside Saharsa, the broader Saharsa district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Saharsa branch” — the verified location pin for IFSC BARB0SAHASA should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0SAHASA and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BARB0SAHASA for Bank of Baroda – SAHARSA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Saharsa are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0SAHASA continue to work without interruption.
Branch address & contact
Bank of BarodaSaharsa Branch
DR. BHUWAN KUMAR SINGH, MAHAVIR SUBLINE HOSPITAL, WARD NO -05, BANGAON ROAD, SAHARSA, BIHAR - 852212
Saharsa, Bihar
Phone: 22-1800223344
IFSC: BARB0SAHASA
Frequently asked questions
What is the IFSC code of Bank of Baroda Saharsa branch?
The IFSC code of Bank of Baroda, Saharsa branch is BARB0SAHASA. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BARB0SAHASA valid for NEFT and RTGS?
Yes. IFSC BARB0SAHASA is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bank of Baroda Saharsa as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0SAHASA, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Bank of Baroda Saharsa branch?
You can reach the branch at 22-1800223344 during regular banking hours.
How quickly will an NEFT transfer using BARB0SAHASA be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Baroda – Saharsa reflect within 30 minutes.
Is IFSC BARB0SAHASA the same for all accounts at Saharsa branch?
Yes. The IFSC BARB0SAHASA is shared by every account held at Bank of Baroda's Saharsa branch. Only the account number changes from customer to customer.
Summary
The IFSC code BARB0SAHASA belongs to Bank of Baroda's SAHARSA branch, located at DR. BHUWAN KUMAR SINGH, MAHAVIR SUBLINE HOSPITAL, WARD NO -05, BANGAON ROAD,… in SAHARSA, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
